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Open a Capital One 360 Checking Account and get a $350 Checking Bonus!

+298 Deal Score
244,140 Views
This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.

Earn $350 with 360 Checking

Update (10/29/23): This has been shortened to end on 10/30/23.

Open with code BONUS350 by January 9, 2024 and complete the steps below.

1. Open 360 Checking
Open a new account by January 9, 2024 using the promo code BONUS350.

2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.

3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.

https://www.capitalone.com/bank/bonus350/

Here's the full scoop on how to earn your $350 bonus:

Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.

Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.

When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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Deal
Score
+298
244,140 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Aug 2004
...
> bubble2 9,772 Posts
5,114 Reputation
JaTaN
08-17-2023 at 11:51 AM.
08-17-2023 at 11:51 AM.
Quote from ListedGuru :
Ok. Did you receive your bonus yet? I guess if I choose to fund it initially it would fund after my external account was linked and verified via the small deposits? Just making sure I don't screw this up, lol.
Opened mine on Monday so only few days ago -- 1st Fidelity $251 push done and 2nd $251 on the way today/tomorrow

Still waiting on bonus
Reply
Joined Oct 2014
L5: Journeyman
> bubble2 514 Posts
61 Reputation
hsb24
08-17-2023 at 02:36 PM.
08-17-2023 at 02:36 PM.
What method are you folks using for the transfer? Will Zelle work or does it have to be ACH? Chase charges per ACH transfer.
Reply
Joined Jul 2011
L10: Grand Master
> bubble2 15,560 Posts
2,175 Reputation
Pro
desi_babu_2010
08-17-2023 at 03:38 PM.
08-17-2023 at 03:38 PM.
Quote from hsb24 :
What method are you folks using for the transfer? Will Zelle work or does it have to be ACH? Chase charges per ACH transfer.
Interesting. I didn't know that you could even do a ACH transfer from your bank. Does anyone know if Citibank allow you to do one as as well? What is the charge?
Reply
Joined Mar 2009
L10: Grand Master
> bubble2 6,574 Posts
6,797 Reputation
freebies4me2
08-17-2023 at 07:45 PM.
08-17-2023 at 07:45 PM.
Quote from hsb24 :
What method are you folks using for the transfer? Will Zelle work or does it have to be ACH? Chase charges per ACH transfer.
Add Cap1 as an external account and do the transfer (standard). There's no charge for external transfers from Chase.
Reply
Joined Aug 2004
L3: Novice
> bubble2 115 Posts
34 Reputation
WarMech
08-17-2023 at 07:49 PM.
08-17-2023 at 07:49 PM.
EDIT: nvm it looks like Chase ACH works for everyone else. I'll send one of those too and see if it hits.



If anyone has experience with SPECIFIC ACH's that work for Cap1 let me know.

I got unlucky timing with my regular direct deposit switchover and the second one won't go through until after the time limit is up.

Going off another websites suggestions I'm sending these in hopes that I'll trigger at least one other DD:

Ach from Discover checking
ACH from WeBull (Trading Brokerage)
ACH from Fidelity (another Brokerage)

If there's any other specific good sources I could use that anyone knows from experience will work, let me know
Reply
Last edited by WarMech August 17, 2023 at 07:52 PM.
Joined Feb 2019
L3: Novice
> bubble2 134 Posts
18 Reputation
EagerTexture118
08-18-2023 at 06:37 AM.
08-18-2023 at 06:37 AM.
What about BofA checking ?
Can I send from BofA checking to capital one , will it act as ACH .
Reply
Joined May 2008
L7: Teacher
> bubble2 2,804 Posts
432 Reputation
ListedGuru
08-18-2023 at 08:17 AM.
08-18-2023 at 08:17 AM.
Quote from JaTaN :
Opened mine on Monday so only few days ago -- 1st Fidelity $251 push done and 2nd $251 on the way today/tomorrow

Still waiting on bonus
One more question if you'd be so kind. It sounds like we need to upload a pic of our driver's license when opening the account online correct? Do we just need a picture of the front - some states have a barcode on the back.
Reply

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Joined Aug 2004
...
> bubble2 9,772 Posts
5,114 Reputation
JaTaN
08-18-2023 at 09:10 AM.
08-18-2023 at 09:10 AM.
Quote from ListedGuru :
One more question if you'd be so kind. It sounds like we need to upload a pic of our driver's license when opening the account online correct? Do we just need a picture of the front - some states have a barcode on the back.
I have existing CapOne QuickSilver CC and online login -- they approved me instantly without asking for license

If they ask for it then it'll probably specify front or front/back

Edit:
Probably both front/back:
https://slickdeals.net/forums/showpost.php?p=165285317&postcount=222
Reply
Last edited by JaTaN August 18, 2023 at 09:12 AM.
Joined May 2008
L7: Teacher
> bubble2 2,804 Posts
432 Reputation
ListedGuru
08-18-2023 at 09:16 AM.
08-18-2023 at 09:16 AM.
Quote from JaTaN :
I have existing CapOne QuickSilver CC and online login -- they approved me instantly without asking for license

If they ask for it then it'll probably specify front or front/back

Edit:
Probably both front/back:
https://slickdeals.net/forums/showpost.php?p=165285317&postcount=222
I almost forgot I do have a CapOne CC too lol. So maybe I won't have to bother with uploading the license, etc. Did you just click through the link to open here on SD and login in with your existing CapOne credentials?
Reply
Joined Aug 2004
...
> bubble2 9,772 Posts
5,114 Reputation
JaTaN
08-18-2023 at 09:19 AM.
08-18-2023 at 09:19 AM.
Quote from ListedGuru :
I almost forgot I do have a CapOne CC too lol. So maybe I won't have to bother with uploading the license, etc. Did you just click through the link to open here on SD and login in with your existing CapOne credentials?
Go through SD link so bonus offer attaches -- it'll ask you to login and prefill your info
Reply
Joined Oct 2014
L5: Journeyman
> bubble2 514 Posts
61 Reputation
hsb24
08-18-2023 at 09:24 AM.
08-18-2023 at 09:24 AM.
Quote from freebies4me2 :
Add Cap1 as an external account and do the transfer (standard). There's no charge for external transfers from Chase.
Does this work on a Chase Business account? The only options I see are ACH, Bill Pay, Zelle and Wires. Each option has a cost associated with it except Zelle.
Reply
Joined Mar 2006
Coffee Anytime!
> bubble2 1,273 Posts
482 Reputation
CoffeePleeze
08-18-2023 at 11:24 AM.
08-18-2023 at 11:24 AM.
Quote from ListedGuru :
One more question if you'd be so kind. It sounds like we need to upload a pic of our driver's license when opening the account online correct? Do we just need a picture of the front - some states have a barcode on the back.

I have never done business with Capital One prior and I didn't have to do any of that when I opened mine. Can't answer the Driver's License front/back question but it is not always required, at least for me it wasn't.

I didn't click through the link on Slickdeals since I have Pihole ad blocking and I am too lazy to temporarily disable it, I went straight to Capital One 360 website and entered the code when prompted during signup.
Reply
Last edited by CoffeePleeze August 18, 2023 at 11:27 AM.
Joined Feb 2019
L3: Novice
> bubble2 134 Posts
18 Reputation
EagerTexture118
08-18-2023 at 08:13 PM.
08-18-2023 at 08:13 PM.
Quote from WarMech :
EDIT: nvm it looks like Chase ACH works for everyone else. I'll send one of those too and see if it hits.



If anyone has experience with SPECIFIC ACH's that work for Cap1 let me know.

I got unlucky timing with my regular direct deposit switchover and the second one won't go through until after the time limit is up.

Going off another websites suggestions I'm sending these in hopes that I'll trigger at least one other DD:

Ach from Discover checking
ACH from WeBull (Trading Brokerage)
ACH from Fidelity (another Brokerage)

If there's any other specific good sources I could use that anyone knows from experience will work, let me know

Please check doctor credit .
Reply
Joined Nov 2020
L2: Beginner
> bubble2 33 Posts
30 Reputation
Estrongarm
08-19-2023 at 02:04 PM.
08-19-2023 at 02:04 PM.
My application was declined Waiting for the reason. Never had a Capitol one account of any kind nor had a bank account in bad standing nor ever been declined for a bank account . Anyone else get declined and figure out why?
Reply

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Joined Nov 2019
L3: Novice
> bubble2 115 Posts
149 Reputation
RaghavP511
08-19-2023 at 03:17 PM.
08-19-2023 at 03:17 PM.
Quote from Estrongarm :
My application was declined Waiting for the reason. Never had a Capitol one account of any kind nor had a bank account in bad standing nor ever been declined for a bank account . Anyone else get declined and figure out why?
I was also declined, they apparently check your "Early Warning Services" credit history. I believe I had opened too many accounts recently (opened Regions and Wells Fargo a few months ago for their SUBs)
Reply
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