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Joined Aug 2008
Gonna Rep You A New One
> bubble2 10,971 Posts
2,088 Reputation
Slimeyface
09-15-2023 at 02:35 PM.
09-15-2023 at 02:35 PM.
Quote from jdartus :
closing an account doesn't automatically hurt your credit score. this is particularly true if the account is younger. if all your other accounts are much older, closing it could even result in a boost for your credit score as your average account age would go up.

Credit utilization would immediately increase upon the account close and this is valued just higher than credit history. Unless you specifically calculated it to a tee, it's quite likely that the score went down before it went up.
4
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Joined Apr 2019
New User
> bubble2 1 Posts
10 Reputation
blindkkj
09-15-2023 at 02:38 PM.
09-15-2023 at 02:38 PM.
For capital one card holders, where do you use your points mostly? I see the value on their travel portal is $1, so it's less than Chase reserved($1.5). If none of the travel partners are useful to you to transfer the points, is there anything else the points are more useful that I am missing? Thank you
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Joined Sep 2010
L8: Grand Teacher
> bubble2 3,951 Posts
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pbmpharmacist
09-15-2023 at 02:41 PM.
09-15-2023 at 02:41 PM.
We opened the Venture Rewards recently. $750 bonus when spending $4k. $95 annual fee.
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Joined Sep 2010
L8: Grand Teacher
> bubble2 3,951 Posts
858 Reputation
pbmpharmacist
09-15-2023 at 02:41 PM.
09-15-2023 at 02:41 PM.
Quote from blindkkj :
For capital one card holders, where do you use your points mostly? I see the value on their travel portal is $1, so it's less than Chase reserved($1.5). If none of the travel partners are useful to you to transfer the points, is there anything else the points are more useful that I am missing? Thank you
I'm thinking of redeeming for cash and taking out a Chase for travel next year
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Joined Sep 2023
New User
> bubble2 1 Posts
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TenseStraw5744
09-15-2023 at 02:49 PM.
09-15-2023 at 02:49 PM.
I am looking for my first "travel" card and am planning to do multiple trips solely to Indonesia from DFW/Houston airport is this card a good choice?
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Joined Jun 2008
L5: Journeyman
> bubble2 969 Posts
367 Reputation
nc3780
09-15-2023 at 02:51 PM.
09-15-2023 at 02:51 PM.
Quote from blindkkj :
For capital one card holders, where do you use your points mostly? I see the value on their travel portal is $1, so it's less than Chase reserved($1.5). If none of the travel partners are useful to you to transfer the points, is there anything else the points are more useful that I am missing? Thank you

Award flights are the best use of points when transferring to partners which is the same for Chase/Amex. You just need to find one of the airlines within the partner program that works for you.

As an example, I used 84k amex points (30% bonus) to British Airways to book a flight on JAL to Japan next year. Economy going then Prem Economy coming back. Using points in the Amex portal would have cost 165k points for Economy both ways at 0.01 per point.
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Joined Jun 2008
L5: Journeyman
> bubble2 969 Posts
367 Reputation
nc3780
09-15-2023 at 02:53 PM.

Our community has rated this post as helpful. If you agree, why not thank nc3780

09-15-2023 at 02:53 PM.
Quote from TenseStraw5744 :
I am looking for my first "travel" card and am planning to do multiple trips solely to Indonesia from DFW/Houston airport is this card a good choice?
Yes, with the 300 credit when you book in via their portal and the 10k miles every anniversary year, you're basically getting paid 5 bucks to keep the card. Worth it if you just travel once a year.
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Joined Feb 2007
L5: Journeyman
> bubble2 528 Posts
241 Reputation
SDJunkie76
09-15-2023 at 03:00 PM.
09-15-2023 at 03:00 PM.
What is the highest offer this card has ever had?
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Joined Nov 2014
New User
> bubble2 7 Posts
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Na2ralSelection
09-15-2023 at 03:04 PM.
09-15-2023 at 03:04 PM.
Wow literally just opened one on Monday and did the 75k offer fml
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Joined Feb 2007
L5: Journeyman
> bubble2 528 Posts
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SDJunkie76
09-15-2023 at 03:04 PM.
09-15-2023 at 03:04 PM.
https://www.capitalone.com/credit...preapprove <— check if you are pre approved before applying.
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Joined Nov 2011
L2: Beginner
> bubble2 67 Posts
24 Reputation
teasum
09-15-2023 at 03:06 PM.
09-15-2023 at 03:06 PM.
I think it's a good card, but, man, after a month of research I just signed up for this three weeks ago! Grrrrr....
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Joined Feb 2007
L2: Beginner
> bubble2 36 Posts
10 Reputation
imacciml
09-15-2023 at 03:11 PM.
09-15-2023 at 03:11 PM.
Quote from SDJunkie76 :
https://www.capitalone.com/credit...preapprove <— check if you are pre approved before applying.
thanks, but it looks like venture x isn't an option.
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Joined Jun 2005
L6: Expert
> bubble2 1,809 Posts
378 Reputation
Minger
09-15-2023 at 03:54 PM.
09-15-2023 at 03:54 PM.
I tried having them match the offer on my VX from a month and half ago but got a no as well.
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Joined May 2006
L10: Grand Master
> bubble2 26,289 Posts
3,389 Reputation
namlook
09-15-2023 at 04:05 PM.
09-15-2023 at 04:05 PM.
Quote from SDJunkie76 :
https://www.capitalone.com/credit...preapprove <— check if you are pre approved before applying.
Is that an all inclusive list of what they will approve you for? I have good credit going back decades, over 800 score and they are only saying I will be approved for three crappy cards that offer no sign up bonuses.

Also tried by wife, who is also 800+ and she got the same three cards. Ran my mom who is close to 800 and same thing.
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Last edited by namlook September 15, 2023 at 04:08 PM.

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Joined Nov 2015
L9: Master
> bubble2 4,178 Posts
1,572 Reputation
dshoppr
09-15-2023 at 04:12 PM.
09-15-2023 at 04:12 PM.
FYI it is not $300 credit any more it is $300 coupon: https://www.doctorofcredit.com/ca...00-coupon/
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