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Open a Capital One 360 Checking Account and get a $350 Checking Bonus!

+298 Deal Score
244,289 Views
This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.

Earn $350 with 360 Checking

Update (10/29/23): This has been shortened to end on 10/30/23.

Open with code BONUS350 by January 9, 2024 and complete the steps below.

1. Open 360 Checking
Open a new account by January 9, 2024 using the promo code BONUS350.

2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.

3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.

https://www.capitalone.com/bank/bonus350/

Here's the full scoop on how to earn your $350 bonus:

Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.

Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.

When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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Deal
Score
+298
244,289 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Aug 2009
L6: Expert
> bubble2 1,626 Posts
164 Reputation
dcguy703
08-03-2023 at 03:34 PM.
08-03-2023 at 03:34 PM.
I currently have a 360 Performance Savings account but never had a 360 Checking account, am i eligible for this offer?
Reply
Joined Jun 2017
L2: Beginner
> bubble2 883 Posts
193 Reputation
ColossalPenguin
08-03-2023 at 03:36 PM.

Our community has rated this post as helpful. If you agree, why not thank ColossalPenguin

08-03-2023 at 03:36 PM.
Genuinely surprised they didn't bump it to $360 for the 360 account… someone in marketing asleep at the wheel.
1
8
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Joined Apr 2016
L6: Expert
> bubble2 1,525 Posts
204 Reputation
Rontron
08-03-2023 at 03:40 PM.
08-03-2023 at 03:40 PM.
Is there any bonus on 360 savings accounts too?
1
Reply
Joined Sep 2010
L5: Journeyman
> bubble2 661 Posts
134 Reputation
BigPapa2
08-03-2023 at 04:12 PM.
08-03-2023 at 04:12 PM.
How's capital one as a bank in general? I'm thinking of switching to it on a more permanent basis not just for the bonus. Thanks
1
Reply
Joined Sep 2010
L5: Journeyman
> bubble2 661 Posts
134 Reputation
BigPapa2
08-03-2023 at 04:13 PM.

Our community has rated this post as helpful. If you agree, why not thank BigPapa2

08-03-2023 at 04:13 PM.
Quote from ColossalPenguin :
Genuinely surprised they didn't bump it to $360 for the 360 account… someone in marketing asleep at the wheel.

They probably didn't wanna spend the extra $10. Go figure 😬
1
Reply
Joined Sep 2020
L1: Learner
> bubble2 1 Posts
10 Reputation
CalmFog194
08-03-2023 at 04:21 PM.
08-03-2023 at 04:21 PM.
Anyone know if there's a fee to close this account down the line?
1
Reply
Joined Sep 2006
L7: Teacher
> bubble2 2,312 Posts
393 Reputation
hpark21
08-03-2023 at 04:23 PM.

Our community has rated this post as helpful. If you agree, why not thank hpark21

08-03-2023 at 04:23 PM.
Quote from RickC9954 :
I wonder if my wife and I could both open a separate individual account with our same address to each get the bonus? Thanks for the find. Switching from PNC in the coming days
Do it for you, your wife AND joint. 3 separate accounts!!!!
1
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Joined Feb 2007
L3: Novice
> bubble2 280 Posts
38 Reputation
rentown
08-03-2023 at 04:37 PM.
08-03-2023 at 04:37 PM.
is there any bonus for savings?
Reply
Joined Jul 2017
L1: Learner
> bubble2 21 Posts
18 Reputation
coug123
08-03-2023 at 04:47 PM.
08-03-2023 at 04:47 PM.
Quote from BigPapa5 :
How's capital one as a bank in general? I'm thinking of switching to it on a more permanent basis not just for the bonus. Thanks
I had capital one regular savings and checking account back in 2012, the bonus was promptly provided after the conditions were met. No issues with their service as well. Closed the account since I don't have their bank in the state I live in now. Still have their cc and they waive the late payment fee when I forgot to pay on time.
1
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Joined Oct 2004
L7: Teacher
> bubble2 2,987 Posts
1,234 Reputation
Cheapy Stuff
08-03-2023 at 04:47 PM.
08-03-2023 at 04:47 PM.
Sounds like you don't even have to keep the balance in the account after it's direct deposited? Looks like a great deal, will get one to complement my 360 savings and close out my Chase checking account.
Reply
Joined Dec 2014
L6: Expert
> bubble2 1,823 Posts
143 Reputation
joshs1930
08-03-2023 at 05:07 PM.
08-03-2023 at 05:07 PM.
If someone can explain how to do the Robinhood trick it'd be awesome. Thanks in advance.
Reply
Joined Jun 2007
Gnu-bee
> bubble2 619 Posts
383 Reputation
Deathmunky
08-03-2023 at 05:37 PM.
08-03-2023 at 05:37 PM.
PNC transfers work .. anyone tried? CashApp?
Reply
Joined Jun 2007
Gnu-bee
> bubble2 619 Posts
383 Reputation
Deathmunky
08-03-2023 at 05:37 PM.
08-03-2023 at 05:37 PM.
Quote from joshs1930 :
If someone can explain how to do the Robinhood trick it'd be awesome. Thanks in advance.

I second this...
Reply
Joined Jun 2019
L4: Apprentice
> bubble2 419 Posts
94 Reputation
CleverChicken951
08-03-2023 at 06:00 PM.
08-03-2023 at 06:00 PM.
Quote from BigPapa5 :
How's capital one as a bank in general? I'm thinking of switching to it on a more permanent basis not just for the bonus. Thanks

You have got Buffet's backing in their banking company 😀
Adds some good weight in general
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Joined Aug 2019
L2: Beginner
> bubble2 84 Posts
22 Reputation
OzzieJeff
08-03-2023 at 06:11 PM.
08-03-2023 at 06:11 PM.
Just signed up. Thanks OP!
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