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U.S. Bank Smartly® Checking: Earn $250 Bonus for $2K+ Direct Deposit (Up to $450) When You Open a New Account and Complete Qualifying Activities Expired

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Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through 9/26/24. Member FDIC.

Thanks to Slickdeals Staff Member EfficientGame645 for posting this deal.

Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposit(s) totaling:
    • $2,000 to $4,999.99 to earn $250
    • $5,000 to $7,999.99 to earn $350
    • $8,000 or more to earn $450
Fund your new account within 30 days to start qualifying activities. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

Slickdeals may be compensated by U.S. Bank

Original Post

Written by
Edited September 27, 2024 at 11:12 AM by
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through 9/26/24. Member FDIC.

Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposit(s) totaling:
    • $2,000 to $4,999.99 to earn $250
    • $5,000 to $7,999.99 to earn $350
    • $8,000 or more to earn $450
Fund your new account within 30 days to start qualifying activities. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

Slickdeals may be compensated by U.S. Bank
Created 07-16-2024 at 11:01 AM by EfficientGame645
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

They are not scams. It's literally free money for shuffling funds around, without credit pulls.
Application was rejected. When I called I was told that is because I live in a state where they don't have a branch
If you already have a US Bank credit card, they'll waive the fee for the Smartly checking account.

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Joined Jan 2012
This title isn't long en-
> bubble2 3,055 Posts
1,121 Reputation
bosoxdanc
07-24-2024 at 08:22 AM.
07-24-2024 at 08:22 AM.
Quote from duckeggs :
Why are all these scam being posted??? Money hungry banks

Scam? Prove it.
Reply

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Joined Jan 2005
Test
> bubble2 328 Posts
mike23w
07-24-2024 at 11:36 AM.
07-24-2024 at 11:36 AM.
Quote from rice2hard :
Earn 0.001 % to 0.005 % interest.

https://www.usbank.com/bank-accou...rates.html
$450 on $8000 is 5.625% over 12 months.

If they get new customers to stay for an average of 12 months or longer, they don't lose much if any money on this promotion since they can make the $450 back (rates are over 5%) while paying essentially zero interest.

The only way this deal makes sense for anyone is to pull the money out as soon as the bonus is paid and if you keep the money at US Bank longer than 12 months or so you'll be losing money assuming this money ( $8k or whatever) is already in a high yield savings account.
Reply
Joined Dec 2009
L4: Apprentice
> bubble2 451 Posts
99 Reputation
robomax
07-24-2024 at 01:52 PM.
07-24-2024 at 01:52 PM.
Quote from RyanT9741 :
It sounds like if you have 2 paychecks around $4k each and are able to fund the account within 90 days, you get the $450 right?

It's as many paychecks as you get within 90 days. Some people get paid weekly, bi-weekly and monthly. Would love to jump on this deal except right now I'm doing Axos $500 bonus for paycheck deposits for the next 5 months Frown

for those jumping on this deal, remember that as soon as the paycheck deposit clears, you can transfer it back to your regular bank. would love to give credit to the person that suggested this in the Axos deal just don't remember who it was.
Reply
Last edited by robomax July 24, 2024 at 01:54 PM.

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Joined Nov 2006
L4: Apprentice
> bubble2 317 Posts
350 Reputation
submarine
07-24-2024 at 07:08 PM.
07-24-2024 at 07:08 PM.
What does the below mean? Am I eligible for the offer? There are no US banks in my state and I don't have an account with US banks.
===
Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
Reply
Joined Aug 2006
L1: Learner
> bubble2 2 Posts
10 Reputation
TOMMYVONNE
07-30-2024 at 04:51 PM.
07-30-2024 at 04:51 PM.
Footnote stated "Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm". Do I really need to be an existing customer of U.S. Bank or State Farm to qualify for the bonus?
Reply

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Joined Nov 2019
VIP Member
> bubble2 14,726 Posts
736 Reputation
Lilyly
07-30-2024 at 05:04 PM.
07-30-2024 at 05:04 PM.
Quote from TOMMYVONNE :
Footnote stated "Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm". Do I really need to be an existing customer of U.S. Bank or State Farm to qualify for the bonus?
yes. people got denied left and right due to no local us banks nearby
Reply
Joined May 2015
L3: Novice
> bubble2 146 Posts
126 Reputation
Ind2019
08-03-2024 at 05:12 AM.
08-03-2024 at 05:12 AM.
Do we need to make direct deposit totalling $8k plus in only 2 transactions ? to earn $450 bonus
Reply
Joined Aug 2004
...
> bubble2 9,807 Posts
5,130 Reputation
JaTaN
08-03-2024 at 02:40 PM.
08-03-2024 at 02:40 PM.
Quote from Ind2019 :
Do we need to make direct deposit totalling $8k plus in only 2 transactions ? to earn $450 bonus
Can't be with just one

"Make two or more direct deposit(s) totaling..."
Reply
Joined May 2015
L3: Novice
> bubble2 146 Posts
126 Reputation
Ind2019
08-04-2024 at 04:57 PM.
08-04-2024 at 04:57 PM.
Quote from JaTaN :
Can't be with just one

"Make two or more direct deposit(s) totaling..."

Thanks! My question is if I do direct deposit of $8k in 4 transactions(2k each) within 90 days, will i get $450 bonus ? Or will they consider 2 transactions only and give bonus of $250?
Reply
Joined Nov 2023
New User
> bubble2 11 Posts
14 Reputation
Learnsocial
08-04-2024 at 05:01 PM.
08-04-2024 at 05:01 PM.
US Bank find excuses not to give the bonus. Happened with me twice . Reason they don't see the offer linked to account or promotion applied when account opened. My recommendation stay away . If you still want to go ahead then take ample screenshots while applying to provide as proof later on.
Reply
Joined Aug 2004
...
> bubble2 9,807 Posts
5,130 Reputation
JaTaN
08-05-2024 at 11:21 AM.
08-05-2024 at 11:21 AM.
Quote from Ind2019 :
Thanks! My question is if I do direct deposit of $8k in 4 transactions(2k each) within 90 days, will i get $450 bonus ? Or will they consider 2 transactions only and give bonus of $250?
That's fine
Reply
Joined Aug 2006
L3: Novice
> bubble2 228 Posts
101 Reputation
fongch
08-16-2024 at 04:20 PM.
08-16-2024 at 04:20 PM.
How long do you have to keep the account open? Can you stop the direct despite after fulfilling its requirement?
Reply

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Joined Apr 2010
Chariot Archer
> bubble2 436 Posts
197 Reputation
AoeROR
08-24-2024 at 10:11 AM.
08-24-2024 at 10:11 AM.
Do they pull a credit check?
Reply
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