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forum threadkanthamneni posted Aug 30, 2024 07:39 PM
forum threadkanthamneni posted Aug 30, 2024 07:39 PM

Embrace the fun with extra cash. New TD checking and savings customers can earn up to $1,000

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41 Comments

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Aug 30, 2024 07:57 PM
7,849 Posts
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Aug 30, 2024 07:57 PM
ketamineAug 30, 2024 07:57 PM
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Quote :
You will not qualify for the Checking Bonus if you are an existing TD Bank personal checking Customer OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account bonus at any time.
TD Bank is still not churnable and most of us in this game have done one of their checking/savings bonuses before.
1
Aug 30, 2024 08:27 PM
1,514 Posts
Joined Nov 2004
Aug 30, 2024 08:27 PM
tolgacAug 30, 2024 08:27 PM
1,514 Posts
Quote from ketamine :
TD Bank is still not churnable and most of us in this game have done one of their checking/savings bonuses before.
I had received their Checking/Savings bonus more than 10yrs ago and my accounts were closed in good terms.
Does Anybody knows if I would be eligible or not ?
Pro
Aug 30, 2024 08:37 PM
502 Posts
Joined Apr 2017
Aug 30, 2024 08:37 PM
18speedmike
Pro
Aug 30, 2024 08:37 PM
502 Posts
Do brokerage transfers qualify as direct deposit?
1
Aug 30, 2024 08:47 PM
762 Posts
Joined Jul 2009
Aug 30, 2024 08:47 PM
mak101Aug 30, 2024 08:47 PM
762 Posts
Do they issue 1099?
1
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Aug 30, 2024 09:52 PM
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Aug 30, 2024 09:52 PM
WolfTheCat
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Aug 30, 2024 09:52 PM
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Not sure why the down votes...

Good deal if you haven't done it before.
1
Pro
Aug 30, 2024 09:53 PM
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Aug 30, 2024 09:53 PM
WolfTheCat
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Aug 30, 2024 09:53 PM
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Quote from mak101 :
Do they issue 1099?
Counts as interest, so yes. You have to pay taxes on the $1000.
Aug 30, 2024 10:13 PM
762 Posts
Joined Jul 2009
Aug 30, 2024 10:13 PM
mak101Aug 30, 2024 10:13 PM
762 Posts
if someone is opening a checking account only - it's only 400 bonus, so there should not be 1099, right?
3

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Pro
Aug 30, 2024 10:40 PM
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Aug 30, 2024 10:40 PM
WolfTheCat
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Aug 30, 2024 10:40 PM
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Quote from mak101 :
if someone is opening a checking account only - it's only 400 bonus, so there should not be 1099, right?
No. You will get a 1099.

If you don't want a 1099, go with credit card cash back deals. Those aren't considered income - they are a discount on what you bought.
4
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Aug 31, 2024 11:46 AM
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Aug 31, 2024 11:46 AM
WolfTheCat
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Aug 31, 2024 11:46 AM
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TD Ameritrade is owned by Schwab.

If I have a Schwab brokerage account, can I still qualify for this?
1
Sep 01, 2024 04:53 PM
42 Posts
Joined Jun 2004
Sep 01, 2024 04:53 PM
pan_parag99Sep 01, 2024 04:53 PM
42 Posts
Quote from tolgac :
I had received their Checking/Savings bonus more than 10yrs ago and my accounts were closed in good terms.
Does Anybody knows if I would be eligible or not ?
I closed my TD account 5 years ago and yet the declined when I tried to open the checking and savings accounts from this offer. Go figure!
Good reminder of why I left TD in the first place. LOL/
1
Sep 01, 2024 05:27 PM
207 Posts
Joined Nov 2009
Sep 01, 2024 05:27 PM
supermansoccer1Sep 01, 2024 05:27 PM
207 Posts
How long after receiving the bonus do we have to keep the account open to keep the bonus?
Sep 01, 2024 05:32 PM
173 Posts
Joined Sep 2015
Sep 01, 2024 05:32 PM
jaderxiiiSep 01, 2024 05:32 PM
173 Posts
not available to CA?
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Sep 01, 2024 06:26 PM
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Sep 01, 2024 06:26 PM
WolfTheCat
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Sep 01, 2024 06:26 PM
2,326 Posts
Quote from pan_parag99 :
I closed my TD account 5 years ago and yet the declined when I tried to open the checking and savings accounts from this offer. Go figure!
Good reminder of why I left TD in the first place. LOL/
Do you have a history of churning savings, checking and/or brokerage accounts? That could be it.

Another way to get around it may be to apply in person. I had to do that once for a BofA bonus - the website rejected me, but it was no problem when I applied in-branch.

Only real way to find out if you can get the bonus is to try. Bank account reporting is less transparent and more confusing than credit reporting.
1
Sep 01, 2024 07:37 PM
193 Posts
Joined Sep 2016
Sep 01, 2024 07:37 PM
Zonk-erSep 01, 2024 07:37 PM
193 Posts
Quote from WolfTheCat :
TD Ameritrade is owned by Schwab.

If I have a Schwab brokerage account, can I still qualify for this?
TD Bank is not TD Ameritrade brokerage that was merged into Schwab.

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Sep 01, 2024 07:47 PM
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Joined Nov 2008
Sep 01, 2024 07:47 PM
bizreporterSep 01, 2024 07:47 PM
1,468 Posts
I am thinking of changing banks after my debit card got compromised for the third time. This might be enough to get me to move. But then I've got to move my kids' account too. Anyone know anything about TD Bank and custodial accounts?

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