Offer ends 04/17/24
https://account.chase.com/consume...vingsoffer- Get $300 - Open a new Chase Total Checking® account and set up direct deposit. No minimum direct deposit.
- Get $200 - Open a new Chase Savings account, deposit a total of $15,000 or more in new money within 30 days of coupon enrollment, and maintain a $15,000 balance for 90 days from coupon enrollment.
- Open a new Chase Total Checking® and a new Chase Savings account and get $900 when you open both at the same time and complete qualifying activities.
Bonus/Account Information: Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.
To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;
AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.
To receive the savings bonus:
1) Open a new Chase Savings account, which is subject to approval;
2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;
AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.
To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.
Avoid Monthly Checking Account Maintenance Fee:- Electronic deposits made into this account totaling $500 or more
- OR a balance at the beginning of each day of $1,500 or more in this account,
- OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances
Avoid Monthly Savings Account Maintenance Fee:- A balance at the beginning of each day of $300 or more in this account,
- OR $25 or more in total Autosave or other repeating automatic transfers from your personal Chase checking account (available only through chase.com or Chase Mobile®),
- OR a Chase College Checking account linked to this account for Overdraft Protection,
- OR an account owner who is an individual younger than 18,
- OR a linked Chase Premier Plus Checking, Chase Sapphire Checking, or Chase Private Client Checking account
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Any thoughts?
Edit: confirmed that this information is correct via comments on doctor of credit. You can indeed wait until close to the 30 days to deposit the money into savings to avoid tying up money unnecessarily long in this low interest account. It needs to be in the account before 30 days from opening ("coupon enrollment"), and it needs to be maintained until 90 (day 91?) days after coupon enrollment. I will probably send my money over around day 25 or so just in case there is any kind of delay or issue.
A few hours later I was wondering if the promotion was really setup. I go back into the webpage and click on the sign up link and it says "We're applying your offer." I click on the link via the email and it does not say that. I sent a secure message asking if the promotion is really linked to my accounts or not. I have a feeling I am just going to have to close the accounts. I'm glad I didn't fund them yet. I probably won't hear back till Tuesday or Wednesday.
Edit: Chase via secure message was able to manually add my coupon. It shows the $300 for checking and $200 for savings in the app as a bonus tracker. Hopefully the last $400 will come also after both of those are confirmed.
A few hours later I was wondering if the promotion was really setup. I go back into the webpage and click on the sign up link and it says "We're applying your offer." I click on the link via the email and it does not say that. I sent a secure message asking if the promotion is really linked to my accounts or not. I have a feeling I am just going to have to close the accounts. I'm glad I didn't fund them yet. I probably won't hear back till Tuesday or Wednesday.
Edit: Chase via secure message was able to manually add my coupon. It shows the $300 for checking and $200 for savings in the app as a bonus tracker. Hopefully the last $400 will come also after both of those are confirmed.
Ya go for it
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It took quite a few days after meeting the 90 day threshold (per my calculations) to get the bonus money deposited. I guess I'll have to read up if there are any fees to keep both open, if there is I guess I'll close it all.