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Open a Capital One 360 Checking Account and get a $350 Checking Bonus!

+298 Deal Score
244,289 Views
This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.

Earn $350 with 360 Checking

Update (10/29/23): This has been shortened to end on 10/30/23.

Open with code BONUS350 by January 9, 2024 and complete the steps below.

1. Open 360 Checking
Open a new account by January 9, 2024 using the promo code BONUS350.

2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.

3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.

https://www.capitalone.com/bank/bonus350/

Here's the full scoop on how to earn your $350 bonus:

Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.

Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.

When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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Deal
Score
+298
244,289 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Nov 2018
New User
> bubble2 110 Posts
18 Reputation
MugenRD1
09-06-2023 at 07:27 PM.
09-06-2023 at 07:27 PM.
Quote from DethBlade :
Anyone get their bonus yet? And how long after the last direct deposit did it take?

Roughly a week after the 2nd DD
Reply
Joined Dec 2013
L5: Journeyman
> bubble2 805 Posts
198 Reputation
dmc310
09-06-2023 at 07:56 PM.
09-06-2023 at 07:56 PM.
Nice anyone do this with Wells Fargo?
Reply
Joined Dec 2017
New User
> bubble2 11 Posts
10 Reputation
Ianlobley
09-07-2023 at 07:55 AM.
09-07-2023 at 07:55 AM.
Quote from MugenRD1 :
2 transfers via Fidelity and just got my bonus.

1 week after the 2nd transfer.

Did you transfer from fidelity app to cap one or setup account for transfer in cap one app and do it that way?
Reply
Joined Nov 2018
New User
> bubble2 110 Posts
18 Reputation
MugenRD1
09-07-2023 at 03:01 PM.
09-07-2023 at 03:01 PM.
Quote from Ianlobley :
Did you transfer from fidelity app to cap one or setup account for transfer in cap one app and do it that way?

Fidelity app and did 2 external transfers to capital one
Reply
Joined Sep 2003
Been Here Awhile
> bubble2 206 Posts
25 Reputation
z_n
09-07-2023 at 04:41 PM.
09-07-2023 at 04:41 PM.
My second deposit just cleared SEPT 6. I already got the Bonus here today (7th).

I did my xfers from Fifth Third (added the CapOne in my 53 account and initiated the xfer from the 53 side).
Reply
Joined Jun 2005
moar touchpadz!
> bubble2 3,538 Posts
350 Reputation
dragontales
09-07-2023 at 05:01 PM.
09-07-2023 at 05:01 PM.
Just wanted to confirm that Chase Instant Transfer worked for me.

Did two instant transfers (Pushed from Chase to Cap1) on the same day I opened the checking account.

Got the $350 bonus in 4 business days.
Reply
Joined Apr 2006
L5: Journeyman
> bubble2 950 Posts
534 Reputation
confusedpal
09-08-2023 at 04:24 AM.
09-08-2023 at 04:24 AM.
Got my bonus after 2 transfers from Ally — how long do you have to keep the account opened after getting the bonus? How have others closed the account down?
Reply

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Joined Nov 2015
L7: Teacher
> bubble2 2,642 Posts
330 Reputation
Dxcellent
09-08-2023 at 08:10 AM.
09-08-2023 at 08:10 AM.
Quote from charlottenagpal :
Sorry does not make sense to me. Nowhere it talks about a closed account.

"If you have or had an open ………. on or after January 1, 2021"
You had an OPEN account ON that day, therefore you are not eligible.
Reply
Joined Feb 2023
L6: Expert
> bubble2 1,093 Posts
114 Reputation
oasisallure
09-08-2023 at 10:08 AM.
09-08-2023 at 10:08 AM.
Do I need to keep the money in account for some days?
Reply
Joined Jul 2023
L2: Beginner
> bubble2 36 Posts
26 Reputation
OrangePickle8757
09-08-2023 at 12:58 PM.
09-08-2023 at 12:58 PM.
Fidelity and US BANK works. Bonus the week after DD cleared.
Reply
Joined Sep 2009
L5: Journeyman
> bubble2 1,349 Posts
95 Reputation
bargainfinder09
09-08-2023 at 05:08 PM.
09-08-2023 at 05:08 PM.
My Bank of American transfers are labeled P2P not ACH and I followed the instructions someone posted here. Hmmm probably not gonna work then.
Reply
Joined Aug 2006
L3: Novice
> bubble2 124 Posts
552 Reputation
ashindeed
09-09-2023 at 03:15 PM.
09-09-2023 at 03:15 PM.
Quote from confusedpal :
Got my bonus after 2 transfers from Ally — how long do you have to keep the account opened after getting the bonus? How have others closed the account down?
Hi, how long did it take for you? And how was the transaction coded? I am seeing "Deposit from ALLY BANK P2P" and memo as P2P in capital one. Wondering if I should do something else to meet the direct deposit requirement.

date of last deposit: 9/5 and still no bonus
Reply
Joined Aug 2014
New User
> bubble2 151 Posts
34 Reputation
deal_seeker_rj
09-09-2023 at 03:21 PM.
09-09-2023 at 03:21 PM.
ACH transfer from Ally didn't work for me. Bonus got deposited immediately as soon as I got a DD from employer.
Reply
Joined Sep 2009
L5: Journeyman
> bubble2 1,349 Posts
95 Reputation
bargainfinder09
09-09-2023 at 06:24 PM.
09-09-2023 at 06:24 PM.
Quote from deal_seeker_rj :
ACH transfer from Ally didn't work for me. Bonus got deposited immediately as soon as I got a DD from employer.
Didn't? Or Did? 🤔
Reply

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Joined Nov 2017
Baccanalion
> bubble2 64 Posts
62 Reputation
Baccanalion
09-11-2023 at 08:23 AM.
09-11-2023 at 08:23 AM.
Me an wife both Diverted 10% of Salary from employer paycheck and got the Bonus 3 days after the DD was made. So pretty quick and easy.
Reply
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