forum thread Posted by beachrock • Mar 27, 2024
Mar 27, 2024 11:23 PM
Item 1 of 2
Item 1 of 2
forum thread Posted by beachrock • Mar 27, 2024
Mar 27, 2024 11:23 PM
Robinhood Gold Card - 3% cash back across the board. Join Waitlist
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Besides, you get many benefits with Robinhood Gold, such as 5% cash interest.
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Join the Waiting List [robinhood.com]
Benefits & Perks (Details) [robinhood.com]
Return Protection (Details) [robinhood.com]
If You are disappointed with an item, within ninety (90) days from the date of purchase, and the retailer will not accept a return, You can be reimbursed for the purchase price, up to two hundred and fifty dollars ($250.00) per item of personal property, and an annual maximum of one thousand dollars ($1,000.00), per Account.
Extended Warranty Protection (Details) [robinhood.com]
Your warranty coverage can be doubled up to one (1) additional year on eligible warranties of three (3) years or less. For example, a manufacturer's warranty of three (3) months would be provided with an additional three (3) months of coverage for a combined total of six (6) months of coverage, and a warranty for six (6) months would be provided with an additional six (6) months of coverage for a combined total of twelve (12) months of coverage. However, if the manufacturer's warranty is for three (3) years, it would only be extended one (1) additional year for a combined total of four (4) years of coverage.
This benefit is limited to no more than the original price of the purchased item (as shown on Your credit card receipt), less shipping and handling fees, up to a maximum of ten thousand dollars ($10,000.00) per claim, and fifty thousand dollars ($50,000.00) per cardholder.
Auto Rental Collision Damage Waiver (Details) [robinhood.com]
NOTE: This pays secondary
Auto Rental Collision Damage Waiver covers theft, damage, valid loss-of-use charges imposed and substantiated by the auto rental company, administrative fees and reasonable and customary towing charges, due to a covered theft or damage to the nearest qualified repair facility.
If You do have personal automobile insurance or other insurance that covers theft or damage, this benefit reimburses You for the deductible portion of Your car insurance or other insurance, along with any unreimbursed portion of administrative and loss-of-use charges imposed by the car rental company, as well as reasonable towing charges while the car was Your responsibility.
If You do not have personal automobile insurance or any other insurance, the benefit reimburses You for covered theft, damage, or administrative and loss-of-use charges imposed by the rental company, as well as reasonable towing charges that occur while You are responsible for the vehicle.
Roadside Dispatch (Details) [visa.com]
NOTE: This isn't Free
Simply call 1-800-847-2869, 24 hours a day/7 days a week, and Roadside Dispatch® will ask you where you are, what the problem is, and will remain on the phone while arranging a dispatch to a reliable tow operator or locksmith – you pay a set rate per service call. No membership is required, and you don't need to pre-enroll. No annual dues. No limit on usage.
For a set price per service call, the program provides:
Edit: I guess it is $5 a month now.
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Besides, you get many benefits with Robinhood Gold, such as 5% cash interest.
Sign up for a Slickdeals account to remove this ad.
Nearly all of these are standard on practically every Visa, MC, and Amex in existence; the fact that Auto Rental Ins is secondary is kinda terrible, though not all cards have *return* protection on purchases, short of just doing a chargeback if it's a real lemon purchase. Of course, legoit chargebacks are pretty easy in my experience; I haven't read the "terms" for actually invoking the return protection on an item you're returning "just 'cause" to a vendor who won't take it back. Even then its limited to $250. Better than nothing.
Unless you're already paying the $50, you're better off with a card that pays 2%, or having 2 at 3-5% that hit your top 2-4 categories/stores. If you are paying $50 and only getting the card (no gold RH account needs) then you'd have to charge $5k just to *break even*.
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