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Discover Cardholders: Gas Stations, Home Improvement Stores (Apr-June 2024)

5% Back
(Up to $1500 Purchases; Activate Offer Now)
+66 Deal Score
38,858 Views
Discover is offering Discover Cardholders: Earn 5% Cashback Bonus at Gas Stations & Electric Vehicle Charging Stations, Home Improvement Stores, and Public Transit. Valid April 1 - June 30, 2024, on up to $1500 in purchases when you login to your account and activate this offer on your Discover Card.

Thanks to community member BF_ for finding this deal

Note, you can activate the offer on your account now for use starting April 1, 2024.

Deal Instructions:
  1. Click here to log in to your account
  2. Click here to activate offer
  3. Offer will be available to use starting April 1, 2024.
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Original Post

Written by
Edited March 1, 2024 at 06:54 AM by
Just about cover most forms of transportations:

Login first here:
https://www.discover.com

Then click this link ONLY AFTER logged in (or you'll get an error)
https://card.discover.com/web/rewards/5percent/

Activate to earn 5% Cashback Bonus at Gas Stations & Electric Vehicle Charging Stations, Home Improvement Stores, and Public Transit, April 1to-June 30, 2024, on up to $1,500 in purchases.2
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Created 02-29-2024 at 09:25 PM by BF_
in Credit Cards (6)
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I've always heard the opposite, i.e., that Discover is consumer-friendly on chargebacks and disputes, and that's why a lot of merchants won't accept it.
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Can't use Discover at Costco
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If I buy $100 gift card (to be used within a few months) and get 5% back, my net cost is $95 (plus any interest I lose out on from the day of purchase, but would take a year to lose out on $5)

If I put that $100 in a HYSA, it takes me a year to earn $5

So if you buy gift cards that you will use within a year you will come out ahead
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Joined Jul 2003
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Skellington
03-01-2024 at 08:29 AM.
03-01-2024 at 08:29 AM.
Quote from LivelySink338 :
If I buy $100 gift card (to be used within a few months) and get 5% back, my net cost is $95 (plus any interest I lose out on from the day of purchase, but would take a year to lose out on $5)

If I put that $100 in a HYSA, it takes me a year to earn $5

So if you buy gift cards that you will use within a year you will come out ahead

Not only that, but the days of 5+% of CDs are coming to a close allegedly.
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Joined Jan 2004
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chong67
03-01-2024 at 08:50 AM.
03-01-2024 at 08:50 AM.
Sams CC is 5% all year long.
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HIDDENxNico03-01-2024 at 08:54 AM.
Joined Feb 2020
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weedkill3
03-01-2024 at 09:35 AM.
03-01-2024 at 09:35 AM.
Quote from LivelySink338 :
Nice now I can find the clearance deals at Lowe's and Home Depot and buy them all to sell for a profit

How does one find clearance deals at HD or Lowe's, I checked HD website and there's no clearance section?
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SDU23
03-01-2024 at 10:08 AM.
03-01-2024 at 10:08 AM.
Quote from xNico :
Out of all credit cards, discover is the worst in terms of customer service, access to merchants and support. Theres a reason why many small and some big retailers don't accept it. If you ever need to file a chargeback or dispute, don't bother because you will lose. For small purchases its fine, but anything dealing with fraud or damaged items, good luck with that. Discover is in favor of merchants over their own customers because they want those merchants to keep using them.

I've always heard the opposite, i.e., that Discover is consumer-friendly on chargebacks and disputes, and that's why a lot of merchants won't accept it.
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caranddriver
03-01-2024 at 10:19 AM.
03-01-2024 at 10:19 AM.
Weak Disco 5% lately...this quarter is mediocre.
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letsgobuffalo
03-01-2024 at 10:50 AM.
03-01-2024 at 10:50 AM.
Quote from slickdealrocker :
Does Costco Gas count ?

Costco doesn't accept discover
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grandprix60490
03-01-2024 at 12:27 PM.
03-01-2024 at 12:27 PM.
I used this at sams gas station last time it was a category and discover cash back did apply
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xNico
03-01-2024 at 02:33 PM.
03-01-2024 at 02:33 PM.
Quote from SDU23 :
I've always heard the opposite, i.e., that Discover is consumer-friendly on chargebacks and disputes, and that's why a lot of merchants won't accept it.
Heard and experienced it is way different. I have multiple amex, visa, mastercard and 1 discover card, and not once have I won a single dispute within a 10 year span. I've filed 3-4 disputes and not once have discover sided with me. Amex and chase being my best cards. +800 credit

We bought a few items from a well known merchant, one of the items arrived heavily damaged, the merchant refused to refund or replace. Long story short, we contacted discover for help to return or get a replacement, after a month, they denied my dispute told me tough luck and to contact BBB if I want help. So I did, and within a week, the merchant took the item back, and offered to give me full credit for the item.

I called discover the next day, told them that after 10+ years of being a client, I will be closing my personal and business account with them and that we will not be accepting discover cards as payment for our business in the future. They offered to give me the dispute amount as a "courtesy" which was a mere $80, and I just laughed. Later got an email and a call from them offering additional cashback bonus which I didn't even bother to respond.
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Joined Jun 2013
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koge811
03-01-2024 at 03:58 PM.
03-01-2024 at 03:58 PM.
Quote from Skellington :
Not only that, but the days of 5+% of CDs are coming to a close allegedly.
was that what she said?

sorry higher for longer until stonk market crashes since it hasn't higher for longer for the next few years.

lower rates will only happen when stonk market bubble drops 50%
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RiseFromYourGrav
03-01-2024 at 03:59 PM.
03-01-2024 at 03:59 PM.
So what you're saying is I can save even bigger money at Menards?
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Dealer_Of_Slickness
03-01-2024 at 07:04 PM.
03-01-2024 at 07:04 PM.
Quote from xNico :
Out of all credit cards, discover is the worst in terms of customer service, access to merchants and support. Theres a reason why many small and some big retailers don't accept it. If you ever need to file a chargeback or dispute, don't bother because you will lose. For small purchases its fine, but anything dealing with fraud or damaged items, good luck with that. Discover is in favor of merchants over their own customers because they want those merchants to keep using them.
That doesn't make sense as to why retailers wouldn't accept discover if discover is in favor of merchants and unlikely to honor a chargeback.
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HIDDENphddriver03-01-2024 at 07:04 PM.
Joined Sep 2014
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Aldenish
03-01-2024 at 08:10 PM.
03-01-2024 at 08:10 PM.
Quote from xNico :
Heard and experienced it is way different. I have multiple amex, visa, mastercard and 1 discover card, and not once have I won a single dispute within a 10 year span. I've filed 3-4 disputes and not once have discover sided with me. Amex and chase being my best cards. +800 credit

We bought a few items from a well known merchant, one of the items arrived heavily damaged, the merchant refused to refund or replace. Long story short, we contacted discover for help to return or get a replacement, after a month, they denied my dispute told me tough luck and to contact BBB if I want help. So I did, and within a week, the merchant took the item back, and offered to give me full credit for the item.

I called discover the next day, told them that after 10+ years of being a client, I will be closing my personal and business account with them and that we will not be accepting discover cards as payment for our business in the future. They offered to give me the dispute amount as a "courtesy" which was a mere $80, and I just laughed. Later got an email and a call from them offering additional cashback bonus which I didn't even bother to respond.
I've used discover for over 24 years. Every dispute, albeit I've only had two, were resolved in my favor and one of them was several thousand dollars. I keep meticulous records and provided them to discover for the merchant in question. Discover immediately reversed the charge while they investigated, and it was resolved in two weeks. I believe you may have had a bad experience, but as is my experience, they are both anecdotal. From what I have read and personally experience, discover has one of the best customer services. They are smaller than VISA and MasterCard, and have great rewards which is why they aren't accepted at as many places as the others. The reason small business choose VISA and MasterCard over discover is because they have to pay fees to use the CC companies services. Deciding not to take discover is purely a "fiscal" decision. I have heard, but don't really know, that discover fees are a bit more than other CC's. Which might be how they pay their rewards program. I don't know or really care about your exact situation, just like you don't care about mine. I'm the end, it's the aggregate data that matters, and discover ranks 2nd. https://www.jdpower.com/business/...tion-study
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xNico
03-01-2024 at 09:50 PM.
03-01-2024 at 09:50 PM.
Quote from Dealer_Of_Slickness :
That doesn't make sense as to why retailers wouldn't accept discover if discover is in favor of merchants and unlikely to honor a chargeback.
Discover has higher fees being the main reason for most businesses. Why pay more when visa or mastercard works just as well. Charge backs don't usually happen often either.
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