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Open a Capital One 360 Checking Account and get a $350 Checking Bonus!

+298 Deal Score
244,440 Views
This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.

Earn $350 with 360 Checking

Update (10/29/23): This has been shortened to end on 10/30/23.

Open with code BONUS350 by January 9, 2024 and complete the steps below.

1. Open 360 Checking
Open a new account by January 9, 2024 using the promo code BONUS350.

2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.

3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.

https://www.capitalone.com/bank/bonus350/

Here's the full scoop on how to earn your $350 bonus:

Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.

Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.

When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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Deal
Score
+298
244,440 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Feb 2019
L3: Novice
> bubble2 134 Posts
18 Reputation
EagerTexture118
08-19-2023 at 08:47 PM.
08-19-2023 at 08:47 PM.
I tried initiating transfer from my chase to my wife's capital one account, but no luck as chase said that it should be my own external account .
Reply
Joined Apr 2012
L2: Beginner
> bubble2 50 Posts
10 Reputation
tomfromblink182
08-20-2023 at 06:45 PM.
08-20-2023 at 06:45 PM.
i was declined. not sure how hard it is to get accepted.
Reply
Joined Sep 2003
Been Here Awhile
> bubble2 206 Posts
25 Reputation
z_n
08-21-2023 at 06:45 AM.
08-21-2023 at 06:45 AM.
You can also refer here to what works for all the banks, should jump right to 360:

https://www.doctorofcredit.com/kn...al_One_360
Reply
Last edited by JJH35 August 21, 2023 at 06:52 AM.
Joined Dec 2011
Two Minds Became One
> bubble2 13,450 Posts
Peerless_Warrior
08-21-2023 at 08:17 AM.
08-21-2023 at 08:17 AM.
Quote from tomfromblink182 :
i was declined. not sure how hard it is to get accepted.
I don't have any credit and have 2 accounts with them.
Reply
Joined May 2008
L7: Teacher
> bubble2 2,804 Posts
432 Reputation
ListedGuru
08-21-2023 at 08:21 AM.
08-21-2023 at 08:21 AM.
Quote from JaTaN :
Go through SD link so bonus offer attaches -- it'll ask you to login and prefill your info
Got the 360 Checking account open easy peasy using my existing login info. So if I want to set up an external account to push my deposits to the new CapOne checking do I need to establish that set up link from the account I wish to push from (ie Fidelity for instance)? Or would I link the funding account from the CapOne site? I want to have my funding account push money to CapOne instead of CapOne pull money from my funding account correct? I just need to know how to go about setting up this funding link.
Reply
Joined Aug 2004
...
> bubble2 9,773 Posts
5,114 Reputation
JaTaN
08-21-2023 at 11:57 AM.
08-21-2023 at 11:57 AM.
Quote from ListedGuru :
Got the 360 Checking account open easy peasy using my existing login info. So if I want to set up an external account to push my deposits to the new CapOne checking do I need to establish that set up link from the account I wish to push from (ie Fidelity for instance)? Or would I link the funding account from the CapOne site? I want to have my funding account push money to CapOne instead of CapOne pull money from my funding account correct? I just need to know how to go about setting up this funding link.
Add CapOne as external account to your other bank (Fidelity/whatever) -- once account is confirmed then you can push from other bank (Fidelity/whatever to CapOne) using other bank's transfer page

https://digital.fidelity.com/ftgw...formation/

Do not pull from CapOne's money transfer page
Reply
Joined Nov 2015
L9: Master
> bubble2 4,160 Posts
1,572 Reputation
dshoppr
08-21-2023 at 12:24 PM.
08-21-2023 at 12:24 PM.
Applied for account on Aug 10.
No response till now.
Called today and they finished verification in 2 min.
Account is opened now.
Any one who submitted for verification, call them after 2 days.
Reply

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Joined Jul 2011
L10: Grand Master
> bubble2 15,560 Posts
2,175 Reputation
Pro
desi_babu_2010
08-21-2023 at 12:50 PM.
08-21-2023 at 12:50 PM.
Quote from dshoppr :
Applied for account on Aug 10.
No response till now.
Called today and they finished verification in 2 min.
Account is opened now.
Any one who submitted for verification, call them after 2 days.
good to know.

my son (just turned 18) is in same boat.

can u share the number u called?
Reply
Joined Nov 2013
L2: Beginner
> bubble2 59 Posts
30 Reputation
robertp728
08-21-2023 at 12:58 PM.
08-21-2023 at 12:58 PM.
Quote from freebies4me2 :
Yes both will get the bonus. We (myself, spouse and 3 kids) did it when it was $400 bonus. Same address and we all got the bonus.
I've tried to open acc online for my 1 year old. Not letting me pass the "age must be at least 18". Did you call customer service?
Reply
Joined Jul 2011
L10: Grand Master
> bubble2 15,560 Posts
2,175 Reputation
Pro
desi_babu_2010
08-21-2023 at 01:23 PM.
08-21-2023 at 01:23 PM.
Quote from robertp728 :
I've tried to open acc online for my 1 year old. Not letting me pass the "age must be at least 18". Did you call customer service?
? lol 1 yo.

come folks.
Reply
Joined Nov 2015
L9: Master
> bubble2 4,160 Posts
1,572 Reputation
dshoppr
08-21-2023 at 01:47 PM.
08-21-2023 at 01:47 PM.
Quote from desi_babu_2010 :
good to know.

my son (just turned 18) is in same boat.

can u share the number u called?
800-655-2265 .. It is here under bank account- https://www.capitalone.com/help-c...ontact-us/
Just my two cents, always use the customer care numbers from the company's official website.
Do not depend on stranger on the internet or the number from google search.
There are lot of scammers online now. Beware!
(In this case, one could easily give you a fake phone number. You will call them, they will say please verify your SSN. You will end up sharing vital info with scammers.)
Reply
Joined Mar 2009
L10: Grand Master
> bubble2 6,574 Posts
6,797 Reputation
freebies4me2
08-21-2023 at 02:27 PM.
08-21-2023 at 02:27 PM.
Quote from robertp728 :
I've tried to open acc online for my 1 year old. Not letting me pass the "age must be at least 18". Did you call customer service?
all my 3 kids are over 18 years old. Not just Cap1 but all banks probably required individuals to be 18+ to open their own accounts. My youngest was 17 yo when he opened a chase checking account and they allowed him his own account as a college student checking account. But the youngest just turned 18 last week so I opened a Cap1 last week for him. Smilie
Reply
Joined Jul 2011
L10: Grand Master
> bubble2 15,560 Posts
2,175 Reputation
Pro
desi_babu_2010
08-21-2023 at 03:34 PM.
08-21-2023 at 03:34 PM.
Quote from dshoppr :
800-655-2265 .. It is here under bank account- https://www.capitalone.com/help-c...ontact-us/
Just my two cents, always use the customer care numbers from the company's official website.
Do not depend on stranger on the internet or the number from google search.
There are lot of scammers online now. Beware!
(In this case, one could easily give you a fake phone number. You will call them, they will say please verify your SSN. You will end up sharing vital info with scammers.)
You make lots of sense
Reply
Joined Apr 2020
New User
> bubble2 2 Posts
10 Reputation
VioletMitten8229
08-21-2023 at 07:40 PM.
08-21-2023 at 07:40 PM.
Is it supposed to show up as a different category in the Capital One app? I did 2 transfers each from my Ally and Chase on 8/16 and 8/17 and they show up as "transfer"s but I haven't received the bonus yet.
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Joined Jul 2011
L10: Grand Master
> bubble2 15,560 Posts
2,175 Reputation
Pro
desi_babu_2010
08-21-2023 at 08:18 PM.
08-21-2023 at 08:18 PM.
nv... ...did not follow my own rule of reading thread......100 lashes for me
Reply
Last edited by desi_babu_2010 August 22, 2023 at 02:45 PM.
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