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U.S. Bank: Earn up to $900 When You Open a Business Checking and Complete Qualifying Activities

+9 Deal Score
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U.S. Bank offers up to a $900 bonus when you Open an Eligible Business Checking Account using promo code Q4AFL24 and make a deposit Totaling $5,000+ or $30,000+ within 30 days of opening your account. Must maintain your balance for 60 days after the account opening to earn your bonus. Offer valid through January 15, 2025. Member FDIC.

Offer Instructions:
  • Promo code Q4AFL24 MUST be used when opening a U.S. Bank Silver, Platinum, or Business Essentials (Available in AZ, NV, CO, NM, OH, IN, KY and TN) Business Checking account. Limit of one Business Checking bonus per business.
    • A $100 minimum deposit is required to open one of the referenced accounts.

Earn your $400 when you deposit at least $5,000
  • Earn up to $400 Business Checking bonus by opening a new U.S. Bank Silver Business Checking or Business Essentials (not available in all markets) account between 10/1/2024 and 1/15/2025. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening.

Earn up to $900 when you deposit at least $30,000
  • Earn up to $900 Business Checking bonus by opening a new U.S. Bank Platinum Business Checking account between 10/01/2024 and 1/15/2025. You must make deposit(s) of at least $30,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $30,000 until the 60th day after account opening.

Slickdeals may be compensated by U.S. Bank
Created 10-11-2024 at 01:23 PM by EfficientGame645
in Finance (2) U.S. Bank - Bank Advertiser
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Jul 2008
El Cheapo
> bubble2 487 Posts
57 Reputation
saltinekracka20
10-25-2024 at 11:17 PM.
10-25-2024 at 11:17 PM.
Stay away from US Bank and their bonus programs. They are tricksters and will do what they can to not pay it out.
Reply
Joined Jul 2018
L2: Beginner
> bubble2 64 Posts
10 Reputation
FinAdvisor
10-26-2024 at 06:31 AM.
10-26-2024 at 06:31 AM.
Quote from Lilyly :
now we just need to open a new business and find $30k to deposit

Get a business loan from sba and get it deposited to this account 🤣
Reply
Joined Nov 2012
L1: Learner
> bubble2 4 Posts
29 Reputation
Orjazzm
10-26-2024 at 02:32 PM.
10-26-2024 at 02:32 PM.
Quote from Ehcuod :
Avoid this at all costs!

I did this last year and they froze my account and wouldn't return the money. Had to get government agencies involved and emails to their entire C-suite to finally return the funds which took 3-4 months

Same here!!
1
Reply
Joined Mar 2009
L2: Beginner
> bubble2 38 Posts
10 Reputation
wildseal2003
10-27-2024 at 02:21 AM.
10-27-2024 at 02:21 AM.
Quote from saltinekracka20 :
Stay away from US Bank and their bonus programs. They are tricksters and will do what they can to not pay it out.
True. I never received my 500$ bonus. Called twice already, still no solution.
Reply
Joined May 2006
L10: Grand Master
> bubble2 26,394 Posts
3,393 Reputation
namlook
10-27-2024 at 02:26 AM.
10-27-2024 at 02:26 AM.
Six negative comments here saying US Bank is not trustworthy, won't pay and may freeze your account and no positive experiences so far.
Reply
Joined Jul 2015
Noobster
> bubble2 1,296 Posts
125 Reputation
arooni
10-27-2024 at 06:38 PM.
10-27-2024 at 06:38 PM.
I have gotten a previous $400 banking bonus 2 years ago without issue. I also quite like them on the credit card side (Elan Financial) and have 4 cards (and hopefully 5 if they approve me for my most recent app -- Biz Triple Cash, $750 after a $6k spend). Churn friendly and great US customer service.
Reply
Joined Jan 2010
L2: Beginner
> bubble2 34 Posts
13 Reputation
homerhomer
10-27-2024 at 08:35 PM.
10-27-2024 at 08:35 PM.
Nope, never again with this crappy bank. Most credit unions will pay you interest and they're not as fee crazy like banks like this. https://www.firsttechfed.com/bank...ch-rewards
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Joined Aug 2022
L2: Beginner
> bubble2 42 Posts
14 Reputation
SillyHatDay
10-27-2024 at 09:57 PM.
10-27-2024 at 09:57 PM.
I always see bad things about this bank when it comes to people not receiving bonuses
Reply
Joined Jun 2005
L3: Novice
> bubble2 258 Posts
207 Reputation
amartins02
11-02-2024 at 05:42 AM.
11-02-2024 at 05:42 AM.
I received my bonus last year for my checking account. I keep a few dollars in there and don't get charged a fee since I have a credit card with them.

Aside from this the real deal is their Cash+ card. I get 5% back on utilities and cell phone bill. It's very difficult to find 5% back on utilities. Plus no annual fee.
Reply
Joined Dec 2010
L1: Learner
> bubble2 10 Posts
21 Reputation
madcowtt
11-02-2024 at 08:14 AM.
11-02-2024 at 08:14 AM.
Stay away at all costs. It's a waste of time. They can flag you, decide to not work with you, and reject your calls

I legit started my own sole proprietor business and applied. They never told me my money was recieved, I had to hound them. When they did receive it, they flagged me as fraudulent but never told me nor why. Gave me the run whenever I called. At the 3rd call they said I am not welcomed to bank with them ever again and told me to never call and refused to tell me anything about what would happen to my money.

Tried calling again 2x and the reps literally looked me up then hung up on me. Luckily I got it back 3 months later but obviously didn't get the bonus nor any interest.

Waste of hours of my time and risked losing thousands while they probably earned interest on my money. Just be careful with them
Reply
Joined Mar 2018
L10: Grand Master
> bubble2 8,530 Posts
1,771 Reputation
WooHoo2You
11-02-2024 at 09:06 AM.
11-02-2024 at 09:06 AM.
Not related to this deal but beware with US Bank as their customer service (at least in the past) left much to be desired.

I signed up for an account online (US Bank was the only one my company used for a short time as their HSA bank). US Bank of course allowed the account to be setup online but a year later there was a minor problem with the account which they said could ONLY be resolved physically at a branch....closest branch was 3 hours away. Somehow I could sign up for an account online but making changes to the same account required me to be there in person? LOL, okay.

Cancelling the account turned out easier. Then of course they couldn't wait to help solve the problem I had spent months prior trying to work out unsuccessfully...nope...you had your chance Wink
Reply
Last edited by WooHoo2You November 2, 2024 at 09:09 AM.
Joined Dec 2016
L2: Beginner
> bubble2 52 Posts
17 Reputation
MikeG5539
11-02-2024 at 02:23 PM.
11-02-2024 at 02:23 PM.
Don't trust US Bank! They will find all reasons to deny the bonus while holding your money to make money for them till you are frustrated to close the account. I have learned my lesson from the past offer of $450 bonus.
Reply
Joined Jun 2003
L3: Novice
> bubble2 289 Posts
50 Reputation
mikej
11-02-2024 at 04:18 PM.
11-02-2024 at 04:18 PM.
We did a similar deal 2 years ago as a family of 3, since each one of us has a business. I think it was a $5K deposit, maybe needed some direct deposits.

Got bonuses for 2 of them, within 30 days of the deadline. But we had a horrible time logging into the account online, their system would fraud block us at each login. Using the App seemed safer. My 18 yr old daughter actually had to go to the branch to have the lock lifted for her business account.

The 3rd account was flagged as identify theft or something. They closed the account and send me a check for my $3K deposit (which I made using a credit card). It seemed liek they were just washing their hands of it vs asking me to simply drop by the branch and identify myself. Oddly this account was also opened about a week before the other 2. You would think that maybe #3 would be the suspicious one.

Since then both of those businesses have opened their business CC and received bonuses form those.




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Joined Jun 2008
L3: Novice
> bubble2 150 Posts
24 Reputation
jesusXchrist
11-02-2024 at 11:24 PM.
11-02-2024 at 11:24 PM.
DONT FALL FOR THIS BANK! Like many have said I was also one of those that was hit with fees for whatever reason and then they don't pay you the bonus for either the balance wasn't the daily balance they want to or they tell you at the end you're already a customer or they tell you the offer didn't show up in the account. I was fooled 3 times!!!!!!!
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Joined Nov 2015
L2: Beginner
> bubble2 71 Posts
30 Reputation
CBsd
11-03-2024 at 06:40 AM.
11-03-2024 at 06:40 AM.
. nevermind my message.
Reply
Last edited by CBsd November 3, 2024 at 06:45 AM.
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