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Capital One 360 Performance Savings Account: Earn Up to $1500 Bonus Funds w/ 4.3% APY Expired

Deposit $20K-100K+
(New Capital 360 Accounts)
+142 Deal Score
283,959 Views
Capital One offers New Accounts: Capital One 360 Performance Savings Account: Earn Up to $1,500 Bonus Funds w/ 4.5% APY w/ deposits ranging from $20,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code FALL23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member srhearts for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code FALL23 by December 6, 2023
  2. Deposit $20,000+ of external funds within the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $20,000+ & Earn $300 Bonus Funds
      • Deposit $50,000+ & Earn $750 Bonus Funds
      • Deposit $100,000+ & Earn $1,500 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 4.30% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

Original Post

Written by
Edited November 4, 2023 at 08:09 PM by
First post so please feel free to modify
DEPOSIT BONUS
$20,000 +$300
$50,000 +$750
$100,000 +$1,500

https://www.capitalone.com/bank/f...4fy23_1025


If you have or had an open
360 Performance Savings,
360 Savings,
360 Money Market,
Savings Now
or Confidence Savings account
as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
Certain deposit transactions initiated through the Capital One website to retrieve funds from your external account are subject to limits. If you are subject to these limits, in order to meet the offer requirements, you would need to initiate the deposit by another external method, such as mobile deposit or setting the initial deposit to send (rather than be retrieved from) from your external financial institution.
Here's the full scoop on how to earn your bonus:
STEP 1—Open a 360 Performance Savings account between 12:00 a.m. ET on November 1, 2023, and 11:59 p.m. ET on December 6, 2023. When you open your account, ensure the promo code FALL23 is entered in the Promo Code box.
STEP 2—Initial Funding Period. Deposit a total of $20,000 or more (Deposit Amount) of new money from externally sourced funds (transfers between Capital One accounts will not qualify) within the first 15 days of account opening (Initial Funding Period).
STEP 3—Hold Period. You will earn a bonus once you've maintained the Deposit Amount of $20,000 or more for 90 days following the Initial Funding Period. The Initial Funding Period is defined as the first 15 days from account opening, and the 90-day Hold Period does not begin until after the full 15-day Initial Funding Period.
The amount of your bonus will be determined as follows:
$300 bonus—The new money deposited from an external bank during the Initial Funding Period was between $20,000-$49,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$750 bonus—The new money deposited from an external bank during the Initial Funding Period was between $50,000-$99,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$1,500 bonus—The new money deposited from an external bank during the Initial Funding Period was $100,000 or more, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus. If at any time during the 90 days following the Initial Funding Period your Deposit Amount drops into a lower tier, you will be rewarded that tier's cash bonus. If your Deposit Amount decreases to an amount less than $20,000, you will not qualify for a cash bonus. This offer cannot be combined with any other 360 Performance Savings account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Performance Savings account. Bonuses are considered interest and will be reported on IRS form 1099-INT.
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+142
283,959 Views
Deposit $20K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Jeez...wildly inaccurate posts like this should be deleted. You don't seem to understand that you are getting both a signup bonus AND the ongoing high-yield (currently 4.3%) interest. Please feel free to correct my math here, but I think the combined bonus puts the effective APY over 6% for the first year. Good luck finding any other liquid investment with a guaranteed yield like that.

Pretty good deal for someone who doesn't already have a Cap360 account (since existing or recent savings account holders don't seem to be eligible).
the capital one account also has 4.3% apy so it would be higher
That is not how this works.

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Joined May 2006
pennypinching-fu
> bubble2 1,251 Posts
819 Reputation
river
03-31-2024 at 12:45 PM.
03-31-2024 at 12:45 PM.
Opened 12/11
Deposited 12/26
Bonus posted 3/26
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Joined Dec 2007
L5: Journeyman
> bubble2 693 Posts
372 Reputation
breakingnews
04-01-2024 at 09:37 AM.
04-01-2024 at 09:37 AM.
Deposited 12/15th. No bonus yet. Should I contact them to inquire?
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Joined Aug 2009
L3: Novice
> bubble2 280 Posts
14 Reputation
cosmosischaos
04-01-2024 at 06:22 PM.
04-01-2024 at 06:22 PM.
Opened account on 12/02/2023 using promo code FALL23, deposited the same day.
Still not get the bonus yet.
Any idea how to get the bonus?
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Joined Jul 2014
L3: Novice
> bubble2 258 Posts
141 Reputation
toodles_co
04-04-2024 at 08:25 PM.
04-04-2024 at 08:25 PM.
Quote from breakingnews :
Deposited 12/15th. No bonus yet. Should I contact them to inquire?

Did you call?
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Joined Dec 2007
L5: Journeyman
> bubble2 693 Posts
372 Reputation
breakingnews
04-09-2024 at 05:33 PM.
04-09-2024 at 05:33 PM.
Quote from toodles_co :
Did you call?
No, not yet. Planning to call tomorrow.
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Joined Jan 2015
L3: Novice
> bubble2 110 Posts
227 Reputation
somstein
04-10-2024 at 10:31 AM.
04-10-2024 at 10:31 AM.
Just curious what is everyone doing after getting the bonus? i got mine 2 days back and worndering if the 10 month CD is a better option?
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Joined Nov 2016
L4: Apprentice
> bubble2 416 Posts
315 Reputation
LeeJ4041
04-10-2024 at 05:30 PM.
04-10-2024 at 05:30 PM.
Quote from somstein :
Just curious what is everyone doing after getting the bonus? i got mine 2 days back and worndering if the 10 month CD is a better option?
May I ask when did you open your account and transfer the money? I'm still waiting for mine...TIA!
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Joined Jan 2015
L3: Novice
> bubble2 110 Posts
227 Reputation
somstein
04-11-2024 at 09:08 AM.
04-11-2024 at 09:08 AM.
Quote from LeeJ4041 :
May I ask when did you open your account and transfer the money? I'm still waiting for mine...TIA!

dec 15 and funded right away... and got on apri 4th
1
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Joined Aug 2013
L3: Novice
> bubble2 153 Posts
14 Reputation
jackrosen
04-17-2024 at 11:53 AM.
04-17-2024 at 11:53 AM.
Waiting for bonus
Did anyone call?
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Joined Apr 2013
L1: Learner
> bubble2 20 Posts
14 Reputation
aku650
04-18-2024 at 04:11 PM.
04-18-2024 at 04:11 PM.
Funded 1/2, got my bonus today 4/18. 108 days.
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Joined Jul 2006
Suck It Wal-Mart!
> bubble2 2,496 Posts
861 Reputation
FinsUp99
04-25-2024 at 09:44 PM.
04-25-2024 at 09:44 PM.
Got my $1500. Exactly 108 days later, almost to the hour. 4.25% now.
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Joined Dec 2005
L7: Teacher
> bubble2 2,321 Posts
800 Reputation
SlikRick
04-26-2024 at 08:49 PM.
04-26-2024 at 08:49 PM.
My $1500 bones posted on 04/25. It was straightforward and as advertised, without having to call anyone.

I think their savings account interest rate is not bad, but I might begin transferring some funds back to my brokerage account to invest elsewhere.
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Joined Dec 2005
L3: Novice
> bubble2 176 Posts
57 Reputation
alokkola
05-02-2024 at 08:53 AM.
05-02-2024 at 08:53 AM.
Finally seeing the $$ bonus Smilie
Funded Jan 18
Bonus Apr 25
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