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expiredspaceXK posted Jul 09, 2023 12:55 AM
expiredspaceXK posted Jul 09, 2023 12:55 AM

Apple Card users can now get $0.99 iCloud storage for free every month - $.99

$0.99

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if the balance on your statement is small – usually 99 cents or less – the bank will forgive it; it's too small to ask you to pay. The cost of payment is higher than $0.99. Usually it shows up on the bill as a "credit adjustment" or something similar

Goldman will pay $0.99 every month free if you carry only $0.99 balance every month.

https://www.doctorofcredit.com/sm...mazon-gcs/


Other cards below $2. Many cards allow this. On the same boat and charge micro subscriptions on cards where I don't want to close the line yet.

For churners who want to maintain old credit line this helps. And it's close $75 a year on free subscriptions on multiple cards. Utilization without the worry of card closure.

Capital One Quicksilver – $1
Wells Fargo Active Cash – $2
Discover It – $2
Goldman Sachs GM Card – $1
Goldman Apple Card - $1
Barclay Cash Forward – $1
Fidelity Visa – $1
US bank - $1
Usaa - $1
Citi custom cash - $1
Chase FF - $1
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About the Poster
if the balance on your statement is small – usually 99 cents or less – the bank will forgive it; it's too small to ask you to pay. The cost of payment is higher than $0.99. Usually it shows up on the bill as a "credit adjustment" or something similar

Goldman will pay $0.99 every month free if you carry only $0.99 balance every month.

https://www.doctorofcredit.com/sm...mazon-gcs/


Other cards below $2. Many cards allow this. On the same boat and charge micro subscriptions on cards where I don't want to close the line yet.

For churners who want to maintain old credit line this helps. And it's close $75 a year on free subscriptions on multiple cards. Utilization without the worry of card closure.

Capital One Quicksilver – $1
Wells Fargo Active Cash – $2
Discover It – $2
Goldman Sachs GM Card – $1
Goldman Apple Card - $1
Barclay Cash Forward – $1
Fidelity Visa – $1
US bank - $1
Usaa - $1
Citi custom cash - $1
Chase FF - $1

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17 Comments

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Original Poster
Jul 09, 2023 01:00 AM
164 Posts
Joined Nov 2019
spaceXK
Original Poster
Jul 09, 2023 01:00 AM
164 Posts
Technically 0.99/mo free your entire life as long as you carry less than $1 balance on your Apple credit card.

50GB iCloud storage is the best use case for this.

Win win for all Apple card users.
4
Jul 09, 2023 01:09 AM
11,963 Posts
Joined May 2007
superslickzJul 09, 2023 01:09 AM
11,963 Posts
So are you suggesting opening up an account for the sole purpose charging icloud storage on it AND NOTHING ELSE to save 11.88 a year?

There are far better use of opening up an account discount/benefits.
2
Jul 09, 2023 01:14 AM
207 Posts
Joined Nov 2017
Mr.TokyoJul 09, 2023 01:14 AM
207 Posts
Lol

This guy fuxxxxx
1
Jul 09, 2023 02:06 AM
4,403 Posts
Joined Aug 2009
madrascaldavidJul 09, 2023 02:06 AM
4,403 Posts
This thread is embarrassing.
1
Jul 09, 2023 03:14 PM
40 Posts
Joined Dec 2015
KentS5220Jul 09, 2023 03:14 PM
40 Posts
I'll give it a thumbs up for creativity. Give the guy a break folks.
Jul 09, 2023 03:24 PM
3,018 Posts
Joined May 2018
TimlessJul 09, 2023 03:24 PM
3,018 Posts
Why would you have the apple card if you aren't going to use it?
1
Jul 09, 2023 03:31 PM
647 Posts
Joined Oct 2017
sbessireJul 09, 2023 03:31 PM
647 Posts
Quote from Timless :
Why would you have the apple card if you aren't going to use it?
I charge 1.99/mo Hulu on a card with a 60k credit line just to keep my overall utilization low…have 10-15 cards that get little use.

Citi…every 6 months ask for a CLI and they extend another 2k…just kind of a game anymore.

But agreed I wouldn't open one just to get 99 cents free. Plus many states tax it. Mine would be over $1 and this wouldn't work.

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Jul 09, 2023 03:35 PM
1,473 Posts
Joined Jun 2006
mcali786Jul 09, 2023 03:35 PM
1,473 Posts
Related topic: I always wonder how do iOS users (now me a well ) can upload all iPhone/backup without paying 2.99/month. I suppose many just manually take last years photos/content and manually upload it to one drive or google drive?
Original Poster
Jul 10, 2023 12:00 PM
164 Posts
Joined Nov 2019
spaceXK
Original Poster
Jul 10, 2023 12:00 PM
164 Posts
Quote from sbessire :
I charge 1.99/mo Hulu on a card with a 60k credit line just to keep my overall utilization low…have 10-15 cards that get little use.

Citi…every 6 months ask for a CLI and they extend another 2k…just kind of a game anymore.

But agreed I wouldn't open one just to get 99 cents free. Plus many states tax it. Mine would be over $1 and this wouldn't work.
Other cards below $2. Many cards allow this. On the same boat and charge micro subscriptions on cards where I don't want to close the line yet.

For churners who want to maintain old credit line this helps. And it's close $75 a year on free subscriptions on multiple cards. Utilization without the worry of card closure.

Capital One Quicksilver – $1
Wells Fargo Active Cash – $2
Discover It – $2
Goldman Sachs GM Card – $1
Goldman Apple Card - $1
Barclay Cash Forward – $1
Fidelity Visa – $1
US bank - $1
Usaa - $1
Citi custom cash - $1
Chase FF - $1
Last edited by spaceXK July 10, 2023 at 05:09 AM.
Original Poster
Jul 10, 2023 12:08 PM
164 Posts
Joined Nov 2019
spaceXK
Original Poster
Jul 10, 2023 12:08 PM
164 Posts
Quote from superslickz :
So are you suggesting opening up an account for the sole purpose charging icloud storage on it AND NOTHING ELSE to save 11.88 a year?

There are far better use of opening up an account discount/benefits.
This isn't for opening account, check comment above.
Original Poster
Jul 10, 2023 12:11 PM
164 Posts
Joined Nov 2019
spaceXK
Original Poster
Jul 10, 2023 12:11 PM
164 Posts
Quote from Timless :
Why would you have the apple card if you aren't going to use it?
Just use it to buy new apple products or 5% or over targeted promos
Jul 10, 2023 12:22 PM
11,963 Posts
Joined May 2007
superslickzJul 10, 2023 12:22 PM
11,963 Posts
Quote from spaceXK :
This isn't for opening account, check comment above.
If you don't open an account, how do you have an apple card account?
1
Jul 10, 2023 12:23 PM
11,963 Posts
Joined May 2007
superslickzJul 10, 2023 12:23 PM
11,963 Posts
Quote from spaceXK :
Just use it to buy new apple products or 5% or over targeted promos
If you buy anything or use the card, you subscription isn't free anymore.
Original Poster
Jul 10, 2023 01:14 PM
164 Posts
Joined Nov 2019
spaceXK
Original Poster
Jul 10, 2023 01:14 PM
164 Posts
Quote from superslickz :
If you buy anything or use the card, you subscription isn't free anymore.
Just pay everything except the minimum waive off prior to statement generation. I know this isn't applicable for all, but some people who regularly churn or want to keep the card active.

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Jul 10, 2023 01:20 PM
3,620 Posts
Joined Dec 2008
qkumbrJul 10, 2023 01:20 PM
3,620 Posts
US Bank forgives $1 except on your card member anniversary statement, whether or not your card has an annual fee.

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