Ink Business Cash® Credit Card: $900 Bonus Cash Back After you Spend $6,000 in the First 3 Months
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Update: This popular deal is still available.
Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.
Thanks to Staff Member EfficientGame645 for finding this deal.
Card Details:
Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.
Card Details:
Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
0% introductory APR for 12 months on purchases
Member FDIC
Read our review on the Ink Business Cash® Credit Card
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Will Chase match the increase in cash back offer if it's within 30 days of sign up? I signed up for this card and got it last week when it has $750 cash back.
Update: So you have to call Chase and get a rep to notate your account regarding the request to match the increased offer. The rep will notate the account and asks you to call Chase back once you have met the 6k spending requirement. Chase will then open a request for the extra $150 to be added to your account which will take 4 to 8 weeks to show up. But you HAVE to contact them now so they can put a note on the account about your request to match the increased reward offer on their record.
You have to create a business account, then link your personal account to the business. Can't link business to personal. I've tried multiple times with Chase reps
If you have any other Business Chase cards you can ask via phone or secure message that they transfer credit from them to this one. Keep in mind if you max it out then pay it off each month you could still do it with 3K limit.
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I got the Ink Business Unlimited card w/ 5k credit limit and they gave me only $3k limit on this. How do they determine credit limit for biz? Is it credit score or what you put for biz revenue?
Your first sentence is confusing because you said you got a $5K credit limit but they only gave you $3K limit?
Is this your first Ink business card? If you have another Ink business card, you can request to shift some credit to your Ink Business Unlimited. Who knows what they use to determine credit limit for biz. I am sure they also factor in how much credit limit you have on the Chase personal side if any and your all your other credit cards.
Your first sentence is confusing because you said you got a $5K credit limit but they only gave you $3K limit?
Is this your first Ink business card? If you have another Ink business card, you can request to shift some credit to your Ink Business Unlimited. Who knows what they use to determine credit limit for biz. I am sure they also factor in how much credit limit you have on the Chase personal side if any and your all your other credit cards.
The $5k credit limit was for the Ink Business Unlimited card I applied for earlier this year. The $3k credit limit is for the Ink Business Cash card. I have over 60k in credit line in total from other Chase personal cards and a 800 credit score.
The $5k credit limit was for the Ink Business Unlimited card I applied for earlier this year. The $3k credit limit is for the Ink Business Cash card. I have over 60k in credit line in total from other Chase personal cards and a 800 credit score.
Are the Chase credit lines approaching 50% of your income? Chase takes into account all credit with them so 50% is roughly the limit.
The $5k credit limit was for the Ink Business Unlimited card I applied for earlier this year. The $3k credit limit is for the Ink Business Cash card. I have over 60k in credit line in total from other Chase personal cards and a 800 credit score.
Chase will only extend a certain total amount of credit to you, across both personal and any business cards you're listed as the responsible person for.
The $5k credit limit was for the Ink Business Unlimited card I applied for earlier this year. The $3k credit limit is for the Ink Business Cash card. I have over 60k in credit line in total from other Chase personal cards and a 800 credit score.
I gotcha now. I have also heard that typically Chase will give you about 50% of total credit limit between personal and business cards of what your annual income is (ex: If annual income = $100K, Chase will heed towards offering a total of $50K credit line between personal and business).
If you didnt update your annual income profile before applying that could have been a factor. They could also have factored in what business information you put down when you filled out your anticipated monthly spend and business revenue although I don't know how much weight I put into it. Just because you have an 800 credit score doesnt mean they will give you like $10K for each credit line because they still have to put that as a potential risk on how much credit they have extended to you as a Chase customer. The 800 credit score just make it so that you will likely get approved and less risk of defaulting on your credit but that doesn't mean it is a zero risk in their eyes. Hope that makes sense.
I just read in the Chase terms that you are not eligible for the $900 intro bonus, if you have another business ink card that youve received an intro bonus on within the last 24 months.
Has anyone had experience with this?
Ink Cash Sign-Up Bonus Eligibility:
Your account has to be active and in good standing to be eligible.
You will not be eligible for this introductory bonus if you currently have the Ink Cash credit card, regardless of whether you previously received the bonus.
You also may not be eligible if it's been less than 24 months since you last earned an initial bonus with a Ink Cash card.
I just read in the Chase terms that you are not eligible for the $900 intro bonus, if you have another business ink card that youve received an intro bonus on within the last 24 months.
Has anyone had experience with this?
Ink Cash Sign-Up Bonus Eligibility:
Your account has to be active and in good standing to be eligible.
You will not be eligible for this introductory bonus if you currently have the Ink Cash credit card, regardless of whether you previously received the bonus.
You also may not be eligible if it's been less than 24 months since you last earned an initial bonus with a Ink Cash card.
I wonder if this is new? All I can say is that we've rec'd many Chase Ink sign up bonuses at <<24 months.
I wouldn't be surprised if Chase closed the multiple bonus loophole. Will they deny your application or will they just not give you the bonus?
I wonder if this is new? All I can say is that we've rec'd many Chase Ink sign up bonuses at <<24 months.
I wouldn't be surprised if Chase closed the multiple bonus loophole. Will they deny your application or will they just not give you the bonus?
Anyone else have recent feedback?
I spoke with Chase customer service yesterday to double check on this, and they informed me that my new Business Cash Ink card IS eligible for the $900 bonus.
I received my last bonus on the Business Ink Unlimited card around 10 months ago.
So the 24 month rule may vary depending on user/account. I had them double check twice to make absolutely sure.
I guess the keyword in the terms i provided above is that you 'MAY' not be eligible if youve received a similar bonus within 24 months.
So its a good idea for everyone to double check with them that you are eligible, if youre in a similar situation. 👍
How long does it usually take for Chase to decide on an application for this card? I know some people on this thread got approved instantly. I submitted this past Sunday and have not heard back, so I'm thinking it's gonna be a reject.
My credit score is 828 and I have an EIN. But, I wrote on my application that my business revenue is $0 and my monthly business spend is $40. I guess that will likely disqualify me.
The above is my previous post. Here is an update:
They asked for my driver's license and the IRS letter that issued my EIN. I went into a local branch, and they uploaded those docs for me. Eventually, I got approved, surprisingly. Credit line is $3,000.
Chase's fine print for this offer says: "To qualify and receive your bonus, you must make Purchases totaling $6,000 or more during the first 3 months from account opening."
I received the card on 12/5 and activated it on the same day. The account on the website does not show the spend deadline to earn the bonus. You have to use their phone app to see the deadline, which in my case is 2/24. That means Chase started the 3-month clock on 11/24, which I guess is the date of my account opening.
The date Chase starts the clock seems a bit unfair. I think it makes more sense to start the clock when the customer activates the card. After all, if I don't have the card, I can't start spending.
Anyway, it's not a big deal. But I thought I would flag this for y'all - be sure to check your deadline so you don't miss it.
Wondering if you have to unfreeze all your credit reports to apply for this even though you already have a Chase business credit card
They only ran Experian for me but they ran it TWICE. I'm mad, it cost me 7 points each time. If you have to call in to verify information, they will tell you it won't be another pull, but it sure was. I hope it's a recorded line so I can have them reference it where I very specifically asked her to withdraw my application if it was going to be another hard pull. She said it would not be and to rest assured there was only one hard inquiry. 5 min later I had another hard pull.
They asked for my driver's license and the IRS letter that issued my EIN. I went into a local branch, and they uploaded those docs for me. Eventually, I got approved, surprisingly. Credit line is $3,000.
Chase's fine print for this offer says: "To qualify and receive your bonus, you must make Purchases totaling $6,000 or more during the first 3 months from account opening."
I received the card on 12/5 and activated it on the same day. The account on the website does not show the spend deadline to earn the bonus. You have to use their phone app to see the deadline, which in my case is 2/24. That means Chase started the 3-month clock on 11/24, which I guess is the date of my account opening.
The date Chase starts the clock seems a bit unfair. I think it makes more sense to start the clock when the customer activates the card. After all, if I don't have the card, I can't start spending.
Anyway, it's not a big deal. But I thought I would flag this for y'all - be sure to check your deadline so you don't miss it.
IME, using a EIN can spawn a long approval process where they hound you for additional info. (often resulting in a denial)
By contrast, whenever I use "sole proprietor" and SS # the process is usually instant approval.
I just read in the Chase terms that you are not eligible for the $900 intro bonus, if you have another business ink card that youve received an intro bonus on within the last 24 months.
Has anyone had experience with this?
Ink Cash Sign-Up Bonus Eligibility:
Your account has to be active and in good standing to be eligible.
You will not be eligible for this introductory bonus if you currently have the Ink Cash credit card, regardless of whether you previously received the bonus.
You also may not be eligible if it's been less than 24 months since you last earned an initial bonus with a Ink Cash card.
Your post says, from Chase: "You will not be eligible for this introductory bonus if you currently have the Ink Cash credit card". There are other cards, e.g., business premier. Also it sounds like this is saying that holder of any cash card is ineligible, business or not? This is confusing.
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Update: So you have to call Chase and get a rep to notate your account regarding the request to match the increased offer. The rep will notate the account and asks you to call Chase back once you have met the 6k spending requirement. Chase will then open a request for the extra $150 to be added to your account which will take 4 to 8 weeks to show up. But you HAVE to contact them now so they can put a note on the account about your request to match the increased reward offer on their record.
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Is this your first Ink business card? If you have another Ink business card, you can request to shift some credit to your Ink Business Unlimited. Who knows what they use to determine credit limit for biz. I am sure they also factor in how much credit limit you have on the Chase personal side if any and your all your other credit cards.
Is this your first Ink business card? If you have another Ink business card, you can request to shift some credit to your Ink Business Unlimited. Who knows what they use to determine credit limit for biz. I am sure they also factor in how much credit limit you have on the Chase personal side if any and your all your other credit cards.
Chase will only extend a certain total amount of credit to you, across both personal and any business cards you're listed as the responsible person for.
If you didnt update your annual income profile before applying that could have been a factor. They could also have factored in what business information you put down when you filled out your anticipated monthly spend and business revenue although I don't know how much weight I put into it. Just because you have an 800 credit score doesnt mean they will give you like $10K for each credit line because they still have to put that as a potential risk on how much credit they have extended to you as a Chase customer. The 800 credit score just make it so that you will likely get approved and less risk of defaulting on your credit but that doesn't mean it is a zero risk in their eyes. Hope that makes sense.
apply and get this Card..? i have a personal Acc with Chase.
Has anyone had experience with this?
Ink Cash Sign-Up Bonus Eligibility:
Your account has to be active and in good standing to be eligible.
You will not be eligible for this introductory bonus if you currently have the Ink Cash credit card, regardless of whether you previously received the bonus.
You also may not be eligible if it's been less than 24 months since you last earned an initial bonus with a Ink Cash card.
Sign up for a Slickdeals account to remove this ad.
Has anyone had experience with this?
Ink Cash Sign-Up Bonus Eligibility:
Your account has to be active and in good standing to be eligible.
You will not be eligible for this introductory bonus if you currently have the Ink Cash credit card, regardless of whether you previously received the bonus.
You also may not be eligible if it's been less than 24 months since you last earned an initial bonus with a Ink Cash card.
I wouldn't be surprised if Chase closed the multiple bonus loophole. Will they deny your application or will they just not give you the bonus?
Anyone else have recent feedback?
I wouldn't be surprised if Chase closed the multiple bonus loophole. Will they deny your application or will they just not give you the bonus?
Anyone else have recent feedback?
I received my last bonus on the Business Ink Unlimited card around 10 months ago.
So the 24 month rule may vary depending on user/account. I had them double check twice to make absolutely sure.
I guess the keyword in the terms i provided above is that you 'MAY' not be eligible if youve received a similar bonus within 24 months.
So its a good idea for everyone to double check with them that you are eligible, if youre in a similar situation. 👍
My credit score is 828 and I have an EIN. But, I wrote on my application that my business revenue is $0 and my monthly business spend is $40. I guess that will likely disqualify me.
They asked for my driver's license and the IRS letter that issued my EIN. I went into a local branch, and they uploaded those docs for me. Eventually, I got approved, surprisingly. Credit line is $3,000.
Chase's fine print for this offer says: "To qualify and receive your bonus, you must make Purchases totaling $6,000 or more during the first 3 months from account opening."
I received the card on 12/5 and activated it on the same day. The account on the website does not show the spend deadline to earn the bonus. You have to use their phone app to see the deadline, which in my case is 2/24. That means Chase started the 3-month clock on 11/24, which I guess is the date of my account opening.
The date Chase starts the clock seems a bit unfair. I think it makes more sense to start the clock when the customer activates the card. After all, if I don't have the card, I can't start spending.
Anyway, it's not a big deal. But I thought I would flag this for y'all - be sure to check your deadline so you don't miss it.
They asked for my driver's license and the IRS letter that issued my EIN. I went into a local branch, and they uploaded those docs for me. Eventually, I got approved, surprisingly. Credit line is $3,000.
Chase's fine print for this offer says: "To qualify and receive your bonus, you must make Purchases totaling $6,000 or more during the first 3 months from account opening."
I received the card on 12/5 and activated it on the same day. The account on the website does not show the spend deadline to earn the bonus. You have to use their phone app to see the deadline, which in my case is 2/24. That means Chase started the 3-month clock on 11/24, which I guess is the date of my account opening.
The date Chase starts the clock seems a bit unfair. I think it makes more sense to start the clock when the customer activates the card. After all, if I don't have the card, I can't start spending.
Anyway, it's not a big deal. But I thought I would flag this for y'all - be sure to check your deadline so you don't miss it.
By contrast, whenever I use "sole proprietor" and SS # the process is usually instant approval.
Sign up for a Slickdeals account to remove this ad.
Has anyone had experience with this?
Ink Cash Sign-Up Bonus Eligibility:
Your account has to be active and in good standing to be eligible.
You will not be eligible for this introductory bonus if you currently have the Ink Cash credit card, regardless of whether you previously received the bonus.
You also may not be eligible if it's been less than 24 months since you last earned an initial bonus with a Ink Cash card.