This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.
Earn $350 with 360 Checking
Update (10/29/23): This has been shortened to end on 10/30/23.
Open with code BONUS350 by
January 9, 2024 and complete the steps below.
1. Open 360 Checking
Open a new account by
January 9, 2024 using the promo code BONUS350.
2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.
3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.
https://www.capitalone.com/bank/bonus350/
Here's the full scoop on how to earn your $350 bonus:
Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on
January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.
Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.
When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.
This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).
If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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Not sure what qualifies then
Did you just log on and see the $350 in your account? or did you receive any email prior saying you have qualified, and $350 will be deposited into your account?
I made the last of my qualifying deposits last Thursday, and there is nothing on the app or website mentioning the bonus (although I did confirm over chat that the promo code was applied to my account).
it is slim chance to none that anyone here has the 350 deposited.
You're telling me to read the posts in this thread and then you're saying there is a "slim chance to none" that no one has had the 350 deposited?
There's plenty of people in the thread who have posted that they have had the 350 bonus paid out. Multiple people have been paid the bonus.
So it's a bit rich telling me to read the thread when it's evident that you have obviously not.
I'm asking specifically about the process in which it paid out, if people received an email confirmation prior etc. Or if it just showed up in their account. This is a reasonable question, that has not
been addressed in any post.
You're telling me to read the posts in this thread and then you're saying there is a "slim chance to none" that no one has had the 350 deposited?
There's plenty of people in the thread who have posted that they have had the 350 bonus paid out. Multiple people have been paid the bonus.
So it's a bit rich telling me to read the thread when it's evident that you have obviously not.
I'm asking specifically about the process in which it paid out, if people received an email confirmation prior etc. Or if it just showed up in their account. This is a reasonable question, that has not
been addressed in any post.
i am wrong
100 lashes for me.
i am wrong
100 lashes for me.
No big deal man. We've all been there.
AUG 10: I sent a STANDARD ACH transfer from Chase which shows up as a TRANSFER on the CapitalOne side.
AUG 16: I had a DIRECT DEPOSIT from my employer deposited which shows up as a DIRECT DEPOSIT on the CapitalOne side.
Stay tuned (for the next 60 days)...
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1. After linking my new Cap1 account in my PayPal account I transferred >$250 of my PayPal balance to the Cap1 account (using the "1-3 day" method). After the transfer showed up in my Cap1 balance I called Cap1's customer service and they confirmed it was,indeed, a qualifying 'direct deposit'.
2. During the above call to Cap1's customer service they said that the promo had NOT been applied to my account. I am certain that I put in the promo code though. I used the app to sign up for the account and it said something like "we need up to 7 days to review this application". I called the next day and cleared everything up and got the account opened. I suspect whatever made them need additional time to review my application also caused the promo to magically vanish.
1. After linking my new Cap1 account in my PayPal account I transferred >$250 of my PayPal balance to the Cap1 account (using the "1-3 day" method). After the transfer showed up in my Cap1 balance I called Cap1's customer service and they confirmed it was,indeed, a qualifying 'direct deposit'.
2. During the above call to Cap1's customer service they said that the promo had NOT been applied to my account. I am certain that I put in the promo code though. I used the app to sign up for the account and it said something like "we need up to 7 days to review this application". I called the next day and cleared everything up and got the account opened. I suspect whatever made them need additional time to review my application also caused the promo to magically vanish.
That sucks man, can they manually apply the promo to your account or anything?
3rd comment before yours
I was looking for a no-fee "burner" checking account to use for my T-Mobile auto-pay method. I didn't want to give T-Mo unfettered access to my real bank account just so they can lose it in another security breach. So, this is perfect timing and the $350 bonus is a nice cherry on top! Thanks, OP!
T-mobile sucks
their auto pay discount only works if you put a debit card on file from now on
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