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expired Posted by AnnieS1527 • Oct 30, 2024
expired Posted by AnnieS1527 • Oct 30, 2024

Citizens Bank Checking Account: Open Account & Direct Deposit $1000 Within 60 Days Earn $400 Cash Bonus

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Get $400 when you open your first new personal checking account from offer page [citizensbank.com] and make a single direct deposit of $1,000 or more within 60 days.

The simplest account to maintain is the One Deposit Checking, which has a $9.99 monthly maintenance fee that is waived when you make one deposit of ANY amount each statement period. Even just $1 or 1 cent should be enough to satisfy this requirement. No minimum balance requirements. Does not earn interest.

Fine print:
To Earn Bonus: To earn a $400 bonus, open your first new personal checking account between 10/24/2024 and 12/31/2024 and have at least one single direct deposit of $1000 or more post to your new checking account within 60 days of account opening.

Qualifications: Primary signer on the new checking account may not be or have been a signer on any Citizens personal checking account within the previous six months. Your new account must have a balance greater than zero and remain open and active through the payout date stated in the table below to qualify for this offer. Direct Deposit is recurring income electronically deposited into your Citizens checking account and may include salary, pension, and other regular income. Certain forms of electronically deposited funds may not be considered eligible direct deposits, including those originating from peer-to-peer money transfer applications such as Zelle®, CashApp®, Venmo® or PayPal®.

Eligibility: Customer must open their first new account via Citizens' online account opening system accessed by clicking on one of the links on this page. Customer should print this screen for their records. Customer will only be paid a one-time bonus for this program. Offers may be withdrawn without notice and cannot be combined with any other checking offer. Offer eligibility is determined at Citizens' sole discretion.

Payout: Bonus will be deposited to the new checking account by the date stated in the table below and will be labeled as "Balance Builder Bonus". Bonus will be reported to the IRS for income tax purposes.

| Month Account Opened | Direct Deposit Requirement | Bonus Payment Date |
|-------------------------|------------------------------|------------------------|
| October 2024 | Single $1,000 or more within 60 days | February 28, 2025 |
| November 2024 | Single $1,000 or more within 60 days | March 31, 2025 |
| December 2024 | Single $1,000 or more within 60 days | April 30, 2025 |

Wiki tells me there are Citizens Banks in Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.
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Deal Details
Community Notes
About the Poster
Get $400 when you open your first new personal checking account from offer page [citizensbank.com] and make a single direct deposit of $1,000 or more within 60 days.

The simplest account to maintain is the One Deposit Checking, which has a $9.99 monthly maintenance fee that is waived when you make one deposit of ANY amount each statement period. Even just $1 or 1 cent should be enough to satisfy this requirement. No minimum balance requirements. Does not earn interest.

Fine print:
To Earn Bonus: To earn a $400 bonus, open your first new personal checking account between 10/24/2024 and 12/31/2024 and have at least one single direct deposit of $1000 or more post to your new checking account within 60 days of account opening.

Qualifications: Primary signer on the new checking account may not be or have been a signer on any Citizens personal checking account within the previous six months. Your new account must have a balance greater than zero and remain open and active through the payout date stated in the table below to qualify for this offer. Direct Deposit is recurring income electronically deposited into your Citizens checking account and may include salary, pension, and other regular income. Certain forms of electronically deposited funds may not be considered eligible direct deposits, including those originating from peer-to-peer money transfer applications such as Zelle®, CashApp®, Venmo® or PayPal®.

Eligibility: Customer must open their first new account via Citizens' online account opening system accessed by clicking on one of the links on this page. Customer should print this screen for their records. Customer will only be paid a one-time bonus for this program. Offers may be withdrawn without notice and cannot be combined with any other checking offer. Offer eligibility is determined at Citizens' sole discretion.

Payout: Bonus will be deposited to the new checking account by the date stated in the table below and will be labeled as "Balance Builder Bonus". Bonus will be reported to the IRS for income tax purposes.

| Month Account Opened | Direct Deposit Requirement | Bonus Payment Date |
|-------------------------|------------------------------|------------------------|
| October 2024 | Single $1,000 or more within 60 days | February 28, 2025 |
| November 2024 | Single $1,000 or more within 60 days | March 31, 2025 |
| December 2024 | Single $1,000 or more within 60 days | April 30, 2025 |

Wiki tells me there are Citizens Banks in Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

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22 Comments

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Oct 30, 2024
14 Posts
Joined Apr 2021
Oct 30, 2024
uwotm8
Oct 30, 2024
14 Posts
Is this deal only for specific states? I remember doing it in New York last year but am curious if it can be done in Texas.
Oct 30, 2024
4,910 Posts
Joined Dec 2009
Oct 30, 2024
rdcrds
Oct 30, 2024
4,910 Posts
Yes the poster forgot to list the very few states this is in and has been posted a few times in the past
Quote from uwotm8 :
Is this deal only for specific states? I remember doing it in New York last year but am curious if it can be done in Texas.
Oct 30, 2024
4,910 Posts
Joined Dec 2009
Oct 30, 2024
rdcrds
Oct 30, 2024
4,910 Posts
Quote from uwotm8 :
Is this deal only for specific states? I remember doing it in New York last year but am curious if it can be done in Texas.
Citizens Bank operates in Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia, and Washington, D.C.1 If you live outside of those states, you can't bank with Citizens.
1
Oct 30, 2024
1,103 Posts
Joined Oct 2007
Oct 30, 2024
utl768
Oct 30, 2024
1,103 Posts
Does bank
Transfer count
Oct 30, 2024
14 Posts
Joined Apr 2021
Oct 30, 2024
uwotm8
Oct 30, 2024
14 Posts
Quote from rdcrds :
Citizens Bank operates in Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia, and Washington, D.C.1 If you live outside of those states, you can't bank with Citizens.
Bummer, well thanks for the info. Maybe I do this if I move back to NYC in January
Oct 30, 2024
4,910 Posts
Joined Dec 2009
Oct 30, 2024
rdcrds
Oct 30, 2024
4,910 Posts
Quote from utl768 :
Does bank
Transfer count
From reading on the internet it seems capital one 360 will work and alike if you send it from there to the Citizens bank account you make.Zelle and payal do not work but if you push from a bank like chase or capital one it should work but there use to be a site that listed all that people confirm work i just cant find it
Original Poster
Oct 30, 2024
10 Posts
Joined Aug 2013
Oct 30, 2024
AnnieS1527
Original Poster
Oct 30, 2024
10 Posts
Quote from rdcrds :
Yes the poster forgot to list the very few states this is in and has been posted a few times in the past
I did include it in the bottom of the fine print, but will bold it so it will be easier to find.

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Pro
Oct 30, 2024
2,081 Posts
Joined Jan 2024
Oct 30, 2024
WolfTheCat
Pro
Oct 30, 2024
2,081 Posts
This is not the same Citizen's Bank or Citizen's State Bank that is common in the Indianapolis area.

Evidently, lots of citizens have banks.
1
Oct 30, 2024
4,910 Posts
Joined Dec 2009
Oct 30, 2024
rdcrds
Oct 30, 2024
4,910 Posts
If you look you must open with 1 of 3 checking accounts. ALL 3 HAVE FEES EACH MONTH.

1. Monthly Maintenance Fee

$0.00 or $9.99
We'll waive the monthly fee when you make one deposit each statement period

2. Monthly Maintenance Fee

$0.00 or $25.00
We'll waive the monthly maintenance fee when you either:

Make $5,000 in total deposits to your primary checking account each statement period
OR
Maintain $25,000 in monthly combined deposits and investments*

3. Monthly Maintenance Fee


Maintain $200,000 in combined deposits and investments* to qualify for Citizens Private Client Accounts2

No monthly maintenance fee

These are the 3 different checking accounts you have to choose from the 1st one is the most easy to do and still you have to deposit money into the account 1 time every month for about 4 months or pay a fee. And i have read many people getting stiffed on the bonus.

Id like $400 for just sending 1k but you have to read it all not just what the op decided to post.
1
Original Poster
Oct 30, 2024
10 Posts
Joined Aug 2013
Oct 30, 2024
AnnieS1527
Original Poster
Oct 30, 2024
10 Posts
Quote from rdcrds :
If you look you must open with 1 of 3 checking accounts. ALL 3 HAVE FEES EACH MONTH.1. Monthly Maintenance Fee$0.00 or $9.99We'll waive the monthly fee when you make one deposit each statement period2. Monthly Maintenance Fee$0.00 or $25.00We'll waive the monthly maintenance fee when you either:Make $5,000 in total deposits to your primary checking account each statement periodORMaintain $25,000 in monthly combined deposits and investments*3. Monthly Maintenance FeeMaintain $200,000 in combined deposits and investments* to qualify for Citizens Private Client Accounts2No monthly maintenance feeThese are the 3 different checking accounts you have to choose from the 1st one is the most easy to do and still you have to deposit money into the account 1 time every month for about 4 months or pay a fee. And i have read many people getting stiffed on the bonus.Id like $400 for just sending 1k but you have to read it all not just what the op decided to post.
Thanks for pointing this out. I have added this information to the description. I looked into the One Deposit Checking account fine print and it stated "Make one deposit of ANY amount per statement period - and we'll waive the monthly maintenance fee", so even 1 cent should be enough.

Essentially, it would be $400 for just sending $1000.03.

Is there any other information that is missing from the post that you would like me to include?
Oct 30, 2024
5,450 Posts
Joined Aug 2016
Oct 30, 2024
duckeggs
Oct 30, 2024
5,450 Posts
Quote from rdcrds :
citizens bank operates in connecticut, delaware, florida, maryland, massachusetts, michigan, new hampshire, new jersey, new york, ohio, pennsylvania, rhode island, vermont, virginia, and washington, d.c.1 if you live outside of those states, you can't bank with citizens.
ohio 👀👀👀👀👀
Pro
Oct 30, 2024
734 Posts
Joined Nov 2020
Oct 30, 2024
BeigeIdea523
Pro
Oct 30, 2024
734 Posts
Anyone who's done this deal before...does Citizens app or website have a tracker to indicate successful deposit for the bonus?

Thanks
Oct 31, 2024
4,910 Posts
Joined Dec 2009
Oct 31, 2024
rdcrds
Oct 31, 2024
4,910 Posts
Quote from AnnieS1527 :
Thanks for pointing this out. I have added this information to the description. I looked into the One Deposit Checking account fine print and it stated "Make one deposit of ANY amount per statement period - and we'll waive the monthly maintenance fee", so even 1 cent should be enough.

Essentially, it would be $400 for just sending $1000.03.

Is there any other information that is missing from the post that you would like me to include?
There is a reason this thread sits at 0 #1 only some states. #2 they have a bad reputation of paying out this bonus. #3 it is really targeted #4 the pain the butt to remember to push a dollar each month who's sending 1 cent come on. And the main reason to me is this is targeted and they have a bad rep of paying it out.
Oct 31, 2024
1,227 Posts
Joined Nov 2012
Oct 31, 2024
Decante
Oct 31, 2024
1,227 Posts
Quote from rdcrds :
Citizens Bank operates in Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia, and Washington, D.C.1 If you live outside of those states, you can't bank with Citizens.
Yes unfortunately not available on NC.

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Oct 31, 2024
4,910 Posts
Joined Dec 2009
Oct 31, 2024
rdcrds
Oct 31, 2024
4,910 Posts
This is targeted the only way you can get the link is with the targeted link in this thread. If you go to there website you will not find this deal listed as this was a promo mailer sent out to people so i very well doubt anyone without that will get the bonus. Iy says on another site you must have the promo code etc so this is a hard pass. Like i said banks do not give out $400 for putting in 1K unless they target you so again hard pass.
Quote from AnnieS1527 :
I did include it in the bottom of the fine print, but will bold it so it will be easier to find.

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