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Ink Business Preferred® Credit Card: Earn Expired

120k Bonus Points
After You Spend $8k in the First 3 Months
+59 Deal Score
185,909 Views
Update: This popular deal is still available.

Chase is offering 120k bonus points after you spend $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred® Credit Card. The annual fee is $95. Offer ends 9 AM EST on 9/5/2024.

Card Details:


Read our review on the Ink Business Preferred® Credit Card



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Original Post

Written by
Edited September 4, 2024 at 10:45 PM by
Chase is offering 120k bonus points after you spend $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred® Credit Card. The annual fee is $95.

Card Details:
Earn 120k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,200 cash back or $1,500 toward travel when redeemed through Chase Travelâ„ 
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
Points are worth 25% more when you redeem for travel through Chase Travelâ„ 
Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Member FDIC
Read our review on the Ink Business Preferred® Credit Card

Slickdeals may be compensated by Chase.
Created 07-12-2024 at 11:53 AM by EfficientGame645
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Deal
Score
+59
185,909 Views
120k Bonus Points
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Warning: Do NOT apply using someone else's referral link with the promise that they will give you money to do so. They will have their accounts closed and points taken for churning and you will not get paid from them for what you did. Those people are scumbags and you will never get paid from them after months of waiting for them to do so. There are MANY people on this forum that will do just this and say sorry too bad. They will change their username over and over again to avoid being traced. Your account may now also be associated with them for wrongdoing by Chase. You have been warned.
One way is if you have other credit cards with them, have them "transfer" the credit line over to this credit card.
Chase has the 5/24 rule, meaning 5 applications in a rolling 24month period. So if you exceed that, you have to wait...

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Joined Mar 2011
L10: Grand Master
> bubble2 11,063 Posts
1,208 Reputation
gibsonbass
07-22-2024 at 06:54 PM.
07-22-2024 at 06:54 PM.
Quote from bru_that :
None of the above.

It starts the day you are approved, though Chase officially gives 115 days from approval to hit spend.
Any official link which states 115 days? Thank you
Reply
Joined Mar 2011
L10: Grand Master
> bubble2 11,063 Posts
1,208 Reputation
gibsonbass
07-22-2024 at 06:58 PM.
07-22-2024 at 06:58 PM.
Quote from HeatGun :
I applied last week, and the decision is still pending. I spoke to an underwriter, and he questioned my other Ink card that I got two years ago. He asked why I needed another business card since I already have one Ink card, what I would spend it on, and who would utilize it. There is still no decision. He said to check back tomorrow.
Was your status "Already approve" for the card in your account before applying? I am asking because I also have one business card already but I see I have "already approved" status in my account for this card.
Reply
Joined Jun 2019
L3: Novice
> bubble2 117 Posts
10 Reputation
JohnH1965
07-22-2024 at 07:25 PM.
07-22-2024 at 07:25 PM.
Quote from AznEn4cer17 :
Weird I did the same and they said they will match it lol
wow lol let me try again thats lame
Reply
Joined Apr 2020
L6: Expert
> bubble2 1,359 Posts
144 Reputation
indelible
07-22-2024 at 07:51 PM.
07-22-2024 at 07:51 PM.
Quote from dodostriker :
I just called and checked, they said if you use the referral code you will only get 100k
120k is eligible only for non-referrals đźž

Oh well, refer your SO and you still get 20k more
Reply
Joined Sep 2017
L6: Expert
> bubble2 1,080 Posts
128 Reputation
Vice_Monkey
07-22-2024 at 07:55 PM.
07-22-2024 at 07:55 PM.
Quote from Dyscalculic :
Pay taxes to state and federal agencies. Lowest CC fees.

Prepay as many of your expenses.
Believe it or not, my taxes aren't that high lol.
Reply
Joined Sep 2007
L6: Expert
> bubble2 1,803 Posts
1,455 Reputation
ericfw
07-22-2024 at 09:14 PM.
07-22-2024 at 09:14 PM.
Quote from mcali786 :
Exactly! I'm paying property tax bills and car insurance. HOA dues you can prepay for years in advance.
You lose the potentially earned interest on the money you prepaid for years.It would be hundreds of dollars with the current interest rate around 5%.
Reply
Joined Mar 2005
L9: Master
> bubble2 4,550 Posts
623 Reputation
thegman230
07-22-2024 at 10:11 PM.
07-22-2024 at 10:11 PM.
Prepayment for anything other than a car loan or mortage is stupid. No only do you have to pay the entire bill when received to avoid interest, but you could have earned interest on that amount as @ericfw said above. Who would want to do that is ridiculous.
1
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Joined Mar 2005
L9: Master
> bubble2 4,550 Posts
623 Reputation
thegman230
07-22-2024 at 10:13 PM.
07-22-2024 at 10:13 PM.
The goal is to buy things that you can liquidate at or a little below cost to recoup the money to then pay the bill with
Reply
Joined Jun 2006
Wow Amazing Slick Deal
> bubble2 1,412 Posts
71 Reputation
mcali786
07-22-2024 at 11:00 PM.
07-22-2024 at 11:00 PM.
Quote from ericfw :
You lose the potentially earned interest on the money you prepaid for years.It would be hundreds of dollars with the current interest rate around 5%.
My hoa dues are like 2.5k a year, i usually prepay by check but I get what you're saying. This is the only organic spending I have. I'm not sure if others here do gift cards buying b/c i can't track/handle lol i always think i'll loose them.
Reply
Joined Feb 2011
L7: Teacher
> bubble2 2,224 Posts
727 Reputation
bru_that
07-22-2024 at 11:08 PM.
07-22-2024 at 11:08 PM.
Quote from gibsonbass :
Any official link which states 115 days? Thank you
that should have said "unofficially" (dumb f@#$ing iOS autocorrect…).
Reply
Joined Feb 2011
L7: Teacher
> bubble2 2,224 Posts
727 Reputation
bru_that
07-22-2024 at 11:12 PM.
07-22-2024 at 11:12 PM.
Quote from gibsonbass :
Any official link which states 115 days? Thank you
that should have said 'unofficial'.
Reply
Joined Jun 2007
L6: Expert
> bubble2 1,051 Posts
227 Reputation
dealser333
07-23-2024 at 06:32 AM.
07-23-2024 at 06:32 AM.
Are you all using ssn for ein as well?
Reply
Joined Jun 2007
L10: Grand Master
> bubble2 7,912 Posts
1,240 Reputation
Dyscalculic
07-23-2024 at 11:07 AM.
07-23-2024 at 11:07 AM.
Quote from Vice_Monkey :
Believe it or not, my taxes aren't that high lol.
How about this then?

If y'all travel much or have upcoming travel plans, buy up to $1,600 worth of 160K Hilton Honors points with at least Silver or higher tier status, and you get 160K extra points free. Today is the deadline I think.

There was a similar recent offer with IHG, though currently expired, it does come back every other month or so. Buy up to $2,500 worth of 250K points and get 250K points free - no status tier required. I did this recently, but alas didn't have a new card with signup bonus to churn on.

Use such points to book future hotel rooms for yourself, friends or family.
Reply
Last edited by Dyscalculic July 23, 2024 at 11:09 AM.
Joined May 2020
L3: Novice
> bubble2 240 Posts
58 Reputation
camar0rs
07-23-2024 at 01:58 PM.
07-23-2024 at 01:58 PM.
checked account and the extra 20k was deposited after sending message to customer service to match offer
Reply

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Joined Nov 2015
L5: Journeyman
> bubble2 751 Posts
868 Reputation
desijunkie
07-23-2024 at 03:34 PM.
07-23-2024 at 03:34 PM.
Best way to squeeze even more out of this promotion is to have someone refer you (which is 100k points) and then ask for a match.
This way the referrer also gets 40k points.
Best if you are in 2 player mode in which case you make your wife refer you and then ask for a match making it a total of 160k points.
Reply
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