Hyundai is offering the
2023 Hyundai IONIQ 5 Electric Vehicle from
$41,450 with
24, 36 or 48-Month Financing starting as low as
0.99% APR and
$0 Down Payment for very well-qualified buyers when purchased between 6/14/2023 through 7/5/2023.
Thanks to community member
fireserphant for sharing this deal.
- Note: Pricing and availability will vary depending on your selected options and available inventory.
Limited-Time Special Financing Options:
- 0.99% APR (up to 36 months) at $28 per $1,000 financed for qualified buyers.
- 0.99% APR (up to 48 months) at $21 per $1,000 financed for qualified buyers.
- Must be financed through Hyundai Motor Finance (HMF). Tax, title and license extra.
- See your participating Hyundai dealer (dealership locator) for more details.
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On a related note, the NHTSA just opened an investigation into the Ioniq5 due to reports that some Ioniqs are losing power while being driven. Not a full recall as of yet but enough complaints, around 30, to warrant a closer look. https://www.caranddrive
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People often justify it saying "I only financed $25k because I traded in my 3 year old telluride that the dealer gave me $25k for"
They seem to ignore the actual cost per year. If they paid $55k for the telluride that's a $10k/year loss. I drive a used luxury vehicle that has cost me $8k between depreciation and minor repairs over 7.5 years
In terms of buying used luxury car - each person is different. Just a quick look at the ads in my area - 2008 Lexus ES 350 with 160K miles - that is around 8K. OK - you might do better with haggling and more deal searching. But personally, that is no longer a luxury car - they keep adding new safety features/bells and whistles that thinking that a 10-15 year old car with high mileage on it is as good as the new car is fantasy.
Simple fact: While frugality is good - you can't take all that money that you save to heaven with you. So not saying that just go outspend everybody - but if you have the money, there is nothing wrong wit spending on a new car. I have been new cars ever since my first real job and enjoyed every one of them and really enjoyed the trouble free ownership. But at certain age/mileage, it was clear that the overhead - not just in terms of $'s but in my "time" or having my wife deal with car issues, was not worth keeping the car any longer.
Again, which seems more useful in juding reliabilty:
A survey of people so old they can't figure out how to cancel their consumer reports subscription-- and a survey BTW which counts things like "I can't figure out the infotainment system" as a "quality problem"
Or....
Actual warranty claims rates across all owners and all brands?
(Hint: it's that second one-- And Tesla is the best in the industry among brands sold in the US based on the last 2 years of data available)
https://www.warrantywee
That's warranty claims rate, as a percentage of sales, for all major brands for 2020 and 2021 (most recent data available)
Hyundais is 2.4% and 2.7%
Teslas is 1.1% and 1.1%. The best of any brand selling in the US.
(Toyota is a close #2, at 1.4% and 1.0% for those 2 years)
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Have fun paying thousands a year to maintain that aging ICE engine 😂
Have fun replacing the transmission when it goes out 💀
Meanwhile, I'll be driving on free electricity from the solar panels on my roof. Solar panels are dropping in price, our new system will pay for itself in only 5 years.
There are 1.446 billion cars. Only rare things are collectable.
I don't care what car you buy. I just know that your logic is financially stupid.
Have fun paying thousands a year to maintain that aging ICE engine 😂
Have fun replacing the transmission when it goes out 💀
Meanwhile, I'll be driving on free electricity from the solar panels on my roof. Solar panels are dropping in price, our new system will pay for itself in only 5 years.
There are 1.446 billion cars. Only rare things are collectable.
I don't care what car you buy. I just know that your logic is financially stupid.
> There are 1.446 billion cars. Only rare things are collectable.
Yeah - that is why don't buy a Corolla - there will be too many of them. Desirable cars - e.g. V6 etc. will be at premium if the gas cars stop selling.
Every person's situation is different and not understanding that and calling somebody else's logic financially stupid is the biggest stupidity of all :-). I drive 4K miles per year in one of my cars - there is not enough gas consumed where EV would make a difference. I make too much money (nice problem to have ;-) ) where I don't qualify for the $7,500 rebate - so I have to evaluate things without subsidies. I also care about what I drive - it is just not about going and buying the cheapest thing and regretting for the next 15 years. So I am making a financial decision for my situation - not for your situation.
> our new system will pay for itself in only 5 years.
While Solar is not a bad investment - particularly in places like CA where PGE is completely shafting the customers, the math is not so trivial. Based on my recently purchased solar system, I suspect that your 5 year is based on dumb math of saying I paid X dollars at time 0 and then saved so much per-month on electricity. But you completely don't understand how capital works. You also have to figure out the "opportunity cost of not investing that capital" - particularly when people make smart investments and are making greater than 10% average returns. If you don't invest and put the money in the mattress, then your dumb math of 5 years is fine - but otherwise the payback period is much longer. Note: 10% is not a made up number - my whole early retirement is driven by years of leveraging capital something that your dumb math does not understand.
> There are 1.446 billion cars. Only rare things are collectable.
Yeah - that is why don't buy a Corolla - there will be too many of them. Desirable cars - e.g. V6 etc. will be at premium if the gas cars stop selling.
Every person's situation is different and not understanding that and calling somebody else's logic financially stupid is the biggest stupidity of all :-). I drive 4K miles per year in one of my cars - there is not enough gas consumed where EV would make a difference. I make too much money (nice problem to have ;-) ) where I don't qualify for the $7,500 rebate - so I have to evaluate things without subsidies. I also care about what I drive - it is just not about going and buying the cheapest thing and regretting for the next 15 years. So I am making a financial decision for my situation - not for your situation.
> our new system will pay for itself in only 5 years.
While Solar is not a bad investment - particularly in places like CA where PGE is completely shafting the customers, the math is not so trivial. Based on my recently purchased solar system, I suspect that your 5 year is based on dumb math of saying I paid X dollars at time 0 and then saved so much per-month on electricity. But you completely don't understand how capital works. You also have to figure out the "opportunity cost of not investing that capital" - particularly when people make smart investments and are making greater than 10% average returns. If you don't invest and put the money in the mattress, then your dumb math of 5 years is fine - but otherwise the payback period is much longer. Note: 10% is not a made up number - my whole early retirement is driven by years of leveraging capital something that your dumb math does not understand.
> There are 1.446 billion cars. Only rare things are collectable.
Yeah - that is why don't buy a Corolla - there will be too many of them. Desirable cars - e.g. V6 etc. will be at premium if the gas cars stop selling.
Every person's situation is different and not understanding that and calling somebody else's logic financially stupid is the biggest stupidity of all :-). I drive 4K miles per year in one of my cars - there is not enough gas consumed where EV would make a difference. I make too much money (nice problem to have ;-) ) where I don't qualify for the $7,500 rebate - so I have to evaluate things without subsidies. I also care about what I drive - it is just not about going and buying the cheapest thing and regretting for the next 15 years. So I am making a financial decision for my situation - not for your situation.
> our new system will pay for itself in only 5 years.
While Solar is not a bad investment - particularly in places like CA where PGE is completely shafting the customers, the math is not so trivial. Based on my recently purchased solar system, I suspect that your 5 year is based on dumb math of saying I paid X dollars at time 0 and then saved so much per-month on electricity. But you completely don't understand how capital works. You also have to figure out the "opportunity cost of not investing that capital" - particularly when people make smart investments and are making greater than 10% average returns. If you don't invest and put the money in the mattress, then your dumb math of 5 years is fine - but otherwise the payback period is much longer. Note: 10% is not a made up number - my whole early retirement is driven by years of leveraging capital something that your dumb math does not understand.
Maybe i can dumb this down.. you could buy 1x$20,000 share of a solar company, and then the stock pays you a $322 dividend in the form of an electricity bill every month for as long as you own it, and then on top of it at any time you can sell the stock for $20,000 (or lets say solar panel efficiency goes up so your solar panels are worth $17,000 in 5 years instead of $20,000)
then on top of it theres federal tax credits for solar
youd have to either be a very very very stupid investor or have insider knowledge on a stock to not prioritize the "dividend" of a solar investment + property value increase + federal tax credit
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