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Ink Business Preferred® Credit Card: Earn Expired

120k Bonus Points
After You Spend $8k in the First 3 Months
+59 Deal Score
185,958 Views
Update: This popular deal is still available.

Chase is offering 120k bonus points after you spend $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred® Credit Card. The annual fee is $95. Offer ends 9 AM EST on 9/5/2024.

Card Details:


Read our review on the Ink Business Preferred® Credit Card



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Original Post

Written by
Edited September 4, 2024 at 10:45 PM by
Chase is offering 120k bonus points after you spend $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred® Credit Card. The annual fee is $95.

Card Details:
Earn 120k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,200 cash back or $1,500 toward travel when redeemed through Chase Travel℠
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
Points are worth 25% more when you redeem for travel through Chase Travel℠
Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Member FDIC
Read our review on the Ink Business Preferred® Credit Card

Slickdeals may be compensated by Chase.
Created 07-12-2024 at 11:53 AM by EfficientGame645
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Deal
Score
+59
185,958 Views
120k Bonus Points
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

437 Comments

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Featured Comments

Warning: Do NOT apply using someone else's referral link with the promise that they will give you money to do so. They will have their accounts closed and points taken for churning and you will not get paid from them for what you did. Those people are scumbags and you will never get paid from them after months of waiting for them to do so. There are MANY people on this forum that will do just this and say sorry too bad. They will change their username over and over again to avoid being traced. Your account may now also be associated with them for wrongdoing by Chase. You have been warned.
One way is if you have other credit cards with them, have them "transfer" the credit line over to this credit card.
Chase has the 5/24 rule, meaning 5 applications in a rolling 24month period. So if you exceed that, you have to wait...

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Joined Oct 2014
L3: Novice
> bubble2 112 Posts
45 Reputation
JohnathanC8680
07-22-2024 at 01:18 PM.
07-22-2024 at 01:18 PM.
Quote from dadab :
That low initial credit limit is always an issue, especially if you're in the same boat as me - expecting 6K purchase at a time.

I regularly went 2k over my "limit" without issue at all. Just try and run it 🤷🏻 ♂️
Reply
Joined Aug 2014
L3: Novice
> bubble2 125 Posts
19 Reputation
silvermember
07-22-2024 at 01:42 PM.
07-22-2024 at 01:42 PM.
I already have a business ink and business cash, what other business card can I downgrade to, to get this bonus?
Reply
Joined Nov 2013
L4: Apprentice
> bubble2 319 Posts
42 Reputation
pittpatriot
07-22-2024 at 01:43 PM.
07-22-2024 at 01:43 PM.
Does anyone know when does this 120k offer expire? Is it advertised anywhere?
Reply
Joined Sep 2017
L6: Expert
> bubble2 1,080 Posts
128 Reputation
Vice_Monkey
07-22-2024 at 02:27 PM.
07-22-2024 at 02:27 PM.
anyone got a manufactured spending they want to share, would take a PM for it. Otherwise no way I can manage 8k.
Reply
Joined Mar 2004
L10: Grand Master
> bubble2 6,663 Posts
5,521 Reputation
practicalme
07-22-2024 at 03:28 PM.
07-22-2024 at 03:28 PM.
Quote from bru_that :
None of the above.

It starts the day you are approved, though Chase officially gives 115 days from approval to hit spend.
They seem to have cut back on that. I just got this card, approval 7/12 and my through date is 10/12. Last year, the tracker would show the 112 days.
Reply
Joined Aug 2011
L6: Expert
> bubble2 1,920 Posts
516 Reputation
HeatGun
07-22-2024 at 03:34 PM.
07-22-2024 at 03:34 PM.
I applied last week, and the decision is still pending. I spoke to an underwriter, and he questioned my other Ink card that I got two years ago. He asked why I needed another business card since I already have one Ink card, what I would spend it on, and who would utilize it. There is still no decision. He said to check back tomorrow.
Reply
Joined Feb 2014
New User
> bubble2 4 Posts
10 Reputation
dodostriker
07-22-2024 at 04:24 PM.
07-22-2024 at 04:24 PM.
Which customer service # was used to request the 100k to 120k upgrade for referrals?
TIA
Reply

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Joined Feb 2014
New User
> bubble2 4 Posts
10 Reputation
dodostriker
07-22-2024 at 04:43 PM.
07-22-2024 at 04:43 PM.
What # should I call to get the 100k to 120k upgrade?
Haven't applied yet, just wanted to check before applying
Reply
Joined Dec 2003
MOHCTP
> bubble2 346 Posts
155 Reputation
KTOTAM
07-22-2024 at 04:48 PM.
07-22-2024 at 04:48 PM.
Quote from gibsonbass :
You will get 1099 for 40K referral bonus.
Only if you exceed $600 in referrals.
Reply
Joined Feb 2014
New User
> bubble2 4 Posts
10 Reputation
dodostriker
07-22-2024 at 04:53 PM.
07-22-2024 at 04:53 PM.
I just called and checked, they said if you use the referral code you will only get 100k
120k is eligible only for non-referrals 😞
Reply
Joined Dec 2007
L7: Teacher
> bubble2 2,434 Posts
181 Reputation
reicaden
07-22-2024 at 05:00 PM.
07-22-2024 at 05:00 PM.
Whats the yearly on this? I dont want to pick up a card that I know will carry a 300$ annual fee or similar
2
Reply
Joined Dec 2007
L7: Teacher
> bubble2 2,434 Posts
181 Reputation
reicaden
07-22-2024 at 05:04 PM.
07-22-2024 at 05:04 PM.
Also, can I downgrade this card later once I get the 120k points? to a non annual fee card?
2
Reply
Joined Dec 2007
L7: Teacher
> bubble2 2,434 Posts
181 Reputation
reicaden
07-22-2024 at 05:05 PM.
07-22-2024 at 05:05 PM.
my posts dont show up in the thread.....? strange....
3
Reply
Joined Jun 2007
L10: Grand Master
> bubble2 7,912 Posts
1,240 Reputation
Dyscalculic
07-22-2024 at 06:26 PM.
07-22-2024 at 06:26 PM.
Quote from Vice_Monkey :
anyone got a manufactured spending they want to share, would take a PM for it. Otherwise no way I can manage 8k.

Pay taxes to state and federal agencies. Lowest CC fees.

Prepay as many of your expenses.
Reply

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Joined Jan 2004
L6: Expert
> bubble2 1,039 Posts
70 Reputation
KSilver2000
07-22-2024 at 06:52 PM.
07-22-2024 at 06:52 PM.
Quote from muimuimui :
They only give $5000 credit line. Tried calling to get it increased but it didn't work. Anyone know how to have it increased more?
I feel like Chase doesn't like to give out high limits to start out with, at least on their business cards.

I had the Business Cash opened with just $4,000 limit. Then after like 4-5 months, got bumped to $9,000, and then a year later got a fairly high 5-digit limit. Same story with my partner.
Reply
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