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SlickdealsForumsDeal TalkU.S. Bank Smartly® Checking: Earn $250 Bonus for $2K+ Direct Deposit (Up to $450) When You Open a New Account and Complete Qualifying Activities
U.S. Bank Smartly® Checking: Earn $250 Bonus for $2K+ Direct Deposit (Up to $450) When You Open a New Account and Complete Qualifying Activities
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Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through 9/26/24. Member FDIC.
Thanks to Slickdeals Staff Member EfficientGame645 for posting this deal.
Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
Enroll in online banking or the U.S. Bank Mobile App
Make two or more direct deposit(s) totaling:
$2,000 to $4,999.99 to earn $250
$5,000 to $7,999.99 to earn $350
$8,000 or more to earn $450
Fund your new account within 30 days to start qualifying activities. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
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Edited September 27, 2024
at 11:12 AMby
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through 9/26/24. Member FDIC.
Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
Enroll in online banking or the U.S. Bank Mobile App
Make two or more direct deposit(s) totaling:
$2,000 to $4,999.99 to earn $250
$5,000 to $7,999.99 to earn $350
$8,000 or more to earn $450
Fund your new account within 30 days to start qualifying activities. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
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These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Your checking bonus ("adjusted interest") will be credited to your new checking account within 60 days following the end of the calendar month during which you completed all the offer requirements. Account must be open and have a positive balance to receive the bonus.
That's a pretty long window, though it doesn't appear you have to maintain a balance as long as you have $1k in direct deposits per month.
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Easily get your monthly checking maintenance fees waived with one or more of these:
Average account balance of $1,500 or greater
An open qualifying U.S. Bank consumer credit card
Combined monthly direct deposits totaling $1,000+
You may also qualify if you're a member of the military or part of a select age group.
I already have an account with them but they let me add it. So guess I am good 🙂. Now the questions
1) I already use the mobile app. So do I need to enrol again for this specific account or I am good as it is.
2) The second requirement is to just make 2 direct deposits of 4K each and if I do that next month, I should get my 450K in October.
3) I need to maintain a balance of 1500 to avoid monthly fees
Just trying to make sure that I got it right. Thanks OP for the post.
If you already have a US Bank credit card, they'll waive the fee for the Smartly checking account.
I already have an account with them but they let me add it. So guess I am good 🙂. Now the questions
1) I already use the mobile app. So do I need to enrol again for this specific account or I am good as it is.
2) The second requirement is to just make 2 direct deposits of 4K each and if I do that next month, I should get my 450K in October.
3) I need to maintain a balance of 1500 to avoid monthly fees
Just trying to make sure that I got it right. Thanks OP for the post.
I would contact them and get a reference number and double check if your credit card qualifies. There service has gone down hill, I did a balance transfer on my US Bank account and they messed it up and sent it back to Wells Fargo. The CAR acted like she did me a favor then a week later they send me a BT offer, WF has a few offers and Citi for checking accounts
Do they have any eligibility criteria? I opened the account last year and closed it once I received the bonus
I actually just read recently at the Doc that they changed eligibility from 24 months to 12. You should Google around. I wonder if it took effect already. Some banks are 2 years like chase. Seems like most are. I actually have to check when I closed mine.
I already have an account with them but they let me add it. So guess I am good 🙂. Now the questions
1) I already use the mobile app. So do I need to enrol again for this specific account or I am good as it is.
2) The second requirement is to just make 2 direct deposits of 4K each and if I do that next month, I should get my 450K in October.
3) I need to maintain a balance of 1500 to avoid monthly fees
Just trying to make sure that I got it right. Thanks OP for the post.
Sorry but you need to read the fine print, if you're an existing customer you won't be eligible. stuff like this is meant to get new customers in the door.
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- Average account balance of $1,500 or greater
- An open qualifying U.S. Bank consumer credit card
- Combined monthly direct deposits totaling $1,000+
You may also qualify if you're a member of the military or part of a select age group.Our community has rated this post as helpful. If you agree, why not thank dragoNav
1) I already use the mobile app. So do I need to enrol again for this specific account or I am good as it is.
2) The second requirement is to just make 2 direct deposits of 4K each and if I do that next month, I should get my 450K in October.
3) I need to maintain a balance of 1500 to avoid monthly fees
Just trying to make sure that I got it right. Thanks OP for the post.
1) I already use the mobile app. So do I need to enrol again for this specific account or I am good as it is.
2) The second requirement is to just make 2 direct deposits of 4K each and if I do that next month, I should get my 450K in October.
3) I need to maintain a balance of 1500 to avoid monthly fees
Just trying to make sure that I got it right. Thanks OP for the post.
I would contact them and get a reference number and double check if your credit card qualifies. There service has gone down hill, I did a balance transfer on my US Bank account and they messed it up and sent it back to Wells Fargo. The CAR acted like she did me a favor then a week later they send me a BT offer, WF has a few offers and Citi for checking accounts
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I actually just read recently at the Doc that they changed eligibility from 24 months to 12. You should Google around. I wonder if it took effect already. Some banks are 2 years like chase. Seems like most are. I actually have to check when I closed mine.
https://www.usbank.com/bank-accou...rates.h
1) I already use the mobile app. So do I need to enrol again for this specific account or I am good as it is.
2) The second requirement is to just make 2 direct deposits of 4K each and if I do that next month, I should get my 450K in October.
3) I need to maintain a balance of 1500 to avoid monthly fees
Just trying to make sure that I got it right. Thanks OP for the post.
Sorry but you need to read the fine print, if you're an existing customer you won't be eligible. stuff like this is meant to get new customers in the door.