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Ink Business Cash® Credit Card: Earn Up to $750 Bonus Cash Back

+1 Deal Score
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Chase is offering $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening with the Ink Business Cash® Credit Card. No annual fee.

Card Details:
  • Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • 10% Business Relationship Bonus If you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC


Read our review on the Ink Business Cash® Credit Card


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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Feb 2011
L7: Teacher
> bubble2 2,159 Posts
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bru_that
04-12-2024 at 10:51 PM.
04-12-2024 at 10:51 PM.
Quote from CleverChicken951 :
I had recently applied for 2 business cards. One of them was not approved, followed by letter in mail explaining reason.
Having checked credit report on my personal line of credit, I see two hard inquiries.

FWIW: those applying second business card, it may impact your personal credit score.
Yes, your personal credit gets hard pulled. The accounts don't report to your personal credit. When one refers to 'affecting credit history', it makes sense that it is a reference to actual credit accounts.
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Joined Aug 2006
L8: Grand Teacher
> bubble2 3,800 Posts
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niceperson77
04-16-2024 at 09:37 PM.
04-16-2024 at 09:37 PM.
could i pay my property tax with this and have it count towards spending for the bonus?
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Joined Jul 2008
Like a BOSS!
> bubble2 663 Posts
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IFORGOT
04-19-2024 at 07:58 AM.
04-19-2024 at 07:58 AM.
Quote from niceperson77 :
could i pay my property tax with this and have it count towards spending for the bonus?
Yes, payment goes towards sub spend.
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Joined Nov 2005
L5: Journeyman
> bubble2 511 Posts
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Pinchy
05-13-2024 at 05:06 PM.
05-13-2024 at 05:06 PM.
Can you get the SUB if you apply for another Chase Ink Cash card?

I already have Chase Ink Cash and got the bonus back in 2021. If I apply for the same card for the $750/$6K/6M, will I get the bonus if approved?

or

Should I cancel the card a wait a few weeks and then apply again.

Thank you very much.
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Joined Nov 2014
L5: Journeyman
> bubble2 928 Posts
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danhorski
05-14-2024 at 12:10 PM.
05-14-2024 at 12:10 PM.
I tried to apply for Ink Unlimited after 4 years I got approved with first one and they denied me 😑 Saying I have already 2 business cards and my limit credit is highe enough…I really need this credit card, now I'm thinking is even worty try apply for Business Preferred
1
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Joined Sep 2009
L10: Grand Master
> bubble2 15,154 Posts
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Knightshade
05-14-2024 at 12:25 PM.
05-14-2024 at 12:25 PM.
Quote from danhorski :
I tried to apply for Ink Unlimited after 4 years I got approved with first one and they denied me 😑 Saying I have already 2 business cards and my limit credit is highe enough…I really need this credit card, now I'm thinking is even worty try apply for Business Preferred

You can always ask recon folks to move credit from one card to clear enough to open a new one-- assuming you have enough. If your limits are already low on the ones you have that might not be an option.
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Joined Nov 2014
L5: Journeyman
> bubble2 928 Posts
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danhorski
05-14-2024 at 12:29 PM.
05-14-2024 at 12:29 PM.
Quote from Knightshade :
You can always ask recon folks to move credit from one card to clear enough to open a new one-- assuming you have enough. If your limits are already low on the ones you have that might not be an option.

I called them to reconsider and they told me application need to be approved first to move lines on the card I tried to apply for, so he checked application again and said it didn't went thru for same reason. Should I ask them to apply for new card again ( that's gonna be again hard pull on credit record 😑)
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Joined Nov 2005
L5: Journeyman
> bubble2 511 Posts
36 Reputation
Pinchy
05-14-2024 at 02:20 PM.
05-14-2024 at 02:20 PM.
Quote from danhorski :
I tried to apply for Ink Unlimited after 4 years I got approved with first one and they denied me 😑 Saying I have already 2 business cards and my limit credit is highe enough…I really need this credit card, now I'm thinking is even worty try apply for Business Preferred
Damn, so they look at the Available credits on the business card? I cancelled one of my bus card and they moved the credit from one card to another. Will this affect my future application if I want to apply another bus card?
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Joined Nov 2014
L5: Journeyman
> bubble2 928 Posts
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danhorski
05-14-2024 at 02:26 PM.
05-14-2024 at 02:26 PM.
Quote from Pinchy :
Damn, so they look at the Available credits on the business card? I cancelled one of my bus card and they moved the credit from one card to another. Will this affect my future application if I want to apply another bus card?

They look at the available credit you haven't used.I assume if card not used consistently and you have full line of credit available there is the chance they wouldn't approve.My plan was open an second Ink Unlimited boost my credit line by I would say 7k and transfer available credit from oldest Ink Unlimited and recent Ink Cash to new Unlimited to use for purchases so I can paid off in an year or so with APR of 0%,they told me since I haven't been used much of credit available now even tho they tried to reconsider application it went to decline anyway.
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Last edited by danhorski May 14, 2024 at 02:29 PM.
Joined Jun 2006
Wow Amazing Slick Deal
> bubble2 1,286 Posts
71 Reputation
mcali786
05-14-2024 at 02:35 PM.
05-14-2024 at 02:35 PM.
Quote from danhorski :
I tried to apply for Ink Unlimited after 4 years I got approved with first one and they denied me 😑 Saying I have already 2 business cards and my limit credit is highe enough…I really need this credit card, now I'm thinking is even worty try apply for Business Preferred
I got the same response lol
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Joined Nov 2005
L5: Journeyman
> bubble2 511 Posts
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Pinchy
05-14-2024 at 03:00 PM.
05-14-2024 at 03:00 PM.
Quote from danhorski :
They look at the available credit you haven't used.I assume if card not used consistently and you have full line of credit available there is the chance they wouldn't approve.My plan was open an second Ink Unlimited boost my credit line by I would say 7k and transfer available credit from oldest Ink Unlimited and recent Ink Cash to new Unlimited to use for purchases so I can paid off in an year or so with APR of 0%,they told me since I haven't been used much of credit available now even tho they tried to reconsider application it went to decline anyway.
Thanks man. With the fund rate at 5 ish, these 0% card is a game changer. For those that somewhat care, if you make10K purchase on 0% for 12months, its like getting 5% off on all your purchases at the end of the year. Auto $500+ bonus for doing nothing.
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Joined Nov 2014
L5: Journeyman
> bubble2 928 Posts
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danhorski
05-14-2024 at 03:04 PM.
05-14-2024 at 03:04 PM.
Quote from Pinchy :
Thanks man. With the fund rate at 5 ish, these 0% card is a game changer. For those that somewhat care, if you make10K purchase on 0% for 12months, its like getting 5% off on all your purchases at the end of the year. Auto $500+ bonus for doing nothing.

Yeah and that's why I considered.I need extra 20k to spend and spread it over a year so I don't have to worry about things getting paid right away.Im wondering is there way to get approved for Ink Business in my situation 😕
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Joined Nov 2005
L5: Journeyman
> bubble2 511 Posts
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Pinchy
05-14-2024 at 03:06 PM.
05-14-2024 at 03:06 PM.
I would think the paid cards would be easier to get approved? Cool

Spend a little, get a little..... laugh out loud

Quote from danhorski :
Yeah and that's why I considered.I need extra 20k to spend and spread it over a year so I don't have to worry about things getting paid right away.Im wondering is there way to get approved for Ink Business in my situation 😕
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Joined Nov 2014
L5: Journeyman
> bubble2 928 Posts
510 Reputation
danhorski
05-14-2024 at 03:08 PM.
05-14-2024 at 03:08 PM.
Quote from Pinchy :
I would think the paid cards would be easier to get approved? Cool

Spend a little, get a little..... laugh out loud

Do you think so? I think they will apply same decision to Business Preferred if I apply on that one too.
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Joined Nov 2005
L5: Journeyman
> bubble2 511 Posts
36 Reputation
Pinchy
05-14-2024 at 03:41 PM.
05-14-2024 at 03:41 PM.
I would save this for the expert to answer but I've never got denied for the paid cards. But then again, I am sure there are stats that they check before approve/denied any application. Your score reflect your pending and payment habits, your available credit is just managing risk. They dont want to give out millions of credit and then one day you decide to F the world and pull out all the cash and blow it all on Boats and Holes! Wink


Quote from danhorski :
Do you think so? I think they will apply same decision to Business Preferred if I apply on that one too.
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