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Capital One 360 Performance Savings Account: Earn Up to $1500 Bonus Funds w/ 4.10% APY

Deposit $20K-100K+
(New Capital 360 Accounts)
+121 Deal Score
274,649 Views
Capital One offers New Accounts: Capital One 360 Performance Savings Account: Earn Up to $1,500 Bonus Funds w/ 4.35% -> 4.25% -> now 4.10% APY w/ deposits ranging from $20,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account, fund the account and apply promo code BONUS1500 to receive this promotional bonus offer (detailed instructions below).
  • Note: Offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2022, you will be ineligible for this bonus offer.
Thanks to community member IGGUS for finding this deal.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code BONUS1500
  2. Deposit $20,000+ of external funds within the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $20,000+ & Earn $300 Bonus Funds
      • Deposit $50,000+ & Earn $750 Bonus Funds
      • Deposit $100,000+ & Earn $1,500 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 4.10% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT
Note: Click here for more information on Best High-Yield Savings Accounts of October 2024.

Original Post

Written by
Edited October 21, 2024 at 04:22 PM by
Looks a lot like the Fall23 signup bonus, now accessible with full details in below link. 0.05% APY better than prior offers too.

Deal Instructions:
  1. Open a new Capital One 360 Performance Savings Account [capitalone.com] w/ promo code BONUS1500
  2. Deposit $20,000+ of external funds within the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $20,000+ & Earn $300 Bonus Funds
      • Deposit $50,000+ & Earn $750 Bonus Funds
      • Deposit $100,000+ & Earn $1,500 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 4.35% (APY) Annual Percentage Yield - Now 4.25% 4.10%
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

BONUS1500 Promo code during account creation to be eligible. I've personally just gone through this today, and the promo was auto-applied, showing in top banner of each page as I went through the signup. They almost caught me to create a new Savings account too with a single click, but skipped that one. On the following screen it showed me my new account and routing numbers, along with the promo details, the code and terms listed yet again.
No published expiry date at this time.

Qualifying deposit will be judged by the balance in your account from days 15-105 of account opening. For example, if you had funded the account with $50 on day 2, but then transferred $99,950 on day 14, you're eligible for $1500 bonus back in your account by day 165 of account opening. Alternatively, if you added $20,001 on day 2 and left it there until withdrawing $2 on day 104, you will receive a $0 bonus.
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Created 04-03-2024 at 07:00 AM by IGGUS
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Deal
Score
+121
274,649 Views
Deposit $20K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

401 Comments

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Featured Comments

Surprised that nobody in this thread even understands what's going on. For $20,000, 4.35% APY over 3 months is $217.50, however you're also getting a $300 bonus, so you're getting $517.50 for 3 months. That equates to10.35% APY.

This is the same for the other deposit amounts.
Doesn't look like it if you currently have one.
They clearly address that at the beginning of the footnotes at bottom of main deal page, listing multiple account types open with them "on or after January 1, 2022" as making you ineligible for this offer. I'd encourage all to RTFM for straightforward questions like these.
There are quite a few other High Yield Savings Accounts that don't have such restrictions and have higher rates of return. Here's a list I compiled this morning:

APY
Amex: 4.35
Sofi: 4.6, $300 bonus direct deposit
Synchrony: 4.75
Wealthfront: 5.00 (get .5 bonus for 3 months if you refer a friend)
Citbank: 5.05 (5k minimum deposit)
Texas capital: 5.1
Everbank: 5.15
Ufb direct: 5.25
Western alliance: 5.36

For 100k you would earn $5,360 per year at Western versus $4,350 + 1500 = $5,850 with the Capital One deal. If you have less than 100k to invest the other options are better.

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Joined May 2019
L2: Beginner
> bubble2 67 Posts
50 Reputation
UpbeatGame8388
07-22-2024 at 04:52 AM.
07-22-2024 at 04:52 AM.
Funded on 4/15. Nothing yet
Reply
Joined May 2013
New User
> bubble2 5 Posts
10 Reputation
anantmf
07-22-2024 at 10:21 AM.
07-22-2024 at 10:21 AM.
Quote from cowifornia :
I funded my account on April 8th and I don't see it yet.
Same here. Still waiting.
Reply
Joined Jul 2006
Miaw
> bubble2 6,164 Posts
546 Reputation
happygooddeal
07-22-2024 at 10:49 AM.
07-22-2024 at 10:49 AM.
I did this in 2018 and closed account in 2019 after I received bonus. Am I still eligible ?
Reply
Joined Feb 2009
L6: Expert
> bubble2 1,587 Posts
832 Reputation
rollingtundra
07-22-2024 at 03:58 PM.
07-22-2024 at 03:58 PM.
Was there an expiration on this offer listed? Not sure I missed it in all the small print. Thanks!
Reply
Joined Jul 2017
L6: Expert
> bubble2 1,412 Posts
164 Reputation
slicksdeal
07-23-2024 at 12:25 PM.
07-23-2024 at 12:25 PM.
Quote from rollingtundra :
Was there an expiration on this offer listed? Not sure I missed it in all the small print. Thanks!
It's still going as long as the promo code works when applying
Reply
Joined Sep 2023
L2: Beginner
> bubble2 27 Posts
10 Reputation
EfficientCorn3361
07-23-2024 at 06:40 PM.
07-23-2024 at 06:40 PM.
Opened acct and funded on 4/8/24 and just received the bonus today!
Reply
Last edited by EfficientCorn3361 July 23, 2024 at 06:51 PM.
Joined Jan 2013
L7: Teacher
> bubble2 2,111 Posts
tonkotsu
07-24-2024 at 07:30 AM.
07-24-2024 at 07:30 AM.
Funded 4/8/2024

The bonus just hit today

How long do I need to wait until closing the account?
Reply

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Joined May 2019
L2: Beginner
> bubble2 67 Posts
50 Reputation
UpbeatGame8388
07-24-2024 at 03:44 PM.
07-24-2024 at 03:44 PM.
Funded 4/15, received bonus today.
Reply
Joined Nov 2013
L3: Novice
> bubble2 170 Posts
30 Reputation
tchen811
07-24-2024 at 09:07 PM.
07-24-2024 at 09:07 PM.
Quote from tonkotsu :
Funded 4/8/2024

The bonus just hit today

How long do I need to wait until closing the account?

I think once you get it, you are good to close it or transfer out
Reply
Joined Oct 2012
L7: Teacher
> bubble2 2,061 Posts
237 Reputation
BenM5
07-25-2024 at 08:13 AM.
07-25-2024 at 08:13 AM.
Quote from UpbeatGame8388 :
Funded 4/15, received bonus today.
funded mean deposited? i deposited on 4/12 and i am still waiting for the bonus.
Reply
Joined Feb 2018
New User
> bubble2 4 Posts
10 Reputation
allswell
07-25-2024 at 09:50 AM.
07-25-2024 at 09:50 AM.
Quote from Buystander :
opened account on 1/2, funded 100k by 1/4. received $1500 bonus on 4/18, exact 105 days.
I am patiently waiting for the 105 day mark and want to confirm my understanding of when I can move my funds back to my higher yield savings account. I assume that I only need to wait through the 105 days ("Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends") and can transfer funds out, even if I haven't received the bonus. Can anyone confirm that they have done this?
Reply
Joined May 2005
L9: Master
> bubble2 5,393 Posts
1,967 Reputation
Thinker
07-26-2024 at 04:11 PM.
07-26-2024 at 04:11 PM.
Quote from BenM5 :
funded mean deposited? i deposited on 4/12 and i am still waiting for the bonus.
Same here 4/12 and still waiting for bonus. Hopefully, it will hit by next week.
Reply
Joined Oct 2012
L7: Teacher
> bubble2 2,061 Posts
237 Reputation
BenM5
07-26-2024 at 04:35 PM.
07-26-2024 at 04:35 PM.
Quote from Thinker :
Same here 4/12 and still waiting for bonus. Hopefully, it will hit by next week.
probably tmrw, i check my parent acct who deposited on 4/8 and received the bonus on the 23
Reply
Joined Jan 2019
New User
> bubble2 18 Posts
10 Reputation
AmusedCrown857
07-26-2024 at 04:43 PM.
07-26-2024 at 04:43 PM.
Anyone pulled out $ after 105 day period? If bonus wasn't paid out. I deposited 4/19 and hoping it would hit by 8/5.

Thanks
Reply

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Joined May 2005
L9: Master
> bubble2 5,393 Posts
1,967 Reputation
Thinker
07-30-2024 at 03:48 PM.
07-30-2024 at 03:48 PM.
Quote from BenM5 :
probably tmrw, i check my parent acct who deposited on 4/8 and received the bonus on the 23
Got mine today 7/30..
Reply
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