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Select Chase Freedom/Flex Cardholders: McDonald's, PayPal, Pet Shops/Vet & More Expired

5% Back
(Valid Oct 1 - Dec 31, 2024)
+128 Deal Score
213,791 Views
Deal Editor's Note: Cash Back offer starts on October 1, 2024, but you may activate the offer on your eligible card(s) now

Chase is offering select Chase Freedom/Freedom Flex Cardholders: 5% Back on Eligible Purchases at McDonald's, PayPal, Pet Shops & Vet Services, and Select Charities when you activate this offer on your qualifying card (Activate by December 14, 2024). Offer valid from October 1 to December 31, 2024, for these bonus categories.Thanks to Community Member Frugal_gal_ for sharing this deal.

Editor's Notes & Price Research

Written by
  • See FAQ page (Freedom, Freedom Flex) and the merchant list (Freedom, Freedom Flex) for more information (pages are still showing info for current categories through 9/30; information should be updated by 10/1).
  • Refer to the original post & forum comments for additional details & discussion. -StrawMan86

Original Post

Written by
Edited September 14, 2024 at 07:00 AM by
Chase is offering select Chase Cardholders: 5% Back on Eligible Purchases at McDonald's, Paypal, Pet Shops and Vet Services, Select Charities when you activate this offer on your qualifying card. Offer valid from October 1 to December 31, 2024 for these bonus categories.

Note: The offer can be activated starting September 15th.

(When viewing the quarterly categories outside of logging in to chase.com, it says info coming soon. However, when logging in to credit card and viewing the details link next to where it shows current categories....see 2nd screenshot I have here.............it shows all the year's categories, including the above Q4 list, which I've attached as pic #1 here.)



Select Chase Cardholders - Q4 Bonus Categories - McDonalds, Paypal, Pet Shops and Vet Services, Select Charities

http://www.chase.com
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Deal
Score
+128
213,791 Views
5% Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

162 Comments

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Push purchases to PayPal for three months. Walmart.com takes PayPal, as well as most online vendors other than Amazon.

If you haven't hit your $1500 maximum by the end of the quarter, send money to yourself or a family member using PayPal. There's a 2.9% + $0.30 transaction fee, so you pocket 2%.

Edit: I like another posters idea of making a quarterly tax payment using PayPal. 2% fee, pocket 3%. Plus, no risk of it being categorized as a cash advance. https://www.payusatax.com/

You'll get it back with your tax refund.
OP, is this is for Freedom and Freedom Flex cards only? if so, might want to change to "select Chase Freedom cardholders."

This is one of the stranger groups of Chase categories I've seen.
Last years Q4 had Costco and PayPal.

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Joined May 2007
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> bubble2 8,260 Posts
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diavolo33
09-14-2024 at 06:58 AM.
09-14-2024 at 06:58 AM.
OP, is this is for Freedom and Freedom Flex cards only? if so, might want to change to "select Chase Freedom cardholders."

This is one of the stranger groups of Chase categories I've seen.
7
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Last edited by diavolo33 September 14, 2024 at 07:03 AM.
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Frugal_gal_
09-14-2024 at 07:12 AM.
09-14-2024 at 07:12 AM.
Quote from diavolo33 :
OP, is this is for Freedom and Freedom Flex cards only? if so, might want to change to "select Chase Freedom cardholders."

This is one of the stranger groups of Chase categories I've seen.
Thanks. Sorry, I'm not sure who all gets the quarterly bonus categories. I'm guessing it is Freedom and Freedom flex (...mine is Freedom) , so I didn't put the credit card names in title to be safe. (Staff maybe can confirm ....or maybe we'll know for sure tomorrow when it officially posts outside of website/account login?)

I agree on strange categories. LOL. Smilie


.....If anyone knows for sure and can send me an email (I may miss a reply here asking me to change it), thanks for please letting me know and I can change it. Thanks!
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Joined Jan 2024
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WolfTheCat
09-14-2024 at 11:43 AM.
09-14-2024 at 11:43 AM.
Looking like a good time to ditch my PayPal card.

They cut the non-paypal cb from 2% to 1.5%.

I got a new card that pays 2.625% on everything (BofA w/ platinum rewards)

They don't integrate with quicken. Annoying.

So, the only value the card has was a measley extra 0.675% on PayPal purchases, hardly worth it.

And, for the nail in the coffin, this card at 5% will cream it for the holidays.
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nielpatel646
09-14-2024 at 01:23 PM.
09-14-2024 at 01:23 PM.
Does anyone know how to use your freedom flex with paypal to maximize rewards?
Reply
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WolfTheCat
09-14-2024 at 01:48 PM.

Our community has rated this post as helpful. If you agree, why not thank WolfTheCat

09-14-2024 at 01:48 PM.
Quote from nielpatel646 :
Does anyone know how to use your freedom flex with paypal to maximize rewards?
Push purchases to PayPal for three months. Walmart.com takes PayPal, as well as most online vendors other than Amazon.

If you haven't hit your $1500 maximum by the end of the quarter, send money to yourself or a family member using PayPal. There's a 2.9% + $0.30 transaction fee, so you pocket 2%.

Edit: I like another posters idea of making a quarterly tax payment using PayPal. 2% fee, pocket 3%. Plus, no risk of it being categorized as a cash advance. https://www.payusatax.com/

You'll get it back with your tax refund.
7
2
Reply
Last edited by WolfTheCat September 17, 2024 at 05:32 AM.
Joined Feb 2021
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> bubble2 1,732 Posts
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nyc10036
09-14-2024 at 01:50 PM.
09-14-2024 at 01:50 PM.
Quote from WolfTheCat :
Looking like a good time to ditch my PayPal card.

They cut the non-paypal cb from 2% to 1.5%.

I got a new card that pays 2.625% on everything (BofA w/ platinum rewards)

They don't integrate with quicken. Annoying.

So, the only value the card has was a measley extra 0.675% on PayPal purchases, hardly worth it.

And, for the nail in the coffin, this card at 5% will cream it for the holidays.
Chase limits it to $1500 in spend.
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Joined Feb 2021
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nyc10036
09-14-2024 at 01:53 PM.
09-14-2024 at 01:53 PM.
Quote from nielpatel646 :
Does anyone know how to use your freedom flex with paypal to maximize rewards?
Buy gift cards at CVS which does accept Paypal even in-store. 7% = 1% base + 2% drugstores + 4% Paypal

I might try buying VISA gift cards again to see if CVS reversed their policy.
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ezridersf
09-14-2024 at 02:39 PM.
09-14-2024 at 02:39 PM.
Quote from WolfTheCat :
Push purchases to PayPal for three months. Walmart.com takes PayPal, as well as most online vendors other than Amazon.

If you haven't hit your $1500 maximum by the end of the quarter, send money to yourself or a family member using PayPal. There's a 2.9% + $0.30 transaction fee, so you pocket 2%.

Is there a risk of this being classified as a cash advance. It wasn't in the past, but credit cards have been cracking down on these kinds of moves.
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WolfTheCat
09-14-2024 at 03:15 PM.
09-14-2024 at 03:15 PM.
Quote from diavolo33 :
OP, is this is for Freedom and Freedom Flex cards only? if so, might want to change to "select Chase Freedom cardholders."

This is one of the stranger groups of Chase categories I've seen.

I think the op got it right.

Not good on freedom unlimited, so freedom isn't right.

And, if you have a chase card, you already know if you are getting revolving category bonuses or not.
4
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MaxwellJ
09-14-2024 at 04:22 PM.
09-14-2024 at 04:22 PM.
Quote from WolfTheCat :
Looking like a good time to ditch my PayPal card.

They cut the non-paypal cb from 2% to 1.5%.

I got a new card that pays 2.625% on everything (BofA w/ platinum rewards)

They don't integrate with quicken. Annoying.

So, the only value the card has was a measley extra 0.675% on PayPal purchases, hardly worth it.

And, for the nail in the coffin, this card at 5% will cream it for the holidays.
One of the issues with BofA cards compared to, say, Chase, is that any interaction with them is a royal pain. Including asking for refunds on things that weren't shipped, etc. Just so subpar. Shame, too, as my BofA card gives 3% for any online purchases.
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Joined Feb 2021
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nyc10036
09-14-2024 at 04:43 PM.
09-14-2024 at 04:43 PM.
Quote from MaxwellJ :
One of the issues with BofA cards compared to, say, Chase, is that any interaction with them is a royal pain. Including asking for refunds on things that weren't shipped, etc. Just so subpar. Shame, too, as my BofA card gives 3% for any online purchases.
It is painless to file a dispute on BofA's website.

I did that last year near the holidays on an order from Tracfone.

One thing I do like about Chase's website is the Secure Message feature. I wish BofA has that.
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dobbey
09-14-2024 at 04:58 PM.
09-14-2024 at 04:58 PM.
Worst quarter ever imo
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Bunduckie
09-14-2024 at 05:01 PM.
09-14-2024 at 05:01 PM.
If PayPal themselves offer cashback, it's currently 5%, then it will stack for 10%. Hopefully the PayPal cashback deal will continue in Q4
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