Chase is offering select Chase Freedom/Freedom Flex Cardholders: 5% Back on Eligible Purchases at Grocery Stores, Fitness Clubs & Gym Memberships, and Self-Care / Spa Services when you activate this offer on your qualifying card (Activate by March 14, 2024). Offer valid from January 1toMarch 31, 2024 for these bonus categories.
Thanks to community member Chigs84 for sharing this deal.
Note: Must enter your info on the promotion page to activate the 5% back on your qualifying card. You may earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter (on each eligible account).
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For gas stations that charge cash and credit prices, using a gift card gets you the "cash" price. Pretty nifty.
Walmart has never been included.
You'd be doing all that loading up on Amazon Gift Cards for just 5%? If that's your approach for Amazon, and you have Prime, I'd recommend just applying for the Amazon Prime credit card (a Visa card from Chase) which gives 5% back on every Amazon purchase anyway, with no dollar limit. (Whereas, Chase Freedom and Discover both limit to $1,500 worth of purchases per quarter for their 5% calendars; anything after $1,500 spent in the quarter only gets you a measly 1% back).
The Prime credit card also occasionally offers sign-up bonuses, such as a $100 Amazon gift card loaded to your account immediately upon approval. You can read up more about it here[amazon.com].
Honestly, for a frequent Amazon shopper who already has Prime, getting that card is a no-brainer. And perhaps more importantly than 5% back, is that since you'd be making your purchases with a Credit card rather than Gift cards, you'd add all the benefits that a Credit card provides which using a Gift card would forfeit (Extended Warranty, purchase protection, etc.)
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Why not get the Amazon prime card and get 5% on all Amazon purchases all-year round?
If you convert points to chase sapphire it might be more worth it to stick with freedom. With chase Sapphire reserved it's more like 7.5% back after conversation
Looks like I'm buying Amazon gift cards at Whole Foods. Hopefully that's not excluded
Buy gift cards at Albertsons/Safeway chain stores to receive rewards. Every $50 GC equal to 1 reward (No rewards for chain store and Prepaid Visa/Mastercard GC). $600 Amazon GC for 12 rewards that converter to $20 off grocery over $20.01.
A bit unrelated but does anyone know if Freedom Flex points and Amz Prime Visa points could be converted/transferred to UR points? I have some Amz Prime Visa points and was wondering if I could use those in UR portal. TIA!
Walmart supercenter and neighborhood stores are coded as grocery stores
This is misleading and you will NOT get 5% back.
Walmart is an exclusion, whether you're buying peanut butter, paper towels, pajamas, or paint -- in store or online -- despite how the purchase is 'coded.' Chase has had Walmart as a category before and then you would get 5% back. Chase has had grocery stores as a category before and I have NEVER gotten 5% back on groceries at Walmart (or Target FWIW).
Yup. People who are using them for cash back only are doing it wrong. I get so much better value for transferring to airlines.
Exactly. Off late I am loving the combination of Freedom flex and Sapphire Preferred. I can transfer all the points earned from 5% calendar to sapphire card for 25% more value at ultimate rewards portal. If you transfer to airline, it could be more than 25%
Pretty sure this would stack with the 5% grocery bonus for freedom flex if you opened it recently.
Should come out to 9% off on groceries (+4% signup, +4% rotating category)
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The Prime credit card also occasionally offers sign-up bonuses, such as a $100 Amazon gift card loaded to your account immediately upon approval. You can read up more about it here [amazon.com].
Honestly, for a frequent Amazon shopper who already has Prime, getting that card is a no-brainer. And perhaps more importantly than 5% back, is that since you'd be making your purchases with a Credit card rather than Gift cards, you'd add all the benefits that a Credit card provides which using a Gift card would forfeit (Extended Warranty, purchase protection, etc.)
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If you convert points to chase sapphire it might be more worth it to stick with freedom. With chase Sapphire reserved it's more like 7.5% back after conversation
Walmart supercenter and neighborhood stores are coded as grocery stores
Curious about this as well so I can switch my payment to the freedom
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Yes there is $1500. I maxed mine out last month. This person probably doesn't know that and is gonna get an interesting statement 😂
Does that require using the PayPal app? If so, I haven't tried it yet. Maybe someone can confirm.
Walmart is an exclusion, whether you're buying peanut butter, paper towels, pajamas, or paint -- in store or online -- despite how the purchase is 'coded.' Chase has had Walmart as a category before and then you would get 5% back. Chase has had grocery stores as a category before and I have NEVER gotten 5% back on groceries at Walmart (or Target FWIW).
Yup. People who are using them for cash back only are doing it wrong. I get so much better value for transferring to airlines.
Exactly. Off late I am loving the combination of Freedom flex and Sapphire Preferred. I can transfer all the points earned from 5% calendar to sapphire card for 25% more value at ultimate rewards portal. If you transfer to airline, it could be more than 25%
Should come out to 9% off on groceries (+4% signup, +4% rotating category)
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