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Open a Capital One 360 Checking Account and get a $350 Checking Bonus!

+298 Deal Score
244,140 Views
This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.

Earn $350 with 360 Checking

Update (10/29/23): This has been shortened to end on 10/30/23.

Open with code BONUS350 by January 9, 2024 and complete the steps below.

1. Open 360 Checking
Open a new account by January 9, 2024 using the promo code BONUS350.

2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.

3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.

https://www.capitalone.com/bank/bonus350/

Here's the full scoop on how to earn your $350 bonus:

Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.

Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.

When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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Deal
Score
+298
244,140 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Nov 2018
New User
> bubble2 110 Posts
18 Reputation
MugenRD1
08-29-2023 at 05:36 PM.
08-29-2023 at 05:36 PM.
2 transfers via Fidelity and just got my bonus.

1 week after the 2nd transfer.
Reply
Joined Jul 2023
New User
> bubble2 2 Posts
10 Reputation
SiennaGuide174
08-29-2023 at 07:53 PM.
08-29-2023 at 07:53 PM.
Did 2 transfers on 28th... One from sofi and one from Robinhood... Got the bonus today on 29th
Reply
Joined Feb 2023
L6: Expert
> bubble2 1,093 Posts
114 Reputation
oasisallure
08-29-2023 at 08:09 PM.
08-29-2023 at 08:09 PM.
Hi. Any one know which bank can be Chase's DD bonus trigger?

Thanks!
Reply
Joined Feb 2019
L3: Novice
> bubble2 134 Posts
18 Reputation
EagerTexture118
08-29-2023 at 08:15 PM.
08-29-2023 at 08:15 PM.
2 deposits from BofA and it worked . Bonus posted today cha-ching
Reply
Joined Dec 2008
L5: Journeyman
> bubble2 519 Posts
127 Reputation
slayu
08-29-2023 at 09:13 PM.
08-29-2023 at 09:13 PM.
Quote from oasisallure :
Hi. Any one know which bank can be Chase's DD bonus trigger?

Thanks!
I'd like to know this too!
Reply
Joined Dec 2008
L5: Journeyman
> bubble2 519 Posts
127 Reputation
slayu
08-29-2023 at 09:16 PM.
08-29-2023 at 09:16 PM.
Opened two accounts - spouse and I. We both got our bonus exactly one week after the second direct deposit was posted. Kept $1 in both our accounts and moved the rest. I heard it has great international ATM benefit. I'll keep mine open for international travel later this year.
Reply
Joined Jan 2009
L2: Beginner
> bubble2 50 Posts
28 Reputation
kmart64
08-30-2023 at 07:37 AM.
08-30-2023 at 07:37 AM.
Quick datapoint - Discover Savings worked for me. Took about a week
Reply

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Joined Aug 2009
L6: Expert
> bubble2 1,626 Posts
164 Reputation
dcguy703
08-30-2023 at 07:38 AM.
08-30-2023 at 07:38 AM.
Quote from slayu :
Opened two accounts - spouse and I. We both got our bonus exactly one week after the second direct deposit was posted. Kept $1 in both our accounts and moved the rest. I heard it has great international ATM benefit. I'll keep mine open for international travel later this year.
do you have any details on the international ATM benefit.?
Reply
Joined Jul 2009
L5: Journeyman
> bubble2 760 Posts
34 Reputation
mak101
08-30-2023 at 09:10 AM.
08-30-2023 at 09:10 AM.
I used the link in OP and I got the message "you are not eligible"

First it asked "Do you already have capital one login? I clicked yes and put my credential, then I got message "Not eligible for this offer"

I had this account opened in 2020 for 400 bonus and I closed the account in March 21. Anyone else faced the problem? Or any alternative?
Reply
Joined Oct 2017
L2: Beginner
> bubble2 82 Posts
30 Reputation
Zews
08-30-2023 at 12:28 PM.
08-30-2023 at 12:28 PM.
Quote from JHouston82 :
ACH transactions don't send paying account data, just an ACH ID, so they'd know the same payor sent the payment, but they don't know why. My paycheck from my employer has the same reference data (except the unique transaction number) as their payment to other employees.
So is that a Yes? - i.e. you can use the same Ally bank account to DD into family members accounts? Because someone just posted a few comments back that Chase to spouses Capital One account didn't go through.
Reply
Last edited by Zews August 30, 2023 at 01:13 PM.
Joined Nov 2015
L9: Master
> bubble2 4,160 Posts
1,572 Reputation
dshoppr
08-30-2023 at 12:40 PM.
08-30-2023 at 12:40 PM.
Quote from mak101 :
I used the link in OP and I got the message "you are not eligible"

First it asked "Do you already have capital one login? I clicked yes and put my credential, then I got message "Not eligible for this offer"

I had this account opened in 2020 for 400 bonus and I closed the account in March 21. Anyone else faced the problem? Or any alternative?
capital one wont give bonus multiple times to same person.
Reply
Joined Oct 2017
L2: Beginner
> bubble2 82 Posts
30 Reputation
Zews
08-30-2023 at 01:13 PM.
08-30-2023 at 01:13 PM.
Quote from Zews :
So thats a Yes - you can use the same Ally bank account to DD into family members accounts? Because someone just posted a few comments back that Chase to spouses Capital One account didn't go through.
So I called Capital One and Ally and both said this is a no go. The names of the individual your sending to needs to be a joint owner on the account or it has to be from that individuals for the transfer to Capital One to go through.
Reply
Joined Oct 2017
L3: Novice
> bubble2 128 Posts
129 Reputation
rahvish
08-30-2023 at 01:21 PM.
08-30-2023 at 01:21 PM.
anyone know how long the account needs to stay open to not forfeit bonus?
Reply
Joined Mar 2005
Renaissance Man
> bubble2 6,208 Posts
1,934 Reputation
PedroR
08-30-2023 at 02:22 PM.
08-30-2023 at 02:22 PM.
Quote from BigPapa5 :
How's capital one as a bank in general?
For shit of course
Go to a local CU
1
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Joined Dec 2008
L5: Journeyman
> bubble2 519 Posts
127 Reputation
slayu
08-30-2023 at 07:05 PM.
08-30-2023 at 07:05 PM.
Quote from rahvish :
anyone know how long the account needs to stay open to not forfeit bonus?
Don't think there's any such requirement.
Reply
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