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U.S. Bank: Open Business Checking Account & Deposit/Maintain $5K Balance for 60 Days Expired

Earn $500 Bonus
(w/ Enrollment in Online Banking / App)
+100 Deal Score
367,453 Views
Update: This popular offer is still available.

U.S. Bank offers a $500 or $750 Bonus when you Open an Eligible Business Checking Account using promo code AFL23 and make a Deposit Totalling $5,000+ or $15,000+ within 30 days of opening your account. Must maintain your balance for 60 days after the account opening and enroll in online banking or the U.S. Bank Mobile App to earn your bonus. Offer valid through August 31, 2023. Member FDIC.

Thanks to Community Member desitoyota for sharing this deal.

Offer Instructions:
  • Promo code AFL23 MUST be used when opening the business checking account. Limit of one Business Checking bonus per business.
    • A $100 minimum deposit is required to open a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account.
  • Must enroll in online banking or the U.S. Bank Mobile App within 60 days to earn your bonus.
  • Earn $500 when you deposit $5,000
    • Earn a $500 Business Checking bonus by opening a new U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account through 08/31/2023. You must make new deposit(s) of at least $5,000 in new money deposits (Direct Deposits, ATM/Branch Deposits, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and thereafter maintain a balance of at least $5,000 until the 60th day after account opening.
  • Earn $750 when you deposit $15,000
    • Earn your $750 Business Checking bonus by opening a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account through 08/31/2023. You must make new deposit(s) of at least $15,000 in new money deposits (Direct Deposits, ATM/Branch Deposits, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and thereafter maintain a balance of at least $15,000 until the 60th day after account opening.

Original Post

Written by
Edited December 6, 2023 at 02:57 PM by
I just wanted to open a business checking account and found this out.
$500 bonus for depositing $5000 and keeping it for 60 days
$750 for $15000 deposit and hold it for 60 day
Here is the link:
Created 05-07-2023 at 06:23 PM by desitoyota
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Deal
Score
+100
367,453 Views
Earn $500 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

732 Comments

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Featured Comments

Beware this bank uses every possible avenue to deny your bonus. They claimed ach transfers from my other non US bank accounts to this account weren't "new" funds or money

edit: mods, why did you remove my edit comment telling others that were telling me I did it wrong to go kick rocks!?!
Lol usbank is terrible
Lol our Banks are broke.

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Joined Nov 2008
L3: Novice
> bubble2 142 Posts
175 Reputation
pshadow
08-12-2023 at 04:03 PM.
08-12-2023 at 04:03 PM.
Quote from airrich :
I opened the account Jun 9th. $5100 posted on June 14th. It is 63 days in from opening and still no bonus.
I called them today and they were honest in saying it will post by about day 90. This eats into the expected bonus interest estimates. I am curious if any found this in their small print? Or just plain lies from USBank?

I have no plans on keeping my funds in there after the bonus posts. I am hoping it will be on August 13th/14th.

It took more than 60 days.
I opened the account 5/16 with $5000 and I got my $500 on 8/8.
84 days before I get my bonus. Still not a bad deal IMO.
Reply
Joined Oct 2003
L2: Beginner
> bubble2 104 Posts
10 Reputation
senseye2437
08-12-2023 at 08:40 PM.
08-12-2023 at 08:40 PM.
I just opened an account today with initial $100 transfer. Can I just link with my Fidelity account and push 15k and pull back to Fidelity account 2 months later? Am I still getting the bonus?

I see many comments regarding issues on sending or receiving money, so I'm not confident…
Reply
Last edited by senseye2437 August 12, 2023 at 08:45 PM.
Joined Dec 2007
L5: Journeyman
> bubble2 842 Posts
95 Reputation
mickey75
08-13-2023 at 09:09 AM.
08-13-2023 at 09:09 AM.
US Bank - No thanks - Even $1k bonus.
1
Reply
Joined Jun 2023
New User
> bubble2 7 Posts
14 Reputation
EagerCable8029
08-13-2023 at 12:44 PM.
08-13-2023 at 12:44 PM.
Do you need to have a business to open this account?
Reply
Joined Dec 2018
Master of my Own Domain
> bubble2 2,154 Posts
374 Reputation
HonestMammoth473
08-13-2023 at 09:21 PM.
08-13-2023 at 09:21 PM.
Quote from mickey75 :
US Bank - No thanks - Even $1k bonus.
Agree. This is one of the only bonuses I ever bailed on. I'd rather be castrated with safety scissors than open another bank account with them.
1
Reply
Joined May 2005
L5: Journeyman
> bubble2 875 Posts
151 Reputation
meranamjoker
08-13-2023 at 09:36 PM.
08-13-2023 at 09:36 PM.
what is the best way to take the money out of US Bank ?
Reply
Joined Aug 2010
Metal Gigantuar
> bubble2 1,970 Posts
547 Reputation
Debit2Cash
08-14-2023 at 09:28 AM.
08-14-2023 at 09:28 AM.
Quote from meranamjoker :
what is the best way to take the money out of US Bank ?
I walked into a branch and closed the account. They handed me a cashiers check for the entire amount.
Reply

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Joined Oct 2006
L6: Expert
> bubble2 1,482 Posts
exm
08-14-2023 at 12:24 PM.
08-14-2023 at 12:24 PM.
Tried to get money in, using 3 different Chase accounts. Every time it locks my account. My promotion window is closing soon, so I just need to get my $100 back out and close the account. What a waste of time.
Reply
Joined May 2013
New User
> bubble2 3 Posts
10 Reputation
GoSD
08-14-2023 at 01:19 PM.
08-14-2023 at 01:19 PM.
The term says "Deposit new money within 30 days of account opening and maintain your balance for 60 days after the account opening".

Does the 60-day simply count from the account opening (which means I only need to keep my balance as short as 30 days), or from the day the deposit was made (so it would 30+60=90 days)?

Thanks.
Reply
Joined Sep 2010
L3: Novice
> bubble2 143 Posts
22 Reputation
teaguepeach
08-14-2023 at 01:59 PM.
08-14-2023 at 01:59 PM.
open account and save money at Jun 8, and still not receive bonus yet
Reply
Joined May 2013
New User
> bubble2 3 Posts
10 Reputation
GoSD
08-14-2023 at 02:16 PM.
08-14-2023 at 02:16 PM.
Quote from GoSD :
The term says "Deposit new money within 30 days of account opening and maintain your balance for 60 days after the account opening".

Does the 60-day simply count from the account opening (which means I only need to keep my balance as short as 30 days), or from the day the deposit was made (so it would 30+60=90 days)?

Thanks.
Anyone got the bouns after holding the fund less than 60 days?
Reply
Joined Aug 2009
L1: Learner
> bubble2 18 Posts
18 Reputation
tontot
08-14-2023 at 03:45 PM.
08-14-2023 at 03:45 PM.
DP.

I deposited 5K in 5/18 and received my $500 bonus on 8/8

Signed up for online banking that is included with my personal US bank credit card. Also downloaded and used the mobile app to log in

Signed up for paperless statement
Reply
Joined Feb 2009
Miss Maddy
> bubble2 5,081 Posts
3,283 Reputation
RandomDealz
08-14-2023 at 09:58 PM.
08-14-2023 at 09:58 PM.
Funded my account 5/24, received $500 bonus 8/8.
Reply
Joined May 2020
L3: Novice
> bubble2 240 Posts
58 Reputation
camar0rs
08-15-2023 at 05:17 AM.
08-15-2023 at 05:17 AM.
everyone else seeing the "Analysis Service Charge" for $6 on 8-14-23 ?
Reply

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Joined Apr 2007
L3: Novice
> bubble2 108 Posts
64 Reputation
Palabreur
08-15-2023 at 06:11 AM.
08-15-2023 at 06:11 AM.
Quote from camar0rs :
everyone else seeing the "Analysis Service Charge" for $6 on 8-14-23 ?
Ha, I just called about this. It's the 'paper statement charge'.

(1) Go into your account and turn on electronic statements
(2) Call them up and ask what the charge is for
(3) When they ask when you turned on electronic statements, tell them you don't know. They'll say something like 'oh, it sometimes gets processed before it goes on the account, it must have happened before you turned on electronic statements, let me waive that fee for you.'

Or at least that's how it worked for me.
Reply
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