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Capital One Venture: 100,000 Point Bonus

+13 Deal Score
32,136 Views
Capital One Venture is offering 100,000 miles after $5,000 in spend within the first three months, use this link [capitalone.com] to apply
  • $95 annual fee; fee is not waived the first year
  • Capital One Lounge and lounge network benefits
  • Card earns 2x points everywhere (the equivalent of 2% everywhere)
  • Card earns 5x points on hotels and rental cars booked through Capital One Travel
  • Card earns 5x points per dollar on Turo car rentals through 5/16/23
  • No foreign transaction fees
  • Visa Signature benefits
  • Receive up to a $100 credit for Global Entry or TSA PreCheck
Important reminder for application:
Please use Captial One pre-approval check tool to determine if you are at an excellent level of credit. Credit Karma can also tell you if you have better chance to get this card. Remember, this application will get you 3 hard pulls! If you do not have an excellent credit level, it would be better not to do the application. You can freeze your Experian credit report before the application so you will only get two hard pulls.
The profiles of successful applicants:
  • you have an average credit history longer than 20 years and a high credit score, even though you have many credit cards so far
  • you have an average credit history longer than 7 years and have many cards, but have fewer than 3 new credit cards open in the past two years.
  • you have a short credit history of 3 years around (or more), longer than 2 years at least, and have very few (less than 3) credit cards open, less than 3, or fewer than 3 new credit cards open in the past two years.
Many people with over 800 credit scores still get rejected due to too many credit accounts being open. Many people with 750+ credit scores but too many credit accounts open (more than 6), even if less than 3 new credits open in the past 2 years, still get rejected. If the Capital One pre-approval tool does not show you an excellent level, which usually shows you an option of Venture or VentureOne or Venture X to apply, you have a very limited chance to get approved.

https://applynow.capitalone.com/?productId=23317
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Deal
Score
+13
32,136 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Dec 2006
L5: Journeyman
> bubble2 831 Posts
147 Reputation
t.i.
07-06-2023 at 09:12 PM.
07-06-2023 at 09:12 PM.
What's the value of these points? With transfers etc
1
Reply
Joined Aug 2019
New User
> bubble2 4 Posts
10 Reputation
wolfort515
07-06-2023 at 09:35 PM.
07-06-2023 at 09:35 PM.
I have Amex platinum+CSR+Bonvoy Brilliant, I never had a single late payment. FICO 820+, Still being declined by Capital one. I regret that I wasted my time on applying and one hard pull.

Save your time and don't waste your hard pull.
2
Reply
Joined Nov 2020
L1: Learner
> bubble2 74 Posts
33 Reputation
Ferengi
07-06-2023 at 09:45 PM.
07-06-2023 at 09:45 PM.
Quote from wolfort515 :
I have Amex platinum+CSR+Bonvoy Brilliant, I never had a single late payment. FICO 820+, Still being declined by Capital one. I regret that I wasted my time on applying and one hard pull.

Save your time and don't waste your hard pull.
They have a tool to check if you're pre-approved or not without being pulled (Of course you can still be declined anyway but might save you a pull next time)
Reply
Joined Apr 2009
L4: Apprentice
> bubble2 341 Posts
187 Reputation
MrToyman
07-06-2023 at 10:06 PM.
07-06-2023 at 10:06 PM.
Just opened one with the 75k points and haven't received the card yet, think I can avail this promo instead ?
Reply
Joined May 2009
L6: Expert
> bubble2 1,471 Posts
955 Reputation
jakelind
07-06-2023 at 10:42 PM.
07-06-2023 at 10:42 PM.
30k limit approved with 830 score
Reply
Joined Apr 2023
L3: Novice
> bubble2 110 Posts
22 Reputation
Al-Haqq
07-06-2023 at 11:23 PM.
07-06-2023 at 11:23 PM.
Quote from MrToyman :
Just opened one with the 75k points and haven't received the card yet, think I can avail this promo instead ?
Most likely not because they will say that each offer is different and eligibility is determined separately in each circumstance.
Reply
Joined Nov 2015
L5: Journeyman
> bubble2 827 Posts
181 Reputation
itsssmeee
07-06-2023 at 11:27 PM.
07-06-2023 at 11:27 PM.
Quote from wolfort515 :
I have Amex platinum+CSR+Bonvoy Brilliant, I never had a single late payment. FICO 820+, Still being declined by Capital one. I regret that I wasted my time on applying and one hard pull.

Save your time and don't waste your hard pull.
The problem is probably because you have all those cards you listed. I remember reading that CO wants their card to be your daily.

With those cards you have, competition is probably too steep so they'll rather not approve you right off the bat.
Reply

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Joined Oct 2017
L2: Beginner
> bubble2 78 Posts
14 Reputation
Gem0124
07-06-2023 at 11:56 PM.
07-06-2023 at 11:56 PM.
Any such offer for venture x card ?
Reply
Joined Nov 2015
L9: Master
> bubble2 4,125 Posts
1,572 Reputation
dshoppr
07-06-2023 at 11:58 PM.
07-06-2023 at 11:58 PM.
Quote from Gem0124 :
Any such offer for venture x card ?

Its dead last week.
1
Reply
Joined Aug 2006
Jedi Knight
> bubble2 413 Posts
165 Reputation
mung35
07-07-2023 at 01:01 AM.
07-07-2023 at 01:01 AM.
If you have a VentureX it's auto reject here right?
1
Reply
Joined Mar 2016
L6: Expert
> bubble2 1,186 Posts
134 Reputation
Rookies1000
07-07-2023 at 01:09 AM.
07-07-2023 at 01:09 AM.
Here are some data point. My wife currently has venture X and she got rejected. I canceled my venture X back in March this year, also got rejected. Both 800+ FICO score. Letter said too many accounts open in the last 24 months. We are also over 5/24. Not sure if they consider that like Chase 5/24 rules. YMMV.
Reply
Joined Jan 2015
peeing outdoors
> bubble2 1,856 Posts
935 Reputation
khronos
07-07-2023 at 01:13 AM.
07-07-2023 at 01:13 AM.
Quote from itsssmeee :
The problem is probably because you have all those cards you listed. I remember reading that CO wants their card to be your daily.

With those cards you have, competition is probably too steep so they'll rather not approve you right off the bat.
they know that person is likely here just for the points
Reply
Joined Nov 2014
New User
> bubble2 7 Posts
10 Reputation
atlasica
07-07-2023 at 01:43 AM.
07-07-2023 at 01:43 AM.
Quote from mung35 :
If you have a VentureX it's auto reject here right?

I have a Venture X from March 2022, just got approved for this. 800+ FICO, was 3/24

Edit: Fix month, add data
Reply
Last edited by atlasica July 7, 2023 at 01:55 AM.
Joined Nov 2014
L4: Apprentice
> bubble2 413 Posts
18 Reputation
snowyflake
07-07-2023 at 01:48 AM.
07-07-2023 at 01:48 AM.
Quote from atlasica :
I have a Venture X from May 2022, just got approved for this

Woah. How many hard pulls did CO do? I want to give it a try as well.
Reply
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