These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Its one of those things. If you know, you know. Easy money.
That's B.S. Wifey and I apply for at least 6-8 cc's/year and our credit rating is around 830/ea. Applying for a cc makes a tiny hit to your cc rating which goes away pretty quickly.
If your credit rating is so bad that your worried about this, then you have bigger financial problems to solve.
The amount of new accounts opened per year is only a small percentage of the overall credit formula. The majority of your score is based on you debt to income ratio. I open around 4 cards per year and sit around 790-810 credit score. That is still in the range to get the best available interest rates.
Sign up for a Slickdeals account to remove this ad.
Will you still get the 5% back everywhere for the first 3 months / $2500 purchases? This is the current promo:
Quote
:
Get a $150 Amazon Gift Card instantly upon approval and earn 5% back everywhere on up to $2,500 in spending for
the first 3 months after account opening ($125 value).* Eligible Prime membership required. Offer ends June 28.
The amount of new accounts opened per year is only a small percentage of the overall credit formula. The majority of your score is based on you debt to income ratio. I open around 4 cards per year and sit around 790-810 credit score. That is still in the range to get the best available interest rates.
That's B.S. Wifey and I apply for at least 6-8 cc's/year and our credit rating is around 830/ea. Applying for a cc makes a tiny hit to your cc rating which goes away pretty quickly.
If your credit rating is so bad that your worried about this, then you have bigger financial problems to solve.
410 Comments
Your comment cannot be blank.
Featured Comments
If your credit rating is so bad that your worried about this, then you have bigger financial problems to solve.
Sign up for a Slickdeals account to remove this ad.
the first 3 months after account opening ($125 value).* Eligible Prime membership required. Offer ends June 28.
$200 Gift Card Deal won't start until the 29th.
"24/5", what are you referring to?
google chase 24/5 rule
Sign up for a Slickdeals account to remove this ad.
Our community has rated this post as helpful. If you agree, why not thank spaumn
If your credit rating is so bad that your worried about this, then you have bigger financial problems to solve.
I opened about 14 past 2 years. My score hasn't really improved much but currently 780 with zero debt.