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frontpage Posted by devilZ • Apr 2, 2024
frontpage Posted by devilZ • Apr 2, 2024

Charles Schwab Starter Kit Offer: New Investors Open/Fund Account w/ $50+, Get

for 5x S&P 500 Stock Slices

$101 Cash Bonus

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Deal Details
Charles Schwab offers New Schwab Investors: Charles Schwab Investing 101 Starter Kit when you open a Schwab account and fund the account with a minimum of $50 (within 30 days), get $101 cash bonus to purchase stock slices (fractional shares of the top five stock by market cap in the S&P 500).
  • Note: Offer is valid for new Schwab Members only who enroll/fund their accounts w/ a minimum of $50 to receive $101 in cash bonus to purchase stock slices. Fractional share (stock slice) is when you own less than one whole share of a company.
 Thanks to community member devilZ for finding this deal.

Deal Instructions
  1. Open an account with Charles Schwab.
  2. Fund your account with a minimum of $50 within 30 days of opening the account to qualify.
  3. Once funded/verified, Charles Schwab will deposit $101 in cash bonus to your account to purchase your stock slices.
Schwab Starter Kit
  • $101 of Schwab Stock Slices: Get $101 and an easy way to buy fractional shares of the top five stock by market cap in the S&P 500
    • Note: Top five stocks will change from time to time. Fractional share (stock slice) is when you own less than one whole share of a company.
  • Investing Education: Unlock short videos and step-by-step guides to get the 101 on investing.
  • Tools and Resources: Easy-to-use tools and budget planners, plus investment professionals on standby 24/7 if you ever have a question.

Editor's Notes

Written by megakimcheelove | Staff
  • See full Terms & Conditions here 
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion. 

Original Post

Written by devilZ
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Charles Schwab offers New Schwab Investors: Charles Schwab Investing 101 Starter Kit when you open a Schwab account and fund the account with a minimum of $50 (within 30 days), get $101 cash bonus to purchase stock slices (fractional shares of the top five stock by market cap in the S&P 500).
  • Note: Offer is valid for new Schwab Members only who enroll/fund their accounts w/ a minimum of $50 to receive $101 in cash bonus to purchase stock slices. Fractional share (stock slice) is when you own less than one whole share of a company.
 Thanks to community member devilZ for finding this deal.

Deal Instructions
  1. Open an account with Charles Schwab.
  2. Fund your account with a minimum of $50 within 30 days of opening the account to qualify.
  3. Once funded/verified, Charles Schwab will deposit $101 in cash bonus to your account to purchase your stock slices.
Schwab Starter Kit
  • $101 of Schwab Stock Slices: Get $101 and an easy way to buy fractional shares of the top five stock by market cap in the S&P 500
    • Note: Top five stocks will change from time to time. Fractional share (stock slice) is when you own less than one whole share of a company.
  • Investing Education: Unlock short videos and step-by-step guides to get the 101 on investing.
  • Tools and Resources: Easy-to-use tools and budget planners, plus investment professionals on standby 24/7 if you ever have a question.

Editor's Notes

Written by megakimcheelove | Staff
  • See full Terms & Conditions here 
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion. 

Original Post

Written by devilZ

Community Voting

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Top Comments

jennfior
180 Posts
22 Reputation
"Charles schwab is like silicon valley bank with outdated investment strategy which can collapse anytime"

Based on...? Source please.
eric_cartman
1262 Posts
211 Reputation
What a bunch of nonsense.
Wulfrax
1224 Posts
330 Reputation
From the terms, just for everyones awareness:
The cash bonus will be reported on your Form 1099-INT. Any related taxes are your responsibility.

103 Comments

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Apr 3, 2024
1,537 Posts
Joined Apr 2014
Apr 3, 2024
DayaO
Apr 3, 2024
1,537 Posts
I m looking for new platform besides fidelity and Merrill edge. Currently with sofi holding 100 Tesla stocks but didn't realize sofi doesn't offer L2 investing, I want to do some covered calls and collect premiums. I want to transfer over my stocks from sofi to this ...sofi charges $75 fee for that. Is this a good transfer option for what I want to achieve? Essentially erase the transfer fee or there are other better options??
Thanks in advance 🙏
1
Apr 3, 2024
420 Posts
Joined Jun 2019
Apr 3, 2024
CleverChicken951
Apr 3, 2024
420 Posts
Quote from DayaO :
I m looking for new platform besides fidelity and Merrill edge. Currently with sofi holding 100 Tesla stocks but didn't realize sofi doesn't offer L2 investing, I want to do some covered calls and collect premiums. I want to transfer over my stocks from sofi to this ...sofi charges $75 fee for that. Is this a good transfer option for what I want to achieve? Essentially erase the transfer fee or there are other better options??
Thanks in advance 🙏
Curious what are some drawbacks with Fidelity ? Thought it was decent enough.
Top brokerage firms like Vanguard, TDA, Fidelity do not charge transfer fee.
I am currently a TDA customer, but being migrated to Schwab very soon (as with many other customers).
Was much happy with TDA so far, but don't like Schwab's website or app yet, waiting to see them makeover.
Apr 3, 2024
1,537 Posts
Joined Apr 2014
Apr 3, 2024
DayaO
Apr 3, 2024
1,537 Posts
Quote from CleverChicken951 :
Curious what are some drawbacks with Fidelity ? Thought it was decent enough.
Top brokerage firms like Vanguard, TDA, Fidelity do not charge transfer fee.
I am currently a TDA customer, but being migrated to Schwab very soon (as with many other customers).
Was much happy with TDA so far, but don't like Schwab's website or app yet, waiting to see them makeover.
No dislike there, just wanted to manage diff funds differently...some like long term, some ETF/mutual funds and some gambles in Robinhood lol
The outgoing ones ( sofi in this case) charging the fee, incoming ones will gladly take the business for free...which I m trying to offset with some bonus/perks
Apr 3, 2024
180 Posts
Joined May 2010
Apr 3, 2024
jennfior
Apr 3, 2024
180 Posts
Quote from JollyBanana2146 :
Trading app also have lot of security flaws. Plus its highly unethical company. Charles schwab is like silicon valley bank with outdated investment strategy which can collapse anytime
"Charles schwab is like silicon valley bank with outdated investment strategy which can collapse anytime"

Based on...? Source please.
1
Apr 3, 2024
87 Posts
Joined Aug 2008
Apr 3, 2024
JayNasty
Apr 3, 2024
87 Posts
I really dislike the Charles Schwab platform. Was sad to see TDA go
Apr 3, 2024
5,531 Posts
Joined Nov 2007
Apr 3, 2024
boazb
Apr 3, 2024
5,531 Posts
My son has become interested in learning about investing in stocks. Is there a minimum age requirement for this?
Pro
Apr 3, 2024
2,686 Posts
Joined Sep 2011
Apr 3, 2024
E4300
Pro
Apr 3, 2024
2,686 Posts
Quote from DayaO :
I m looking for new platform besides fidelity and Merrill edge. Currently with sofi holding 100 Tesla stocks but didn't realize sofi doesn't offer L2 investing, I want to do some covered calls and collect premiums. I want to transfer over my stocks from sofi to this ...sofi charges $75 fee for that. Is this a good transfer option for what I want to achieve? Essentially erase the transfer fee or there are other better options??
Thanks in advance 🙏
Been testing SoFi (cash bonus promo). Very poor trading platform. Website times out after 15 min of inactivity. Can't modify an existing order. Placing an order takes more clicks to get to the order screen. Website layout is not intuitive to navigate. Long wait for customer support. Website won't allow purchase of money market fund even when accounts shows available balance. Website is full of ads.

TD Ameritrade's Thinkorswim is fast and efficient. Excellent after hours trading protocol. Big negative is the lousy sweep money market account (<0.4%). You will need to manually purchase SWVXX if you want 5.2% rate. Management at Schwab forces you to create a new user name and PW even if you are an existing TD Ameritrade client.

Fidelity's Active Trader Pro is the best if you manage +5 accounts. I have 8 small order windows linked to 8 accounts. After hours trading is complicated, but I'm working with them to facilitate order entry. The cash sweep account yields 4.95%. You can manually purchase FDLXX money market fund or treasury bills if you want to avoid state income tax. Fidelity will reimburse you the transfer out fee.

TDA and Schwab charge a transfer out fee (currently exempt for TDA customers during the migration period). Check out Thinkorswim if you are not happy at Fidelity. I prefer the stability and speed of a good windows trading platform, so the only two logical choices are TDA/Schwab and Fidelity.
1

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Apr 3, 2024
19,006 Posts
Joined Sep 2003
Apr 3, 2024
beowulf7
Apr 3, 2024
19,006 Posts
Are those of us who did this a couple years ago eligible to do it again to get the bonus? I'd have to look up exactly when that was, but it also made the FP of SD. TIA.
1
Apr 3, 2024
5,225 Posts
Joined Jan 2006
Apr 3, 2024
scottman
Apr 3, 2024
5,225 Posts
Was forcefully migrated from TD a while back so no longer eligible for this. Schwab interface is such a PITA to use, TD was much more streamlined and easy to find what I want. Will be going somewhere else with my deposits moving forward. Avoid Schwab.
Last edited by scottman April 3, 2024 at 02:10 PM.
2
Apr 3, 2024
365 Posts
Joined Jan 2013
Apr 3, 2024
seahawks2112
Apr 3, 2024
365 Posts

Our community has rated this post as helpful. If you agree, why not thank seahawks2112

Quote from CleverChicken951 :
Curious what are some drawbacks with Fidelity ? Thought it was decent enough.
Top brokerage firms like Vanguard, TDA, Fidelity do not charge transfer fee.
I am currently a TDA customer, but being migrated to Schwab very soon (as with many other customers).
Was much happy with TDA so far, but don't like Schwab's website or app yet, waiting to see them makeover.
I use Fidelity and Charles Schwab as my TD Ameritrade account was transitioned to Schwab.

My biggest complaint about Fidelity is there is no feature to easily roll call positions. You have to manually place a calendar call spread order which can be time consuming. Also, once you have placed the order, you can't revise it. You need to cancel the current order and place a new one.

With Schwab, the option to roll a call position is featured right next to the position, and orders can be revised easlily.

I do like Fidelity as they automatically sweep all cash into their money market. At Schwab, you have to place an order to buy shares in their money market fund, or else it sits in cash earning nothing.

So I guess it depends on what kind of activity
1
Apr 3, 2024
946 Posts
Joined May 2004
Apr 3, 2024
Bunduckie
Apr 3, 2024
946 Posts
Your Uninvested cash does not automatically earn the usual 5% like other brokers such as Robinhood with gold, Fidelity and Vanguard. For that reason, I don't recommend Schwab.
Apr 3, 2024
78 Posts
Joined Jun 2023
Apr 3, 2024
PurpleHaddock528
Apr 3, 2024
78 Posts
Quote from norcal007 :
LOL..what makes them unethical? Is it because you don't like the fact that Mr Schwab is not a biden supporter?
Is US politics your entire personality?
1
9
Apr 3, 2024
5,033 Posts
Joined Feb 2007
Apr 3, 2024
mpkb
Apr 3, 2024
5,033 Posts
Quote from CleverChicken951 :
Curious what are some drawbacks with Fidelity ? Thought it was decent enough.
well, for starters, it's pretty obvious the developers either don't use the app themselves, or don't have multiple accounts.


When you select an account, presumably it is because you are looking at it and are about to do something with it. To place a trade, you press "Transact". Everyone calls it Trade, but no, they have to introduce a new verb. Hey, let's rename the brake pedal in cars to "blofeld pedal" while we're at it.

So back to entering a trade. You have to select an account again. It is illogical that you are looking at, say, your IRA, but want place a trade in a different. It makes more sense to select an account, and then work with that account. Look at the balance, performance, portfolio, and potentially trade in it.


But hey, what do I know. Kiplinger awarded it #1 broker app in 2023. They too must not use the app, but were enamored at the colors and pretty fonts Confused
1
Apr 3, 2024
1,515 Posts
Joined Oct 2008
Apr 3, 2024
Smoke1234
Apr 3, 2024
1,515 Posts
DAM SD is smarter than me. I wouldn't even know where to begin on how to use this.

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Pro
Apr 3, 2024
2,686 Posts
Joined Sep 2011
Apr 3, 2024
E4300
Pro
Apr 3, 2024
2,686 Posts
Quote from mpkb :
well, for starters, it's pretty obvious the developers either don't use the app themselves, or don't have multiple accounts.


When you select an account, presumably it is because you are looking at it and are about to do something with it. To place a trade, you press "Transact". Everyone calls it Trade, but no, they have to introduce a new verb. Hey, let's rename the brake pedal in cars to "blofeld pedal" while we're at it.

So back to entering a trade. You have to select an account again. It is illogical that you are looking at, say, your IRA, but want place a trade in a different. It makes more sense to select an account, and then work with that account. Look at the balance, performance, portfolio, and potentially trade in it.


But hey, what do I know. Kiplinger awarded it #1 broker app in 2023. They too must not use the app, but were enamored at the colors and pretty fonts Confused
I don't use app, probably because I expect speed, efficiency, and ease of use. Download the free Fidelity Active Trader Pro software. Although not advertised, this software will run in portable mode with windows. Launch Active Trader Pro and go to Trade & Orders\Trade located in the upper left corner of the program. A small rectangular trade tool box will pop up. In the trade tool box, select an account that you want to work with and drag it to a location of choice on the program. Repeat Trade & Orders\Trade if you want to add another account. The program will remember the location and settings of each trade tool box the next time you log in.

The trade tool box contains these info:
- account number
- cash available to trade
- settled cash
- symbol
- action (buy, sell, buy to cover, sell short)
- quantity
- order type (market, limit, stop, stop limit, trailing stops)
- TIF (day, GTC, custom, fill or kill, immediate or cancel, on the open)
- conditions (none, do not reduce)

To trade at Fidelity via browser, go to trade (upper left). Select an account and enter the symbol, amount, etc.... Simple and intuitive.

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