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U.S. Bank Smartly® Checking: Earn $250 Bonus for $2K+ Direct Deposit (Up to $450) When You Open a New Account and Complete Qualifying Activities Expired

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Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through 9/26/24. Member FDIC.

Thanks to Slickdeals Staff Member EfficientGame645 for posting this deal.

Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposit(s) totaling:
    • $2,000 to $4,999.99 to earn $250
    • $5,000 to $7,999.99 to earn $350
    • $8,000 or more to earn $450
Fund your new account within 30 days to start qualifying activities. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

Slickdeals may be compensated by U.S. Bank

Original Post

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Edited September 27, 2024 at 11:12 AM by
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through 9/26/24. Member FDIC.

Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposit(s) totaling:
    • $2,000 to $4,999.99 to earn $250
    • $5,000 to $7,999.99 to earn $350
    • $8,000 or more to earn $450
Fund your new account within 30 days to start qualifying activities. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

Slickdeals may be compensated by U.S. Bank
Created 07-16-2024 at 11:01 AM by EfficientGame645
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

They are not scams. It's literally free money for shuffling funds around, without credit pulls.
Application was rejected. When I called I was told that is because I live in a state where they don't have a branch
If you already have a US Bank credit card, they'll waive the fee for the Smartly checking account.

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Joined Jan 2008
L4: Apprentice
> bubble2 481 Posts
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Cheesecycle
07-22-2024 at 04:44 AM.
07-22-2024 at 04:44 AM.
Quote :
Your checking bonus ("adjusted interest") will be credited to your new checking account within 60 days following the end of the calendar month during which you completed all the offer requirements. Account must be open and have a positive balance to receive the bonus.
That's a pretty long window, though it doesn't appear you have to maintain a balance as long as you have $1k in direct deposits per month.
Quote :
Easily get your monthly checking maintenance fees waived with one or more of these:
  • Average account balance of $1,500 or greater
  • An open qualifying U.S. Bank consumer credit card
  • Combined monthly direct deposits totaling $1,000+
You may also qualify if you're a member of the military or part of a select age group.
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Joined Aug 2013
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> bubble2 2 Posts
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RyanT9741
07-22-2024 at 09:32 AM.
07-22-2024 at 09:32 AM.
It sounds like if you have 2 paychecks around $4k each and are able to fund the account within 90 days, you get the $450 right?
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Joined Aug 2015
L2: Beginner
> bubble2 601 Posts
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dragoNav
07-22-2024 at 11:37 AM.

Our community has rated this post as helpful. If you agree, why not thank dragoNav

07-22-2024 at 11:37 AM.
Application was rejected. When I called I was told that is because I live in a state where they don't have a branch
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Joined Apr 2009
L6: Expert
> bubble2 1,572 Posts
934 Reputation
AllWhacked
07-22-2024 at 01:17 PM.
07-22-2024 at 01:17 PM.
Quote from CalmPanther645 :
I already have an account with them but they let me add it. So guess I am good 🙂. Now the questions
1) I already use the mobile app. So do I need to enrol again for this specific account or I am good as it is.
2) The second requirement is to just make 2 direct deposits of 4K each and if I do that next month, I should get my 450K in October.
3) I need to maintain a balance of 1500 to avoid monthly fees

Just trying to make sure that I got it right. Thanks OP for the post.
If you already have a US Bank credit card, they'll waive the fee for the Smartly checking account.
Reply
Joined Nov 2019
L3: Novice
> bubble2 147 Posts
34 Reputation
EfficientHome4664
07-22-2024 at 01:43 PM.
07-22-2024 at 01:43 PM.
Quote from CalmPanther645 :
I already have an account with them but they let me add it. So guess I am good 🙂. Now the questions
1) I already use the mobile app. So do I need to enrol again for this specific account or I am good as it is.
2) The second requirement is to just make 2 direct deposits of 4K each and if I do that next month, I should get my 450K in October.
3) I need to maintain a balance of 1500 to avoid monthly fees

Just trying to make sure that I got it right. Thanks OP for the post.

I would contact them and get a reference number and double check if your credit card qualifies. There service has gone down hill, I did a balance transfer on my US Bank account and they messed it up and sent it back to Wells Fargo. The CAR acted like she did me a favor then a week later they send me a BT offer, WF has a few offers and Citi for checking accounts
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Joined Dec 2012
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> bubble2 678 Posts
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pokerfreak07
07-22-2024 at 04:05 PM.
07-22-2024 at 04:05 PM.
They are not scams. It's literally free money for shuffling funds around, without credit pulls.
Reply
Joined Aug 2019
New User
> bubble2 2 Posts
10 Reputation
PurpleFlag5363
07-22-2024 at 06:16 PM.
07-22-2024 at 06:16 PM.
Do they have any eligibility criteria? I opened the account last year and closed it once I received the bonus
Reply
Joined May 2022
L99: Jack of All Trades
> bubble2 1,031 Posts
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Venom213
07-22-2024 at 06:22 PM.
07-22-2024 at 06:22 PM.
Quote from PurpleFlag5363 :
Do they have any eligibility criteria? I opened the account last year and closed it once I received the bonus

I actually just read recently at the Doc that they changed eligibility from 24 months to 12. You should Google around. I wonder if it took effect already. Some banks are 2 years like chase. Seems like most are. I actually have to check when I closed mine.
Reply
Joined Oct 2006
L2: Beginner
> bubble2 71 Posts
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rice2hard
07-22-2024 at 08:04 PM.
07-22-2024 at 08:04 PM.
Earn 0.001 % to 0.005 % interest.

https://www.usbank.com/bank-accou...rates.html
1
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Joined Nov 2018
L3: Novice
> bubble2 254 Posts
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CoolField1069
07-22-2024 at 08:22 PM.
07-22-2024 at 08:22 PM.
Quote from CalmPanther645 :
I already have an account with them but they let me add it. So guess I am good 🙂. Now the questions
1) I already use the mobile app. So do I need to enrol again for this specific account or I am good as it is.
2) The second requirement is to just make 2 direct deposits of 4K each and if I do that next month, I should get my 450K in October.
3) I need to maintain a balance of 1500 to avoid monthly fees

Just trying to make sure that I got it right. Thanks OP for the post.

Sorry but you need to read the fine print, if you're an existing customer you won't be eligible. stuff like this is meant to get new customers in the door.
Reply
Joined Jan 2005
Pro
> bubble2 184 Posts
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Ziemniak
07-22-2024 at 08:25 PM.
07-22-2024 at 08:25 PM.
they lowered the heck out of the MMA rates lately
Reply
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