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Capital One 360 Performance Savings Account: Earn Up to $1500 Bonus Funds w/ 4.3% APY Expired

Deposit $20K-100K+
(New Capital 360 Accounts)
+142 Deal Score
305,889 Views
Capital One offers New Accounts: Capital One 360 Performance Savings Account: Earn Up to $1,500 Bonus Funds w/ 4.5% APY w/ deposits ranging from $20,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code FALL23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member srhearts for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code FALL23 by December 6, 2023
  2. Deposit $20,000+ of external funds within the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $20,000+ & Earn $300 Bonus Funds
      • Deposit $50,000+ & Earn $750 Bonus Funds
      • Deposit $100,000+ & Earn $1,500 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 4.30% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

Original Post

Written by
Edited November 4, 2023 at 08:09 PM by
First post so please feel free to modify
DEPOSIT BONUS
$20,000 +$300
$50,000 +$750
$100,000 +$1,500

https://www.capitalone.com/bank/f...4fy23_1025


If you have or had an open
360 Performance Savings,
360 Savings,
360 Money Market,
Savings Now
or Confidence Savings account
as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
Certain deposit transactions initiated through the Capital One website to retrieve funds from your external account are subject to limits. If you are subject to these limits, in order to meet the offer requirements, you would need to initiate the deposit by another external method, such as mobile deposit or setting the initial deposit to send (rather than be retrieved from) from your external financial institution.
Here's the full scoop on how to earn your bonus:
STEP 1—Open a 360 Performance Savings account between 12:00 a.m. ET on November 1, 2023, and 11:59 p.m. ET on December 6, 2023. When you open your account, ensure the promo code FALL23 is entered in the Promo Code box.
STEP 2—Initial Funding Period. Deposit a total of $20,000 or more (Deposit Amount) of new money from externally sourced funds (transfers between Capital One accounts will not qualify) within the first 15 days of account opening (Initial Funding Period).
STEP 3—Hold Period. You will earn a bonus once you've maintained the Deposit Amount of $20,000 or more for 90 days following the Initial Funding Period. The Initial Funding Period is defined as the first 15 days from account opening, and the 90-day Hold Period does not begin until after the full 15-day Initial Funding Period.
The amount of your bonus will be determined as follows:
$300 bonus—The new money deposited from an external bank during the Initial Funding Period was between $20,000-$49,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$750 bonus—The new money deposited from an external bank during the Initial Funding Period was between $50,000-$99,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$1,500 bonus—The new money deposited from an external bank during the Initial Funding Period was $100,000 or more, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus. If at any time during the 90 days following the Initial Funding Period your Deposit Amount drops into a lower tier, you will be rewarded that tier's cash bonus. If your Deposit Amount decreases to an amount less than $20,000, you will not qualify for a cash bonus. This offer cannot be combined with any other 360 Performance Savings account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Performance Savings account. Bonuses are considered interest and will be reported on IRS form 1099-INT.
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Deal
Score
+142
305,889 Views
Deposit $20K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

537 Comments

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Featured Comments

Jeez...wildly inaccurate posts like this should be deleted. You don't seem to understand that you are getting both a signup bonus AND the ongoing high-yield (currently 4.3%) interest. Please feel free to correct my math here, but I think the combined bonus puts the effective APY over 6% for the first year. Good luck finding any other liquid investment with a guaranteed yield like that.

Pretty good deal for someone who doesn't already have a Cap360 account (since existing or recent savings account holders don't seem to be eligible).
the capital one account also has 4.3% apy so it would be higher
That is not how this works.

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Joined Dec 2015
L3: Novice
> bubble2 256 Posts
276 Reputation
SFNYC
03-11-2024 at 05:17 PM.
03-11-2024 at 05:17 PM.
Has anyone gotten the bonus if kept 90 days after funding (as opposed to 90 days after 15 day end period, eg 105 days). I withdraw my amount 90 days after funding. no bonus as of today unfortunately.
Reply
Joined May 2008
L6: Expert
> bubble2 1,329 Posts
471 Reputation
bkobe7
03-12-2024 at 11:28 AM.
03-12-2024 at 11:28 AM.
Quote from SFNYC View quoted comment :
Has anyone gotten the bonus if kept 90 days after funding (as opposed to 90 days after 15 day end period, eg 105 days). I withdraw my amount 90 days after funding. no bonus as of today unfortunately.
Hope you funded it on the 15th day. Otherwise, I think you dun f'ed up my friend.
Reply
Joined Jan 2009
L9: Master
> bubble2 5,030 Posts
574 Reputation
bigballs
03-13-2024 at 10:32 AM.
03-13-2024 at 10:32 AM.
Quote from SFNYC View quoted comment :
Has anyone gotten the bonus if kept 90 days after funding (as opposed to 90 days after 15 day end period, eg 105 days). I withdraw my amount 90 days after funding. no bonus as of today unfortunately.
I think you're screwed. I talked to a rep over the phone and she gave me an exact date and she added the 15 days. I don't know what was the logic beyond differentiating between 90 and 15 days.
Reply
Joined Apr 2009
L7: Teacher
> bubble2 2,951 Posts
379 Reputation
crazycreations
03-14-2024 at 04:57 AM.
03-14-2024 at 04:57 AM.
Finally got my bonus, cha Ching. Earned about 2.6% in 3.5 months.
Reply
Joined Nov 2005
L6: Expert
> bubble2 1,811 Posts
441 Reputation
CorNut
03-15-2024 at 02:23 PM.
03-15-2024 at 02:23 PM.
I haven't got mine yet but I funded it a week in, then waited 106 days before I pulled it out. I needed to pull out a $20k loan for some siding that was scheduled out a couple months, paid on credit card then used the $ from the savings to pay the credit cards off before they accrued interest. It worked out pretty good, I earned $70+/mo in interest plus I'll hopefully get the bonus
Reply
Joined Jul 2006
L10: Grand Master
> bubble2 6,950 Posts
9,066 Reputation
FatFishJeff
03-19-2024 at 01:47 PM.
03-19-2024 at 01:47 PM.
Got the Bonus $1500 ......
Reply
Joined Dec 2013
New User
> bubble2 48 Posts
18 Reputation
Neil1
03-19-2024 at 05:42 PM.
03-19-2024 at 05:42 PM.
Funded on Nov 7th. Received the $1500 Bonus on Marth 6th
Reply

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Joined Nov 2017
Baccanalion
> bubble2 70 Posts
62 Reputation
Baccanalion
03-19-2024 at 06:33 PM.
03-19-2024 at 06:33 PM.
Funds cleared Dec 7 . Got $1500 3/18
Reply
Last edited by Baccanalion March 21, 2024 at 07:36 PM.
Joined Aug 2004
L2: Beginner
> bubble2 54 Posts
18 Reputation
Mike21091
03-20-2024 at 06:10 AM.
03-20-2024 at 06:10 AM.
Funded 11/27. Bonus $1500 3/20
Reply
Joined May 2013
L3: Novice
> bubble2 133 Posts
17 Reputation
spoiledintelligent
03-22-2024 at 04:34 AM.
03-22-2024 at 04:34 AM.
Funds cleared on 11/7, received bonus on 3/6
Reply
Joined Dec 2011
L1: Learner
> bubble2 2 Posts
10 Reputation
jim.joan
03-23-2024 at 08:00 AM.
03-23-2024 at 08:00 AM.
Telling us when you funded the account isn't entirely helpful if you don't also tell us the date you opened the account. The 105 day clock starts on the opening date - as long as you fund within the first fifteen days the funding date is immaterial.
Reply
Joined Jan 2017
L4: Apprentice
> bubble2 456 Posts
212 Reputation
wiseghost
03-24-2024 at 09:30 PM.
03-24-2024 at 09:30 PM.
I wonder if anyone still did not get the bonus? I opened dec 4, funded dec 12, still nothing
Reply
Joined Jan 2014
L6: Expert
> bubble2 1,589 Posts
347 Reputation
look30
03-25-2024 at 12:46 PM.
03-25-2024 at 12:46 PM.
Did anybody else get short changed, I have only received half of the promised bonus.
Reply
Joined Dec 2009
L1: Learner
> bubble2 6 Posts
10 Reputation
Giardia
03-27-2024 at 10:25 AM.
03-27-2024 at 10:25 AM.
My info:
Opened 12/13
Deposited 12/21

I called the rep today as I have not received any bonus. He said to keep my funds in the account until tomorrow which would be the 105th day. Starting the day after, I am safe to withdraw the funds, but he said I would not receive the bonus until May 27?!
Reply

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Joined May 2015
L3: Novice
> bubble2 157 Posts
52 Reputation
Crispy_Waffles
03-27-2024 at 01:24 PM.
03-27-2024 at 01:24 PM.
Confirming I got the bonus in early March after deposit in Nov

Reply
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