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Open a Capital One 360 Checking Account and get a $350 Checking Bonus!

+298 Deal Score
243,192 Views
This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.

Earn $350 with 360 Checking

Update (10/29/23): This has been shortened to end on 10/30/23.

Open with code BONUS350 by January 9, 2024 and complete the steps below.

1. Open 360 Checking
Open a new account by January 9, 2024 using the promo code BONUS350.

2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.

3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.

https://www.capitalone.com/bank/bonus350/

Here's the full scoop on how to earn your $350 bonus:

Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.

Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.

When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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+298
243,192 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Jan 2013
L7: Teacher
> bubble2 2,590 Posts
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RickC9954
08-03-2023 at 07:53 AM.
08-03-2023 at 07:53 AM.
I wonder if my wife and I could both open a separate individual account with our same address to each get the bonus? Thanks for the find. Switching from PNC in the coming days
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Joined Jan 2005
L9: Master
> bubble2 4,795 Posts
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SonofZeus
08-03-2023 at 08:00 AM.

Our community has rated this post as helpful. If you agree, why not thank SonofZeus

08-03-2023 at 08:00 AM.
...and you get access to CapOne Shopping portal.
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Joined Mar 2009
L10: Grand Master
> bubble2 6,573 Posts
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freebies4me2
08-03-2023 at 08:11 AM.
08-03-2023 at 08:11 AM.
Quote from RickC9954 :
I wonder if my wife and I could both open a separate individual account with our same address to each get the bonus? Thanks for the find. Switching from PNC in the coming days
Yes both will get the bonus. We (myself, spouse and 3 kids) did it when it was $400 bonus. Same address and we all got the bonus.
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Joined Dec 2011
L3: Novice
> bubble2 183 Posts
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Pro
eeddii22
08-03-2023 at 08:20 AM.

Our community has rated this post as helpful. If you agree, why not thank eeddii22

08-03-2023 at 08:20 AM.
Commenters from the thread last year said they transferred money to robinhood and then transferred it to capital one and it counted as direct deposits, going to try that here.
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Joined Aug 2009
Dealer
> bubble2 5,335 Posts
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Undisclosed
08-03-2023 at 09:14 AM.
08-03-2023 at 09:14 AM.
Quote from eeddii22 :
Commenters from the thread last year said they transferred money to robinhood and then transferred it to capital one and it counted as direct deposits, going to try that here.
Yeah I noticed online some people said that Chase and Charles Schwab, Fidelity and Ally should work as well so this should be an easy Direct Deposit.
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Joined May 2012
L5: Journeyman
> bubble2 703 Posts
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MaxwellJ
08-03-2023 at 12:19 PM.
08-03-2023 at 12:19 PM.
Would they consider an ACH transfer from my account in another bank as qualified Direct Deposit? Some banks do, some don't.
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Joined Aug 2009
Dealer
> bubble2 5,335 Posts
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Undisclosed
08-03-2023 at 01:30 PM.
08-03-2023 at 01:30 PM.
Quote from MaxwellJ :
Would they consider an ACH transfer from my account in another bank as qualified Direct Deposit? Some banks do, some don't.
Depends on the bank, many users have had success using the banks I mentioned above.
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Joined Apr 2006
L5: Journeyman
> bubble2 528 Posts
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damicomj
08-03-2023 at 01:50 PM.

Our community has rated this post as helpful. If you agree, why not thank damicomj

08-03-2023 at 01:50 PM.
No monthly fees for the 360 checking account.

Anyone know if there is a minimum amount of time the account needs to stay open to not forfeit the bonus?
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Joined May 2008
L7: Teacher
> bubble2 2,790 Posts
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ListedGuru
08-03-2023 at 01:51 PM.
08-03-2023 at 01:51 PM.
Just to double check I did a Capital One 360 Savings promo a few years back but never had a checking account of any kind there. I assume from reading the small print I would be able to do this checking account offer too correct? Also I'm pretty sure I closed my 360 Savings account after I received the bonus if that matters?
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Joined Jan 2006
L8: Grand Teacher
> bubble2 3,054 Posts
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jneset
08-03-2023 at 03:03 PM.
08-03-2023 at 03:03 PM.
Quote from happygooddeal :
Opened and closed account in 2020 after I got 400 bonus. And I eligible for this ?

Read the bold?
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Joined Aug 2023
New User
> bubble2 3 Posts
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EMVIIP
08-03-2023 at 03:17 PM.
08-03-2023 at 03:17 PM.
Say no more. I'm in. Thanks for the heads up.
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Joined Nov 2019
VIP Member
> bubble2 14,320 Posts
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Lilyly
08-03-2023 at 03:17 PM.
08-03-2023 at 03:17 PM.
Quote from SonofZeus :
...and you get access to CapOne Shopping portal.
free virtual credit card numbers too?
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