This offer is no longer available.
Offer Ending Soon - SPECIAL OFFER: Unlimited Matched Cash Back. Use your card for all your purchases and at the end of your first year,
Chase will automatically match all the cash back you earned! There is
no limit to how much you can earn.
Every dollar in cash back rewards you earn is a dollar
Chase will match with the
Chase Freedom UnlimitedĀ® card. No annual fee.
Card Details:- SPECIAL OFFER: Unlimited Matched Cash Back. Use your card for all your purchases and at the end of your first year, Chase will automatically match all the cash back you earned! There is no limit to how much you can earn. Every dollar in cash back rewards you earn is a dollar Chase will match.
- Unlimited 1.5% cash back is just the beginning of what you can earn. You'll enjoy 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery services, 5% cash back on travel purchased through Chase Ultimate RewardsĀ®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; and 1.5% cash back on all other purchases.
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- No annual fee ā You won't have to pay an annual fee for all the great features that come with your Freedom UnlimitedĀ® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
- Member FDIC
Read our review on the
Chase Freedom UnlimitedĀ®
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I don't understand your question.
This cards rewards come as UR points. Which you can use for 1 cent cash back (or better- statement credits) if you wish to use them that way.
or can potentially use the points for much high value in various ways for travel (most of which require having a better chase card in addition to this one)
This cards rewards come as UR points. Which you can use for 1 cent cash back (or better- statement credits) if you wish to use them that way.
or can potentially use the points for much high value in various ways for travel (most of which require having a better chase card in addition to this one)
Again you're misunderstanding how the cards work.
Both this card and CSP actually give UR as their reward currency (despite chase using "cash back" language on this one).
So there is no difference in your example.
1 UR point= 1 cent in cash or statement credit terms.
If you ONLY held this specific card, then 3x UR (which is what you'd actually get in your example) is 3% cash-- because that's practically the only way you can use those points.
But if you ALSO hold at least one AF chase card you can transfer your UR from this one to that one and use them for higher (often much higher) value for travel purposes.
Both this card and CSP actually give UR as their reward currency (despite chase using "cash back" language on this one).
So there is no difference in your example.
1 UR point= 1 cent in cash or statement credit terms.
If you ONLY held this specific card, then 3x UR (which is what you'd actually get in your example) is 3% cash-- because that's practically the only way you can use those points.
But if you ALSO hold at least one AF chase card you can transfer your UR from this one to that one and use them for higher (often much higher) value for travel purposes.
I know that I'm not getting real cash back for the 3%. Instead, I'm getting UR points as a way of cash back. But what is that 3% equal to UR points? For example, I spent $100 in dining, I get 3% CB in UR points. How many point is that?
if 1UR point is
if 1UR point is
Jeebus have you never used any point based system before? This is kinda nuts to me as a question but I'll try to be helpful. Each UR point is basically a penny. So 3% back on $100 is $3 worth of UR points. Since each UR point is worth about a penny, you'll have earned 300 UR points. Or the inverse of that is that every dollar you spend on dining, you'll get 3 UR points.
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This applies to everything.
Second problem is for folks who travel they'd probably rather put their category-specific spend on Chase Freedom (not unlimited) cards and earn 5x UR than they would want 10% cash... though the categories don't always overlap of course. For non travellers Discover match would be the better deal first year in category-specific spending (after the first year if you're a non-traveler it might be worth obtaining high enough BoA status to get 5.25% back in a couple categories with some Custom cash cards)
if 1UR point is