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U.S. Bank: Open Business Checking Account & Deposit/Maintain $5K Balance for 60 Days Expired

Earn $500 Bonus
(w/ Enrollment in Online Banking / App)
+100 Deal Score
367,429 Views
Update: This popular offer is still available.

U.S. Bank offers a $500 or $750 Bonus when you Open an Eligible Business Checking Account using promo code AFL23 and make a Deposit Totalling $5,000+ or $15,000+ within 30 days of opening your account. Must maintain your balance for 60 days after the account opening and enroll in online banking or the U.S. Bank Mobile App to earn your bonus. Offer valid through August 31, 2023. Member FDIC.

Thanks to Community Member desitoyota for sharing this deal.

Offer Instructions:
  • Promo code AFL23 MUST be used when opening the business checking account. Limit of one Business Checking bonus per business.
    • A $100 minimum deposit is required to open a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account.
  • Must enroll in online banking or the U.S. Bank Mobile App within 60 days to earn your bonus.
  • Earn $500 when you deposit $5,000
    • Earn a $500 Business Checking bonus by opening a new U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account through 08/31/2023. You must make new deposit(s) of at least $5,000 in new money deposits (Direct Deposits, ATM/Branch Deposits, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and thereafter maintain a balance of at least $5,000 until the 60th day after account opening.
  • Earn $750 when you deposit $15,000
    • Earn your $750 Business Checking bonus by opening a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account through 08/31/2023. You must make new deposit(s) of at least $15,000 in new money deposits (Direct Deposits, ATM/Branch Deposits, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and thereafter maintain a balance of at least $15,000 until the 60th day after account opening.

Original Post

Written by
Edited December 6, 2023 at 02:57 PM by
I just wanted to open a business checking account and found this out.
$500 bonus for depositing $5000 and keeping it for 60 days
$750 for $15000 deposit and hold it for 60 day
Here is the link:
Created 05-07-2023 at 06:23 PM by desitoyota
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Deal
Score
+100
367,429 Views
Earn $500 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

732 Comments

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Featured Comments

Beware this bank uses every possible avenue to deny your bonus. They claimed ach transfers from my other non US bank accounts to this account weren't "new" funds or money

edit: mods, why did you remove my edit comment telling others that were telling me I did it wrong to go kick rocks!?!
Lol usbank is terrible
Lol our Banks are broke.

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Joined Mar 2010
L3: Novice
> bubble2 167 Posts
50 Reputation
Pro
Misio
08-29-2023 at 01:47 PM.
08-29-2023 at 01:47 PM.
Quote from LawrenceT6420 :
Thanks. F that shit then. Gov will take close to 45% of my bonus.
And $150 closing fee if you don't keep account open for more than 180 days.
Reply
Joined May 2006
I aint no learner
> bubble2 726 Posts
23 Reputation
itsMyMoney
08-29-2023 at 03:08 PM.
08-29-2023 at 03:08 PM.
..lol not surprised to see many people getting screwed over by US Bank.
US Bank gave me 30 days to call back for some account profile process.
I called back within a week - way before their 30 day notice. they already closed my account out without giving me any reasons and would not allow me to reinstate to get my bonus. kinda messed up. their customer service is awful too.
Reply
Joined Jan 2007
L4: Apprentice
> bubble2 413 Posts
23 Reputation
superDaddy
08-29-2023 at 03:55 PM.
08-29-2023 at 03:55 PM.
I finished the deposit of $5000+ on 6/20 via multiple external transfers. It's been more than 60 days but I haven't seen bonus showing up. It smells fishy and I'm afraid a large scale fraud is going on.
Reply
Joined May 2019
L4: Apprentice
> bubble2 433 Posts
107 Reputation
Matrix80
08-29-2023 at 04:12 PM.
08-29-2023 at 04:12 PM.
Quote from Jellok :
Lol our Banks are broke.
My money is all in the self checkout machine at the grocery store.

Banks are charging 9% Apr for Tier 1 auto loans. 17% for student loans. 30% for credit cards.
Reply
Joined Jul 2008
L6: Expert
> bubble2 1,135 Posts
149 Reputation
rocodog
08-29-2023 at 04:45 PM.
08-29-2023 at 04:45 PM.
Quote from superDaddy :
I finished the deposit of $5000+ on 6/20 via multiple external transfers. It's been more than 60 days but I haven't seen bonus showing up. It smells fishy and I'm afraid a large scale fraud is going on.
i did this around may 15th. i got the bonus on August 8th. 5 of my friends got the bonus on the same day
Reply
Joined Oct 2006
L6: Expert
> bubble2 1,482 Posts
exm
08-29-2023 at 06:03 PM.
08-29-2023 at 06:03 PM.
Quote from NavyMint1272 :
I ended up wiring my initial deposit and a combination of push/pull to get it all out. For some reason I kept having trouble pulling from capital one bank and it ended flagging my account and locking it (capital one, not US bank.)

I opted to not get a debit card (because I was just going to close it) and had to call to get my account number. I didn't have as much trouble and got through within a few minutes.

Did you close you account yet? I'm hoping it's not going to be a painful process.
I closed my account. Took me a few minutes over the phone, and since I can't get my money out myself they told me they will send me a cashier's check.
Reply
Joined Jan 2007
L10: Grand Master
> bubble2 28,289 Posts
2,718 Reputation
cgigate
08-29-2023 at 06:14 PM.
08-29-2023 at 06:14 PM.
Quote from Misio :
And $150 closing fee if you don't keep account open for more than 180 days.

There is no such thing for $150 closing fee for the account not more than 180 days
1
Reply

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Joined May 2009
L1: Learner
> bubble2 7 Posts
10 Reputation
jwoods999
08-29-2023 at 06:33 PM.
08-29-2023 at 06:33 PM.
Quote from bombatwist :
Trying to find the verbiage on the US bank website that indicates there is a $5k/week cap but didn't find any. Where did you find that out?
It appeared on the screen after attempting to do a transfer from another bank.
Reply
Joined Aug 2012
L5: Journeyman
> bubble2 642 Posts
74 Reputation
riffdex
08-29-2023 at 07:35 PM.
08-29-2023 at 07:35 PM.
Quote from duckeggs :
It's called sole proprietors…..
Speak for yoursole 🙄
Reply
Joined Nov 2016
New User
> bubble2 2 Posts
10 Reputation
Passiveslickdeal
08-29-2023 at 07:35 PM.
08-29-2023 at 07:35 PM.
Worst banking experience. Mobile check deposit limit only $500 a day. For higher than that, either mail it or visit a branch (good luck with that). Avoid at all costs!
Reply
Joined Aug 2016
L9: Master
> bubble2 5,521 Posts
312 Reputation
duckeggs
08-29-2023 at 09:08 PM.
08-29-2023 at 09:08 PM.
Quote from riffdex :
Speak for yoursole 🙄
seeing self proprietor still makes me laugh LOL
Reply
Joined Aug 2006
The Cynic
> bubble2 1,406 Posts
650 Reputation
coot66
08-29-2023 at 09:49 PM.
08-29-2023 at 09:49 PM.
I signed up for this today (before 8/31) but was not instant approved.

Quote :
Thanks for your patience while we look over your application. We'll be in touch within 2 business days and won't transfer any funds for your opening deposit until your application is approved.
How long did it take for people to get approved if it wasn't instant? If I'm approved after 8/31, I wonder if that would invalidate me from the promo...

-The Unapproved Coot66
Reply
Joined Aug 2016
L9: Master
> bubble2 5,521 Posts
312 Reputation
duckeggs
08-29-2023 at 11:22 PM.
08-29-2023 at 11:22 PM.
Quote from riffdex :
Speak for yoursole 🙄
just realized your spelling 🤣🤣🤣🤣🤣🤣
Reply
Joined Nov 2009
L2: Beginner
> bubble2 48 Posts
24 Reputation
yljoeyallen
08-30-2023 at 11:12 AM.
08-30-2023 at 11:12 AM.
Be warned, account defaults to mailed statements and gives no automated reminder to change to paperless. I changed to paperless before any billing hit the account for paper statements and a fee for $6 was billed to the account six days before review was completed and account bonus denied on the technicality of falling below the required minimum balance $5000) due to $6 of surprise billing for unrequested paper statements. Pretty shady tactics USBank...
Reply

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Joined May 2020
L3: Novice
> bubble2 240 Posts
58 Reputation
camar0rs
08-30-2023 at 12:28 PM.
08-30-2023 at 12:28 PM.
Quote from yljoeyallen :
Be warned, account defaults to mailed statements and gives no automated reminder to change to paperless. I changed to paperless before any billing hit the account for paper statements and a fee for $6 was billed to the account six days before review was completed and account bonus denied on the technicality of falling below the required minimum balance $5000) due to $6 of surprise billing for unrequested paper statements. Pretty shady tactics USBank...
yea im pretty sure i am going to be told this as well, got hit with that $6 charge and refunded with next day
Reply
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