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Ink Business Preferred® Credit Card: Earn 100k Bonus Points After You Spend $8k in the First 3 Months Expired

+90 Deal Score
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Chase is offering 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred® Credit Card. The annual fee is $95.

Thanks to Staff Member EfficientGame645 for finding this deal.

Card Details:

Original Post

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Edited July 12, 2024 at 02:51 PM by
Chase is offering 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred® Credit Card. The annual fee is $95.

Card Details:
Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Travel℠
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
Points are worth 25% more when you redeem for travel through Chase Travel℠
Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Member FDIC

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Created 06-29-2023 at 03:49 PM by EfficientGame645
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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To people who can't spend the 8k. I normally pay my property taxes they charge 2% fee but this card gives back 1% so you pay 1% on 8k spent. Ie pay 80 dollars to get 1k bonus.
Also you can make estimated payments on your federal tax I believe it's 1.87% fee then reduce your withholdings to pay less to account for estimated payment. Otherwise get it back next year as refund etc..
Ever sell something on ebay? At a garage sale? Look, you have a business!

Ever have an IDEA for a business but haven't done anything with it yet? Look, you have a business!

Apply as a sole proprietorship, the business name is the same as your name, the EIN is your SSN.





You can do considerably better than 3 cents a point with most business and first class airline transfers (a booking to Japan earlier this year in business was about 7.4 cents a point for me for example though this is toward the high end)

Also I'd double check your "normally" results- 3 cents is high for typical Hyatt use, 2-2.5 is more typical.


Mind you- Hyatt is still worth doing compared to the portal or PYB or taking it as cash-- and even usually beats coach airfare values--- but typically is inferior to biz/first plane tickets via transfers.







How much are you spending that you're earning 3 million UR every year?
Unless you have a slick deal on a time machine, that's not a useful data point.

This is actually a much LOWER spend that it has been for most of the last couple years- normally it's been 15k for this card.

https://www.doctorofcredit.com/ch...quirement/

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Joined Jun 2006
Wow Amazing Slick Deal
> bubble2 1,411 Posts
71 Reputation
mcali786
09-27-2023 at 02:26 PM.
09-27-2023 at 02:26 PM.
Quote from mcali786 :
Just to confirm, one can use the points to redeem via chase ultimate rewards portal without having to transfer them to personal Chase sapphire cards as I Don't have Them?
Does anyone knows?
Reply
Joined Jun 2006
Wow Amazing Slick Deal
> bubble2 1,411 Posts
71 Reputation
mcali786
09-30-2023 at 08:21 PM.
09-30-2023 at 08:21 PM.
Got the manual review and was asked for EIN/TID docs and business address papers, submitted rightaway via portal and was told will be notified, still waiting after 4 days.
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Joined Nov 2011
L4: Apprentice
> bubble2 447 Posts
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User1654112
09-30-2023 at 08:33 PM.
09-30-2023 at 08:33 PM.
Quote from computer87 :
To people who can't spend the 8k. I normally pay my property taxes they charge 2% fee but this card gives back 1% so you pay 1% on 8k spent. Ie pay 80 dollars to get 1k bonus.
Also you can make estimated payments on your federal tax I believe it's 1.87% fee then reduce your withholdings to pay less to account for estimated payment. Otherwise get it back next year as refund etc..
Some of us don't own property...
1
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Joined May 2007
The Whole F'n Show
> bubble2 5,329 Posts
440 Reputation
RVD26
10-02-2023 at 01:19 PM.
10-02-2023 at 01:19 PM.
Quote from mcali786 :
Does anyone knows?
Yes, this works the same as the Chase Sapphire cards.
I have this card and combine all the points from my other Chase cards to this one so I can transfer those points to travel partners.
Reply
Joined Jun 2006
Wow Amazing Slick Deal
> bubble2 1,411 Posts
71 Reputation
mcali786
10-03-2023 at 07:17 AM.
10-03-2023 at 07:17 AM.
Quote from RVD26 :
Yes, this works the same as the Chase Sapphire cards.
I have this card and combine all the points from my other Chase cards to this one so I can transfer those points to travel partners.
Great thanks so much, I was surprised this wasn't even listed on the travel/card blog sites that has the links plastered all over their sites. Appreciate your reply.
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Joined May 2007
The Whole F'n Show
> bubble2 5,329 Posts
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RVD26
10-03-2023 at 10:31 AM.
10-03-2023 at 10:31 AM.
Quote from mcali786 :
Great thanks so much, I was surprised this wasn't even listed on the travel/card blog sites that has the links plastered all over their sites. Appreciate your reply.
This is a business card, which isn't as popular as personal cards so that's my guess why it's not mentioned as much.
Honestly, other than using this card to hit the welcome offer and the ability to transfer to travel partners this card, I don't really use this card much.
Reply
Joined Oct 2006
L7: Teacher
> bubble2 2,662 Posts
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desitoyota
10-07-2023 at 06:57 PM.
10-07-2023 at 06:57 PM.
Quote from mcali786 :
Does anyone knows?

This card is same as CSP personal card. This is one of the chase trifecta group which many travel site claims. They recommend Chase Freedom unlimited, CSP and Chase Ink Cash as 3 cards to own.
You can do the same thing with Chase Ink Preferred, Chase ink Unlimited and Chase ink cash.
With any preferred card, you can transfer the points to travel partner
Reply

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Joined Jun 2006
Wow Amazing Slick Deal
> bubble2 1,411 Posts
71 Reputation
mcali786
10-08-2023 at 02:40 PM.
10-08-2023 at 02:40 PM.
Quote from desitoyota :
This card is same as CSP personal card. This is one of the chase trifecta group which many travel site claims. They recommend Chase Freedom unlimited, CSP and Chase Ink Cash as 3 cards to own.
You can do the same thing with Chase Ink Preferred, Chase ink Unlimited and Chase ink cash.
With any preferred card, you can transfer the points to travel partner
Nice! Thank you, thats what I was trying to get to know about as I can't apply for CSP up till next summer so getting tihs Ink Preferred was the goal to do min spend even with the fee.

I was hoping to use the travel benefit to yield the additional 25% bonus that chase gives.

To others: What travel partners do most SD'ers prefer to transfer to? I fly with air canada frequently to visit family up north so Aeroplan is one I could tranfer but their % redemption is bad.
Reply
Joined Jan 2012
Sweetboy
> bubble2 1,532 Posts
306 Reputation
sweetboy0715
10-13-2023 at 01:03 PM.
10-13-2023 at 01:03 PM.
Can I sign up without owning a bussiness?
Reply
Joined Sep 2016
L3: Novice
> bubble2 273 Posts
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DavidB8770
10-13-2023 at 02:04 PM.
10-13-2023 at 02:04 PM.
Is Chase Ink Business Preferred the only one with points as intro offer?
Others (Business Cash, Unlimited, Premier) shows "Bonus Cash Back" which I assume it's statement credit.
Reply
Joined Aug 2004
...
> bubble2 9,780 Posts
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JaTaN
10-13-2023 at 02:48 PM.
10-13-2023 at 02:48 PM.
Quote from DavidB8770 :
Is Chase Ink Business Preferred the only one with points as intro offer?
Others (Business Cash, Unlimited, Premier) shows "Bonus Cash Back" which I assume it's statement credit.
Pref/Cash/Unlimited all use regular Ultimate Reward pts which you can transfer to other Chase cards

Premier is like a cash back card since they won't let you transfer the pts out to other Chase cards or travel partners (non-transferable pts) -- you can do cash back/GCs/travel in their portal
1
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Joined Aug 2008
L5: Journeyman
> bubble2 681 Posts
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xaZnxbOyx
10-18-2023 at 08:11 PM.
10-18-2023 at 08:11 PM.
I currently have the Chase Ink Business Cash, could I apply for this card and still receive promo?
Reply
Joined Aug 2004
...
> bubble2 9,780 Posts
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JaTaN
10-18-2023 at 08:20 PM.
10-18-2023 at 08:20 PM.
Quote from xaZnxbOyx :
I currently have the Chase Ink Business Cash, could I apply for this card and still receive promo?
Yes -- separate cards
Reply
Joined Aug 2008
L5: Journeyman
> bubble2 681 Posts
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xaZnxbOyx
10-18-2023 at 08:40 PM.
10-18-2023 at 08:40 PM.
Quote from JaTaN :
Yes -- separate cards
As long as it has been 24 months since receiving the promo points on my ink cash card? or it doesn't matter?
Reply

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Joined Apr 2015
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> bubble2 95 Posts
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ravisekhar
10-18-2023 at 08:43 PM.
10-18-2023 at 08:43 PM.
In other forums, some ppl are offering close $100+ dollars to apply for these cards with their referral
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