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Safe, High Yield Investment Suggestions?

22 18 November 10, 2024 at 09:32 AM
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Can anyone share advice on how I should invest $125k where I will get good returns, yet have my initial investment be safe, or mostly safe? I could tie up the money for a year without any concerns.

Thanks in advance - Jason

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Joined Aug 2011
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SonataFan
07-05-2025 at 09:05 PM.
07-05-2025 at 09:05 PM.
Interested in mstr calls. Can anyone explain for a beginner?
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Carlholbrook
07-24-2025 at 08:25 AM.
07-24-2025 at 08:25 AM.
Quote from jcrash View quoted comment :
Buy 300 Microstrategy today at $350, sell 3 $400 covered calls for Dec 13 for $35 each netting you $10,000 cash.In all likelihood, it is $400 by December 13th, so you make $20k in less than a month.Safe? To me? absolutely. To you? You probably don't see it, but come back in a month and see if I was right. Then you can buy MSTR at $450 and sell the $500 call, but you will only be able to do 2.
what are microstrategys?
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WindySummer
07-24-2025 at 11:10 PM.
07-24-2025 at 11:10 PM.
Quote from jgreenleaf View quoted comment :
Can anyone share advice on how I should invest $125k where I will get good returns, yet have my initial investment be safe, or mostly safe? I could tie up the money for a year without any concerns.
Jennifer of Diamond NestEgg is very smart and is outstanding in explaining how to do things. She is also a Financial Planner in New York.

https://www.youtube.com/c/DiamondNestEgg
https://www.diamondnestegg.com/


AFAIK, she's not into stocks or options.

Quote from FHRITP View quoted comment :
Any high yield savings account.
If not on Diamond NestEgg.

https://www.bankrate.com/banking/...-accounts/



Quote from Carlholbrook View quoted comment :
what are microstrategys?
MSTR
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Shorty80
08-19-2025 at 06:59 AM.
08-19-2025 at 06:59 AM.
Quote from jcrash View quoted comment :
Buy 300 Microstrategy today at $350, sell 3 $400 covered calls for Dec 13 for $35 each netting you $10,000 cash.

In all likelihood, it is $400 by December 13th, so you make $20k in less than a month.

Safe? To me? absolutely. To you? You probably don't see it, but come back in a month and see if I was right. Then you can buy MSTR at $450 and sell the $500 call, but you will only be able to do 2.

Do you have a suggestion for today like this?
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jcrash
08-19-2025 at 09:10 AM.
08-19-2025 at 09:10 AM.
Quote from AquaFruit531 View quoted comment :
Do you have a suggestion for today like this?
mNAV is 1.57, bitcoin is unlikely to go below $112k.

If you want super safe, STRC is paying 9.5% and will probably move up to $100 from $94.5 within 3-4 months.

If you want shorter term, buy MSTR here and sell a call 30 days our at say, $360.

Great chance they are included in the S&P500 in that time, if not, just keep selling that same call.
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hbasavar
04-22-2026 at 07:48 PM.
04-22-2026 at 07:48 PM.
Quote from jcrash View quoted comment :
mNAV is 1.57, bitcoin is unlikely to go below $112k.

If you want super safe, STRC is paying 9.5% and will probably move up to $100 from $94.5 within 3-4 months.

If you want shorter term, buy MSTR here and sell a call 30 days our at say, $360.

Great chance they are included in the S&P500 in that time, if not, just keep selling that same call.
As of 04/22/2026, Bitcoin has gone all the way down to $61k and has recovered back to $78k. However confident you are, never bet your house on your intuitions / gut feelings.
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thethingx
06-03-2026 at 05:41 PM.
06-03-2026 at 05:41 PM.
have you tried short term govt bonds? seems like those would be the safest
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