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Open a Capital One 360 Checking Account and get a $350 Checking Bonus!

+298 Deal Score
244,101 Views
This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.

Earn $350 with 360 Checking

Update (10/29/23): This has been shortened to end on 10/30/23.

Open with code BONUS350 by January 9, 2024 and complete the steps below.

1. Open 360 Checking
Open a new account by January 9, 2024 using the promo code BONUS350.

2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.

3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.

https://www.capitalone.com/bank/bonus350/

Here's the full scoop on how to earn your $350 bonus:

Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.

Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.

When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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Deal
Score
+298
244,101 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Dec 2008
L5: Journeyman
> bubble2 519 Posts
127 Reputation
slayu
08-30-2023 at 07:09 PM.
08-30-2023 at 07:09 PM.
Quote from dcguy703 :
do you have any details on the international ATM benefit.?
On my mobile, but check on this thread. Found someone had posted this on the 4th page? (mobile)

If you travel abroad this is the best debit card I found. No ATM fees on their own (only from the ATM itself) and no foreign transaction fee, so you just need to find which ATM has no/low fees in that country. I've used it successfully in Mexico (citi, $1), Japan (7-eleven, no fee) and Spain (caixa, no fee)
Reply
Joined Nov 2006
L6: Expert
> bubble2 1,993 Posts
210 Reputation
mgoodlin
08-31-2023 at 09:36 AM.
08-31-2023 at 09:36 AM.
got my bonus 4 days after the 2nd deposit. Thanks OP!
Reply
Joined Feb 2011
L7: Teacher
> bubble2 2,592 Posts
528 Reputation
homers54321
08-31-2023 at 09:57 AM.
08-31-2023 at 09:57 AM.
Quote from slayu :
On my mobile, but check on this thread. Found someone had posted this on the 4th page? (mobile)

If you travel abroad this is the best debit card I found. No ATM fees on their own (only from the ATM itself) and no foreign transaction fee, so you just need to find which ATM has no/low fees in that country. I've used it successfully in Mexico (citi, $1), Japan (7-eleven, no fee) and Spain (caixa, no fee)

The 7-11 atms in japan have no fee?
Reply
Joined Jun 2007
L5: Journeyman
> bubble2 968 Posts
324 Reputation
R@VEN
08-31-2023 at 11:43 AM.
08-31-2023 at 11:43 AM.
I just signed up and sent one instant transfer from my Chase account. Would this type of transfer work? It's showing up as a transfer with my name.
Reply
Joined Mar 2012
I'm not cheap. I'm thrif
> bubble2 142 Posts
34 Reputation
hustle86
08-31-2023 at 12:55 PM.
08-31-2023 at 12:55 PM.
Just wanted to mention my experience:

Opened new capital one account on August 25.

Initiated temporary transfer deposits to enable me to setup transfers with 2 other bank/accounts I have.

Transferred 250 from USAA and 250 from Ally accounts on August 26.

Transfers processed on August 28 and 30. Bonus arrived this afternoon!

Thanks OP!
Reply
Joined Nov 2015
L9: Master
> bubble2 4,160 Posts
1,572 Reputation
dshoppr
08-31-2023 at 03:28 PM.
08-31-2023 at 03:28 PM.
Quote from R@VEN :
I just signed up and sent one instant transfer from my Chase account. Would this type of transfer work? It's showing up as a transfer with my name.
yes it works.
Reply
Joined May 2008
L7: Teacher
> bubble2 2,999 Posts
200 Reputation
calisoldier83
08-31-2023 at 04:45 PM.
08-31-2023 at 04:45 PM.
For some reason Schwab isn't letting me add Capital one as a external account to transfer funds out of. Do I have to wait or something?
Reply

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Joined Jan 2005
War Damn Eagle !!!
> bubble2 2,600 Posts
658 Reputation
WDEagle
08-31-2023 at 04:55 PM.
08-31-2023 at 04:55 PM.
Quote from calisoldier83 :
For some reason Schwab isn't letting me add Capital one as a external account to transfer funds out of. Do I have to wait or something?
Out of or into?
Reply
Joined May 2008
L7: Teacher
> bubble2 2,999 Posts
200 Reputation
calisoldier83
08-31-2023 at 05:18 PM.
08-31-2023 at 05:18 PM.
Quote from WDEagle :
Out of or into?
I'm trying to transfer funds out of Schwab.
Reply
Joined Feb 2011
L10: Grand Master
> bubble2 10,734 Posts
5,805 Reputation
shopperuvdealz
09-01-2023 at 06:09 AM.
09-01-2023 at 06:09 AM.
Capitalone just deducted $84 from my bank bonus for Federal withholding. Did this happen to anyone else?
Reply
Joined Sep 2006
L5: Journeyman
> bubble2 851 Posts
127 Reputation
dingdong123
09-01-2023 at 06:38 AM.
09-01-2023 at 06:38 AM.
Quote from shopperuvdealz :
Capitalone just deducted $84 from my bank bonus for Federal withholding. Did this happen to anyone else?
Did you checked federal withholding not required option during application process?
Reply
Joined Feb 2011
L10: Grand Master
> bubble2 10,734 Posts
5,805 Reputation
shopperuvdealz
09-01-2023 at 06:40 AM.
09-01-2023 at 06:40 AM.
Quote from dingdong123 :
Did you checked federal withholding not required option during application process?
yes, I did
Reply
Joined Jul 2011
L10: Grand Master
> bubble2 15,559 Posts
2,175 Reputation
Pro
desi_babu_2010
09-01-2023 at 09:28 AM.
09-01-2023 at 09:28 AM.
Quote from calisoldier83 :
For some reason Schwab isn't letting me add Capital one as a external account to transfer funds out of.
citibank has same issue

will not allow cap 1 to be added as one of my external account

intended to transfer out of citi into cap1
Reply
Joined Aug 2014
New User
> bubble2 151 Posts
34 Reputation
deal_seeker_rj
09-01-2023 at 11:56 AM.
09-01-2023 at 11:56 AM.
I did a transfer from Ally bank to Capital one and the transaction shows up as a transfer and not direct deposit. Are you guys saying it will still qualify for the bonus?
Reply

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Joined Sep 2006
L5: Journeyman
> bubble2 851 Posts
127 Reputation
dingdong123
09-01-2023 at 12:27 PM.
09-01-2023 at 12:27 PM.
Transfer from amex savings account qualifies for promotion as well.
Reply
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