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U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through December 30, 2024. Member FDIC.
Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
Slickdeals may be compensated by U.S. Bank
Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s) totaling:
- $2,000 to $4,999.99 to earn $250
- $5,000 to $7,999.99 to earn $350
- $8,000 or more to earn $450
Slickdeals may be compensated by U.S. Bank
Created 11-05-2024
at 03:04 PM
by EfficientGame645
in
Finance
U.S. Bank - Bank Advertiser
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65 Comments
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For a lot of us, benefits are huge. I only see about 1/3 of my paycheck, between taxes, 401(k), and insurance. At least I don't pay friend of the court (such a nice name).
For a lot of us, benefits are huge. I only see about 1/3 of my paycheck, between taxes, 401(k), and insurance. At least I don't pay friend of the court (such a nice name).
So call it $40/hr then. Still not a high bar unless you work retail. 5 years ago that was decent money. Now? Not really.
So call it $40/hr then. Still not a high bar unless you work retail. 5 years ago that was decent money. Now? Not really.
First, $40/hr is $80k/year. About the median household income in the USA. So, half of the households are near or under your bar.
Second, 6% of gross pay in the 401k may be what many companies will match, but the IRS lets you contribute $23k per year - $30k if you are over 50. And, if it's a Roth 401k, no tax deduction is included.
I live cheap and max out my 401k contributions, making my paycheck pretty puny.
Second, 6% of gross pay in the 401k may be what many companies will match, but the IRS lets you contribute $23k per year - $30k if you are over 50. And, if it's a Roth 401k, no tax deduction is included.
I live cheap and max out my 401k contributions, making my paycheck pretty puny.
2023 median income is a touch over 80K. This is $6000 more than 2022. I'd bet lots of dollars that value for 2024 is at least 5% over 2023.
2023 median income is a touch over 80K. This is $6000 more than 2022. I'd bet lots of dollars that value for 2024 is at least 5% over 2023.
You are right that IRA is better than 401k with no match. I can't put more money there, because I max it out too.
Real estate isn't for me. Don't want the stress of managing tenants, maintenance.... But, it works for others.
This one has an app tracker. Take them for another spin-on them!
Huntington is the weirdest/most generous-their terms state every 6 months!
My employer's payroll system allows up to 99 accounts for DD.
If I direct my pay into my spouse's account, will that be ok both from employer and bank perspective?
Spouse's is a single name checking account and the last name also doesn't match with mine.
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If I direct my pay into my spouse's account, will that be ok both from employer and bank perspective?
Spouse's is a single name checking account and the last name also doesn't match with mine.
Wow and oof! Not sure on that scenario as thankfully she took my last name and made these offers easy.
Axos is only one who got pissed at me using the wife's payroll to fund my acct. I partly wonder if that was purely to try to limit the bonuses-$500 for 5 months of DDs+.
If you have $8k of cash laying around-it's literally 1.5 weeks and bonus is paid out. Ensure you check out doc link at beginning-I used SoFi and so will the kid and the wife… :-)
Axos is only one who got pissed at me using the wife's payroll to fund my acct. I partly wonder if that was purely to try to limit the bonuses-$500 for 5 months of DDs+.
If you have $8k of cash laying around-it's literally 1.5 weeks and bonus is paid out. Ensure you check out doc link at beginning-I used SoFi and so will the kid and the wife… :-)
Thank you. Let me try that…
Some people get bonus within days of the deposits. Some have to wait for the standard which seems to be the 2nd Thursday or Friday 5PM CT of the next month after the month your last qualifying deposit posts for the bonus to show up.
One don't live in Texas or two apply for the online cd or credit card with USBank and then it will give you a relationship with them so you can apply for the banking.
4%=qualifying balance of $100,000 or more.
Probably way better options for that much cash!
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