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Open a Capital One 360 Checking Account and get a $350 Checking Bonus!

+297 Deal Score
263,530 Views
This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.

Earn $350 with 360 Checking

Update (10/29/23): This has been shortened to end on 10/30/23.

Open with code BONUS350 by January 9, 2024 and complete the steps below.

1. Open 360 Checking
Open a new account by January 9, 2024 using the promo code BONUS350.

2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.

3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.

https://www.capitalone.com/bank/bonus350/

Here's the full scoop on how to earn your $350 bonus:

Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.

Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.

When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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Deal
Score
+297
263,530 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Jul 2008
THE TRAVELER
> bubble2 1,744 Posts
354 Reputation
damnthatsadeal
10-14-2023 at 06:59 PM.
10-14-2023 at 06:59 PM.
Sorry if I missed this. What's the minimum balance requirement to avoid fees?
Reply
Joined Apr 2008
Veni, Vidi, Vici
> bubble2 2,261 Posts
617 Reputation
626OG
10-14-2023 at 07:56 PM.
10-14-2023 at 07:56 PM.
Quote from damnthatsadeal View quoted comment :
Sorry if I missed this. What's the minimum balance requirement to avoid fees?

There are none -- there's no monthly fee.
Reply
Joined Feb 2008
L5: Journeyman
> bubble2 764 Posts
299 Reputation
hsanchez97
10-14-2023 at 08:04 PM.
10-14-2023 at 08:04 PM.
could i open an account for my wife and direct deposit a portion of my paycheck into her account?
Reply
Joined Mar 2009
L10: Grand Master
> bubble2 6,658 Posts
6,853 Reputation
freebies4me2
10-14-2023 at 09:49 PM.
10-14-2023 at 09:49 PM.
Quote from hsanchez97 View quoted comment :
could i open an account for my wife and direct deposit a portion of my paycheck into her account?
see this post...
https://slickdeals.net/forums/showpost.php?p=166076776&postcount=489
Reply
Last edited by freebies4me2 October 14, 2023 at 09:52 PM.
Joined Feb 2008
L5: Journeyman
> bubble2 764 Posts
299 Reputation
hsanchez97
10-15-2023 at 09:16 AM.
10-15-2023 at 09:16 AM.
I'm sorry, I didn't see this, thank you, I just opened an account for us each.
Reply
Joined Nov 2015
L7: Teacher
> bubble2 2,650 Posts
330 Reputation
Dxcellent
10-16-2023 at 01:31 PM.
10-16-2023 at 01:31 PM.
Mine took 6 days.
Fidelity - 2 transfers on the 10th. Bonus on the 16th
Reply
Joined Sep 2009
\m/ Metal \m/
> bubble2 4,727 Posts
745 Reputation
metaldood
10-16-2023 at 02:07 PM.
10-16-2023 at 02:07 PM.
Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.

Extended to Jan
Reply

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Joined Sep 2011
There Is Always Hope
> bubble2 25,337 Posts
36,733 Reputation
Pro
Deal Hunter
Eragorn | Staff
10-16-2023 at 11:44 PM.
10-16-2023 at 11:44 PM.
got mine today. did a transfer from bofa, then from cit bank and then from bofa again and got the bonus today. The last transfer that "activated" it appears to have been on the 13th (so 3-4 days till the bonus was received).
Reply
Joined Aug 2009
Dealer
> bubble2 5,403 Posts
8,505 Reputation
Original Poster
Undisclosed
10-17-2023 at 12:35 PM.
10-17-2023 at 12:35 PM.
Updated: Extended to January 9, 2024.

Easy bonus to get if you qualify!
Reply
Joined Jun 2012
L6: Expert
> bubble2 1,098 Posts
120 Reputation
orangejuice57
10-17-2023 at 07:27 PM.
10-17-2023 at 07:27 PM.
Opened mine almost 2 months ago but had some account issues where I cant access online. By the time I got around to fixing it with Cap one, i only had 2 weeks left prior to the original deadline. Did Chase two external 1-2 days transfer with a day apart between the two. Got the bonus the week after.
Reply
Joined Aug 2006
bring it on!!!
> bubble2 1,997 Posts
1,581 Reputation
proud2bpinoy
10-18-2023 at 05:44 AM.
10-18-2023 at 05:44 AM.
Cha-Ching!
Reply
Joined Aug 2017
L1: Learner
> bubble2 24 Posts
18 Reputation
budgetfella
10-19-2023 at 08:38 PM.
10-19-2023 at 08:38 PM.
Anyone know if this works if you use chase zelle to instantly send money to the capital one checking account? Didn't realize I did it incorrectly till the last day that I'm eligible for this offer…
Reply
Joined Feb 2010
is PRO
> bubble2 19,137 Posts
4,622 Reputation
Binar
10-19-2023 at 09:25 PM.
10-19-2023 at 09:25 PM.
Quote from budgetfella View quoted comment :
Anyone know if this works if you use chase zelle to instantly send money to the capital one checking account? Didn't realize I did it incorrectly till the last day that I'm eligible for this offer…
it extended til January
Reply
Joined Aug 2017
L1: Learner
> bubble2 24 Posts
18 Reputation
budgetfella
10-19-2023 at 09:28 PM.
10-19-2023 at 09:28 PM.
Quote from Binar View quoted comment :
it extended til January

I created my account 74 days ago though. The offer is only valid if you make the deposits within 75 days of opening the account right?
Reply

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Joined Oct 2023
L2: Beginner
> bubble2 49 Posts
14 Reputation
BoastfulCable7660
10-20-2023 at 05:44 AM.
10-20-2023 at 05:44 AM.
Anyone still get it when pushing from one account to the other?

I did two from fidelity. (1-3 days) Currently waiting for it to get deposited into capital one.
Reply
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