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Ink Business Cash® Credit Card: Earn Up to $750 Bonus Cash Back

+1 Deal Score
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Chase is offering $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening with the Ink Business Cash® Credit Card. No annual fee.

Card Details:
  • Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • 10% Business Relationship Bonus If you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC


Read our review on the Ink Business Cash® Credit Card


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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined May 2007
ƐƐoloʌɐᴉp
> bubble2 7,889 Posts
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diavolo33
03-23-2024 at 08:53 AM.
03-23-2024 at 08:53 AM.
Ink Unlimited is a better play if all you care about is the SUB. Only $6K spend required and 12 months to pay it off at 0% APR.
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Joined Feb 2006
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> bubble2 19,624 Posts
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tenderidol
03-23-2024 at 09:01 AM.
03-23-2024 at 09:01 AM.
Quote from diavolo33 :
Ink Unlimited is a better play if all you care about is the SUB. Only $6K spend required and 12 months to pay it off at 0% APR.
I believe they both have the same terms.
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Joined Dec 2006
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kartsia
03-23-2024 at 09:12 AM.
03-23-2024 at 09:12 AM.
Quote from diavolo33 :
Ink Unlimited is a better play if all you care about is the SUB. Only $6K spend required and 12 months to pay it off at 0% APR.
Ink Cask is better. Same bonus but with Ink Cash you have 6 months to spend 6k, with Ink Unlimited you have to spend 6k within 3 months. Both cards have 0% APR for 12 months for purchases.
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Joined May 2007
ƐƐoloʌɐᴉp
> bubble2 7,889 Posts
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diavolo33
03-23-2024 at 09:23 AM.
03-23-2024 at 09:23 AM.
Quote from tenderidol :
I believe they both have the same terms.
Quote from kartsia :
Ink Cask is better. Same bonus but with Ink Cash you have 6 months to spend 6k, with Ink Unlimited you have to spend 6k within 3 months. Both cards have 0% APR for 12 months for purchases.

Cash requires an additional $3K spend for the same SUB. You can get another SUB for that. The extra 3 months to meet spend with the Cash isn't much of a selling point to most people in this "hobby."
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Joined Dec 2006
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kartsia
03-23-2024 at 09:32 AM.
03-23-2024 at 09:32 AM.
Quote from diavolo33 :
Cash requires an additional $3K spend for the same SUB. You can get another SUB for that. The extra 3 months to meet spend with the Cash isn't much of a selling point to most people in this "hobby."
Cash not requires an additional 3k to spend. Total 6k to spend within 6 months
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Joined May 2007
ƐƐoloʌɐᴉp
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diavolo33
03-23-2024 at 09:34 AM.
03-23-2024 at 09:34 AM.
Quote from kartsia :
Cash not requires an additional 3k to spend. Total 6k to spend within 6 months

My bad - I misread the offer. I thought it was $9K total. I'd still go for the Unlimited because of the extra .5% on the $6K spend.
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Joined Mar 2006
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henny
03-23-2024 at 03:01 PM.
03-23-2024 at 03:01 PM.
Unlimited is superior if you're 100% confident in meeting the $6k/90 day spend because you get 2 pts/$ spent. If you fall short, you get no SUB.

If your unsure about your spend, Cash is better because you can still get $350 if you only get to $3k but short of $6k in 90 days and you can get the other $400 by spending a total of $6k over 6 months. But cash only gets you 1.5 pts/$ spent.
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Joined Nov 2007
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ngocrebel
03-29-2024 at 06:40 PM.
03-29-2024 at 06:40 PM.
Strange! For the Ink Cash, if I follow the link from this thread the offer is $750/ $6000/ 6 months. However, when I use the referral link it's $750/ $6000/ 3 months. Do you know how to get the referral and 6 months? Thanks
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Joined Jun 2019
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> bubble2 390 Posts
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CleverChicken951
03-29-2024 at 11:16 PM.
03-29-2024 at 11:16 PM.
Quote from ngocrebel :
Strange! For the Ink Cash, if I follow the link from this thread the offer is $750/ $6000/ 6 months. However, when I use the referral link it's $750/ $6000/ 3 months. Do you know how to get the referral and 6 months? Thanks

Isn't there shortcoming with referral of 3m, versus 6m with link in here? What am I missing?

I almost applied Amex business cash 250 statement credit on 5k spend in 6 months and 500/10k/12m, 2% flat on all purchases - decided to check here first
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Joined Jan 2018
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smoham222
04-09-2024 at 11:11 AM.
04-09-2024 at 11:11 AM.
If I close the card how soon can you apply again
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Joined Jun 2019
L4: Apprentice
> bubble2 390 Posts
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CleverChicken951
04-09-2024 at 11:14 AM.
04-09-2024 at 11:14 AM.
Quote from smoham222 :
If I close the card how soon can you apply again

Doesn't credit history get affected in doing so, as with personal credit cards ?
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Joined Feb 2011
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bru_that
04-09-2024 at 11:18 AM.
04-09-2024 at 11:18 AM.
Quote from smoham222 :
If I close the card how soon can you apply again
Any time
Quote from CleverChicken951 :
Doesn't credit history get affected in doing so, as with personal credit cards ?
Since business credit cards don't report to one's personal credit, it does not.
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Joined Mar 2009
L10: Grand Master
> bubble2 6,503 Posts
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freebies4me2
04-09-2024 at 11:28 AM.
04-09-2024 at 11:28 AM.
Quote from smoham222 :
If I close the card how soon can you apply again
From previous threads... some have more than 1 of the same card by applying again.
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Joined Jun 2019
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CleverChicken951
04-12-2024 at 01:20 PM.
04-12-2024 at 01:20 PM.
Quote from bru_that :
Any time
Since business credit cards don't report to one's personal credit, it does not.

I had recently applied for 2 business cards. One of them was not approved, followed by letter in mail explaining reason.
Having checked credit report on my personal line of credit, I see two hard inquiries.

FWIW: those applying second business card, it may impact your personal credit score.
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Last edited by CleverChicken951 April 12, 2024 at 02:31 PM.
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