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Robinhood Gold Card - 3% cash back across the board. Join Waitlist

-8 Deal Score
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Robinhood is offering 3% across the board credit card. Join waitlist - https://robinhood.com/us/en/
Must have Robinhood Financial brokerage account to redeem cash back. Exclusively for Gold members

· 3% cash back on all categories.²
· No annual fee. No foreign transaction fees.¹
· 5% cash back on travel when you book through the Robinhood travel portal.²
· Take control with virtual cards. Pay with disposable card numbers for private spending.
Use it with the whole family. Add cardholders of any age, set limits, track spending, and build everyone's credit.
Good Deal?
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Created 03-27-2024 at 04:23 PM by beachrock
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Joined Sep 2020
L3: Novice
> bubble2 272 Posts
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resuds
03-27-2024 at 05:08 PM.
03-27-2024 at 05:08 PM.
Robinhood Gold Card, huh?...i'm guessing they'll cut off access right when you want to use it most.
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Joined Oct 2008
L4: Apprentice
> bubble2 461 Posts
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spb
03-28-2024 at 07:40 AM.
03-28-2024 at 07:40 AM.
Best cashback on all categories. Currently using citi double-cash back (2%) and considering using this instead.
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Joined Nov 2004
L3: Novice
> bubble2 271 Posts
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FreeFreak
03-28-2024 at 07:50 AM.
03-28-2024 at 07:50 AM.
The Gold Card requires an annual Robinhood Gold subscription ($50 per year) to apply. Not worth the extra hassle.
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Joined Jun 2009
L8: Grand Teacher
> bubble2 3,858 Posts
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LeviathanUltima
03-28-2024 at 07:51 AM.
03-28-2024 at 07:51 AM.
make this available for the regular users and I'm in. $50/year gold kills the 3% cash back deal.
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Joined Mar 2005
L4: Apprentice
> bubble2 352 Posts
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pamif
03-28-2024 at 07:55 AM.
03-28-2024 at 07:55 AM.
Quote from FreeFreak :
The Gold Card requires an annual Robinhood Gold subscription ($50 per year) to apply. Not worth the extra hassle.
Unless you spend less than $5000 a year, it's easy to earn the $50 back.
Besides, you get many benefits with Robinhood Gold, such as 5% cash interest.
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Joined Oct 2012
L3: Novice
> bubble2 221 Posts
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peterstevens
03-28-2024 at 08:19 AM.
03-28-2024 at 08:19 AM.
not sure of all the hate. I get that many people dont like RH. However, the cashback and benefits are actually really good. Some people are already RH Gold subscription so this is no big deal. Not all the perks are that great once you look at the terms. The two big ones I like are extended warranty and return protection.

Join the Waiting List [robinhood.com]

Benefits & Perks (Details) [robinhood.com]
  • Trip Interruption Protection
  • Purchase Security
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Return Protection
  • Zero Liability Protection
  • Visa Signature Concierge Service
  • Travel and Emergency Assistance
  • Roadside Dispatch

Return Protection (Details) [robinhood.com] Smilie
If You are disappointed with an item, within ninety (90) days from the date of purchase, and the retailer will not accept a return, You can be reimbursed for the purchase price, up to two hundred and fifty dollars ($250.00) per item of personal property, and an annual maximum of one thousand dollars ($1,000.00), per Account.

Extended Warranty Protection (Details) [robinhood.com] Smilie
Your warranty coverage can be doubled up to one (1) additional year on eligible warranties of three (3) years or less. For example, a manufacturer's warranty of three (3) months would be provided with an additional three (3) months of coverage for a combined total of six (6) months of coverage, and a warranty for six (6) months would be provided with an additional six (6) months of coverage for a combined total of twelve (12) months of coverage. However, if the manufacturer's warranty is for three (3) years, it would only be extended one (1) additional year for a combined total of four (4) years of coverage.

This benefit is limited to no more than the original price of the purchased item (as shown on Your credit card receipt), less shipping and handling fees, up to a maximum of ten thousand dollars ($10,000.00) per claim, and fifty thousand dollars ($50,000.00) per cardholder.

Auto Rental Collision Damage Waiver (Details) [robinhood.com]

NOTE: This pays secondary Frown

Auto Rental Collision Damage Waiver covers theft, damage, valid loss-of-use charges imposed and substantiated by the auto rental company, administrative fees and reasonable and customary towing charges, due to a covered theft or damage to the nearest qualified repair facility.

If You do have personal automobile insurance or other insurance that covers theft or damage, this benefit reimburses You for the deductible portion of Your car insurance or other insurance, along with any unreimbursed portion of administrative and loss-of-use charges imposed by the car rental company, as well as reasonable towing charges while the car was Your responsibility.

If You do not have personal automobile insurance or any other insurance, the benefit reimburses You for covered theft, damage, or administrative and loss-of-use charges imposed by the rental company, as well as reasonable towing charges that occur while You are responsible for the vehicle.

Roadside Dispatch (Details) [visa.com]

NOTE: This isn't Free Frown

Simply call 1-800-847-2869, 24 hours a day/7 days a week, and Roadside Dispatch® will ask you where you are, what the problem is, and will remain on the phone while arranging a dispatch to a reliable tow operator or locksmith – you pay a set rate per service call. No membership is required, and you don't need to pre-enroll. No annual dues. No limit on usage.

For a set price per service call, the program provides:
  • Standard Towing – Up to 5 miles included
  • Tire Changing – must have good, inflated spare tire
  • Jump Starting
  • Lockout Service (no key replacement)
  • Fuel Delivery – up to 5 gallons (plus the cost of fuel)
  • Standard Winching
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Joined Aug 2006
L3: Novice
> bubble2 127 Posts
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vudu
03-28-2024 at 08:31 AM.
03-28-2024 at 08:31 AM.
Quote from FreeFreak :
The Gold Card requires an annual Robinhood Gold subscription ($50 per year) to apply. Not worth the extra hassle.

I think I'm paying $3 a month ($36 a year)? Pays for itself with the 5% interest on cash parked there. Joined the wait-list.

Edit: I guess it is $5 a month now.
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Joined Dec 2019
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Price2773
04-06-2024 at 06:46 PM.
04-06-2024 at 06:46 PM.
Quote from FreeFreak :
The Gold Card requires an annual Robinhood Gold subscription ($50 per year) to apply. Not worth the extra hassle.

They also have a 5% savings account you can use with gold
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Joined Aug 2006
L5: Journeyman
> bubble2 878 Posts
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enzoshadow
04-06-2024 at 06:57 PM.
04-06-2024 at 06:57 PM.
Quote from pamif :
Unless you spend less than $5000 a year, it's easy to earn the $50 back.
Besides, you get many benefits with Robinhood Gold, such as 5% cash interest.

If you spend more then $5000, there's tons of card that'd easy net you $700-$1000 sign up bonus easy for spending that much. That's couple of years worth of cashback compared with his this card's $100+ a year ($5000 x 3% = $150 - $50). There's little scenario this card make any sense.
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Joined Jan 2006
L7: Teacher
> bubble2 2,734 Posts
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jneset
04-07-2024 at 12:20 PM.
04-07-2024 at 12:20 PM.
Never mind
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Joined Nov 2019
L3: Novice
> bubble2 156 Posts
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MoeTheCat1799
04-09-2024 at 11:56 AM.
04-09-2024 at 11:56 AM.
Quote from enzoshadow :
If you spend more then $5000, there's tons of card that'd easy net you $700-$1000 sign up bonus easy for spending that much. That's couple of years worth of cashback compared with his this card's $100+ a year ($5000 x 3% = $150 - $50). There's little scenario this card make any sense.

Such as? Im looking for a new card. I qualify for basically anything but my heads spinning.
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