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Open a Capital One 360 Checking Account and get a $350 Checking Bonus!

+298 Deal Score
244,507 Views
This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.

Earn $350 with 360 Checking

Update (10/29/23): This has been shortened to end on 10/30/23.

Open with code BONUS350 by January 9, 2024 and complete the steps below.

1. Open 360 Checking
Open a new account by January 9, 2024 using the promo code BONUS350.

2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.

3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.

https://www.capitalone.com/bank/bonus350/

Here's the full scoop on how to earn your $350 bonus:

Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.

Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.

When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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Deal
Score
+298
244,507 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined May 2008
L6: Expert
> bubble2 1,328 Posts
471 Reputation
bkobe7
11-10-2023 at 02:29 PM.
11-10-2023 at 02:29 PM.
For the churners, how long are you keeping the account open?
Reply
Joined Mar 2006
Coffee Anytime!
> bubble2 1,273 Posts
482 Reputation
CoffeePleeze
11-10-2023 at 07:58 PM.
11-10-2023 at 07:58 PM.
Just checked. I have Capital One 360 linked to my Chase account and noticed it has not updated since 11/08. Logged into the Capital One 360 app and the $350 is there with an 11/10 date!
Reply
Joined Jun 2012
L6: Expert
> bubble2 1,042 Posts
116 Reputation
orangejuice57
11-17-2023 at 02:15 AM.
11-17-2023 at 02:15 AM.
Once we got the bonus, how long do we have to keep the money in there? I wanted to move them to capital one 360 savings to get interests
Reply
Joined Nov 2010
L4: Apprentice
> bubble2 399 Posts
154 Reputation
bigemu1
11-17-2023 at 05:29 AM.
11-17-2023 at 05:29 AM.
Got my bonus today. Super easy money.
Reply
Joined Mar 2006
Coffee Anytime!
> bubble2 1,273 Posts
482 Reputation
CoffeePleeze
11-17-2023 at 05:32 AM.
11-17-2023 at 05:32 AM.
Previous posts suggest that people moved the initial deposits out as soon as they posted and still got the bonus, so I would say you could move it at any time.
Reply
Joined Mar 2009
L4: Apprentice
> bubble2 336 Posts
96 Reputation
a12548
11-17-2023 at 05:36 AM.
11-17-2023 at 05:36 AM.
Quote from SonofZeus :
...and you get access to CapOne Shopping portal.
Capital One shopping has become a dismal failure for me. My last 3 travel rewards through them, specifically a Priceline offer, which I was due $192 and $35 and another travel related cashback, all showed pending, way after the stay was completed, and all 3 times I had to email them and they called it a 'courtesy' credit...wtf..courtesy? Google reviews, they are not paying easily.
Reply
Joined Dec 2018
L1: Learner
> bubble2 21 Posts
10 Reputation
KatySarD
11-20-2023 at 07:18 PM.
11-20-2023 at 07:18 PM.
Is this deal ongoing or ended?
Reply

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Joined Jul 2013
L9: Master
> bubble2 4,876 Posts
2,111 Reputation
JJoye
11-20-2023 at 07:22 PM.
11-20-2023 at 07:22 PM.
Quote from KatySarD :
Is this deal ongoing or ended?
Dead Deal

i reported it as expired
Reply
Joined Dec 2018
L1: Learner
> bubble2 21 Posts
10 Reputation
KatySarD
11-21-2023 at 01:33 PM.
11-21-2023 at 01:33 PM.
Quote from JJoye :
Dead Deal

i reported it as expired
Thank you, I missed the boat.
Reply
Joined Jun 2013
L4: Apprentice
> bubble2 400 Posts
54 Reputation
allareacrew
11-21-2023 at 01:38 PM.
11-21-2023 at 01:38 PM.
Quote from a12548 :
Capital One shopping has become a dismal failure for me. My last 3 travel rewards through them, specifically a Priceline offer, which I was due $192 and $35 and another travel related cashback, all showed pending, way after the stay was completed, and all 3 times I had to email them and they called it a 'courtesy' credit...wtf..courtesy? Google reviews, they are not paying easily.
Same. There was a deal for Staples $50 credit. Had to call 3 times to get a courtesy credit.

I've made purchases thru that portal for little stuff to test and still doesn't show pending credit
Reply
Joined Apr 2016
L6: Expert
> bubble2 1,527 Posts
204 Reputation
Rontron
12-01-2023 at 08:05 PM.
12-01-2023 at 08:05 PM.
Finally got mine. PayPal 3-5 day deposit method worked. I also did one Robinhood transaction but I don't think that was what did it. I opened my account on the last day possible.
Reply
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