This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.
Earn $350 with 360 Checking
Update (10/29/23): This has been shortened to end on 10/30/23.
Open with code BONUS350 by
January 9, 2024 and complete the steps below.
1. Open 360 Checking
Open a new account by
January 9, 2024 using the promo code BONUS350.
2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.
3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.
https://www.capitalone.com/bank/bonus350/
Here's the full scoop on how to earn your $350 bonus:
Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on
January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.
Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.
When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.
This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).
If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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Do you know what the process is now for closing the account? is there a period of time we have to keep it open? Do we get charged fees for anything? Is it best to transfer everything out but leave $1? What is your plan? Thanks
Good luck to the rest of you.
https://www.doctorofcre
Funny that it says WF doesn't work.. but someone just stated they got the bonus with that bank.
Do you know what the process is now for closing the account? is there a period of time we have to keep it open? Do we get charged fees for anything? Is it best to transfer everything out but leave $1? What is your plan? Thanks
Transcation Type: Electronic transfer
Appears on statement as: Deposit from JPMorgan Chase Ext Trnsfr
Memo: Ext Trnsfr
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AUG 10: I sent a STANDARD ACH transfer from Chase which shows up as a TRANSFER on the CapitalOne side.
AUG 16: I had a DIRECT DEPOSIT from my employer deposited which shows up as a DIRECT DEPOSIT on the CapitalOne side.
Stay tuned (for the next 60 days)...
Just got my $350 sign-up bonus yesterday! This is after one STANDARD ACH transfer from Chase and one DIRECT DEPOSIT from my employer.
In-between them was a payout from eBay, but I'm not sure if that counts.
ACH transactions don't send paying account data, just an ACH ID, so they'd know the same payor sent the payment, but they don't know why. My paycheck from my employer has the same reference data (except the unique transaction number) as their payment to other employees.
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