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forum thread Posted by kanthamneni • Aug 30, 2024
forum thread Posted by kanthamneni • Aug 30, 2024

Embrace the fun with extra cash. New TD checking and savings customers can earn up to $1,000

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41 Comments

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Aug 30, 2024
7,752 Posts
Joined Dec 2006
Aug 30, 2024
ketamine
Aug 30, 2024
7,752 Posts

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Quote :
You will not qualify for the Checking Bonus if you are an existing TD Bank personal checking Customer OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account bonus at any time.
TD Bank is still not churnable and most of us in this game have done one of their checking/savings bonuses before.
1
Aug 30, 2024
1,514 Posts
Joined Nov 2004
Aug 30, 2024
tolgac
Aug 30, 2024
1,514 Posts
Quote from ketamine :
TD Bank is still not churnable and most of us in this game have done one of their checking/savings bonuses before.
I had received their Checking/Savings bonus more than 10yrs ago and my accounts were closed in good terms.
Does Anybody knows if I would be eligible or not ?
Pro
Aug 30, 2024
480 Posts
Joined Apr 2017
Aug 30, 2024
18speedmike
Pro
Aug 30, 2024
480 Posts
Do brokerage transfers qualify as direct deposit?
1
Aug 30, 2024
755 Posts
Joined Jul 2009
Aug 30, 2024
mak101
Aug 30, 2024
755 Posts
Do they issue 1099?
1
Pro
Aug 30, 2024
2,119 Posts
Joined Jan 2024
Aug 30, 2024
WolfTheCat
Pro
Aug 30, 2024
2,119 Posts

Our community has rated this post as helpful. If you agree, why not thank WolfTheCat

Not sure why the down votes...

Good deal if you haven't done it before.
1
Pro
Aug 30, 2024
2,119 Posts
Joined Jan 2024
Aug 30, 2024
WolfTheCat
Pro
Aug 30, 2024
2,119 Posts
Quote from mak101 :
Do they issue 1099?
Counts as interest, so yes. You have to pay taxes on the $1000.
Aug 30, 2024
755 Posts
Joined Jul 2009
Aug 30, 2024
mak101
Aug 30, 2024
755 Posts
if someone is opening a checking account only - it's only 400 bonus, so there should not be 1099, right?
3

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Aug 30, 2024
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Joined Jan 2024
Aug 30, 2024
WolfTheCat
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Aug 30, 2024
2,119 Posts

Our community has rated this post as helpful. If you agree, why not thank WolfTheCat

Quote from mak101 :
if someone is opening a checking account only - it's only 400 bonus, so there should not be 1099, right?
No. You will get a 1099.

If you don't want a 1099, go with credit card cash back deals. Those aren't considered income - they are a discount on what you bought.
4
Pro
Aug 31, 2024
2,119 Posts
Joined Jan 2024
Aug 31, 2024
WolfTheCat
Pro
Aug 31, 2024
2,119 Posts
TD Ameritrade is owned by Schwab.

If I have a Schwab brokerage account, can I still qualify for this?
1
Sep 1, 2024
42 Posts
Joined Jun 2004
Sep 1, 2024
pan_parag99
Sep 1, 2024
42 Posts
Quote from tolgac :
I had received their Checking/Savings bonus more than 10yrs ago and my accounts were closed in good terms.
Does Anybody knows if I would be eligible or not ?
I closed my TD account 5 years ago and yet the declined when I tried to open the checking and savings accounts from this offer. Go figure!
Good reminder of why I left TD in the first place. LOL/
1
Sep 1, 2024
207 Posts
Joined Nov 2009
Sep 1, 2024
supermansoccer1
Sep 1, 2024
207 Posts
How long after receiving the bonus do we have to keep the account open to keep the bonus?
Sep 1, 2024
160 Posts
Joined Sep 2015
Sep 1, 2024
jaderxiii
Sep 1, 2024
160 Posts
not available to CA?
Pro
Sep 1, 2024
2,119 Posts
Joined Jan 2024
Sep 1, 2024
WolfTheCat
Pro
Sep 1, 2024
2,119 Posts
Quote from pan_parag99 :
I closed my TD account 5 years ago and yet the declined when I tried to open the checking and savings accounts from this offer. Go figure!
Good reminder of why I left TD in the first place. LOL/
Do you have a history of churning savings, checking and/or brokerage accounts? That could be it.

Another way to get around it may be to apply in person. I had to do that once for a BofA bonus - the website rejected me, but it was no problem when I applied in-branch.

Only real way to find out if you can get the bonus is to try. Bank account reporting is less transparent and more confusing than credit reporting.
1
Sep 1, 2024
186 Posts
Joined Sep 2016
Sep 1, 2024
Zonk-er
Sep 1, 2024
186 Posts
Quote from WolfTheCat :
TD Ameritrade is owned by Schwab.

If I have a Schwab brokerage account, can I still qualify for this?
TD Bank is not TD Ameritrade brokerage that was merged into Schwab.

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Sep 1, 2024
1,431 Posts
Joined Nov 2008
Sep 1, 2024
bizreporter
Sep 1, 2024
1,431 Posts
I am thinking of changing banks after my debit card got compromised for the third time. This might be enough to get me to move. But then I've got to move my kids' account too. Anyone know anything about TD Bank and custodial accounts?

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