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expired Posted by notmybusiness • Jan 30, 2025
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expired Posted by notmybusiness • Jan 30, 2025

Bank of Hope New Personal Checking Acct: Open Simply Checking Account w/ $1K+

via Direct Deposit (Valid thru 2/28)

Earn $388 Credit

Bank of Hope
293 Comments 88,884 Views
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Deal Details
Bank of Hope is offering their Bank of Hope New Personal Checking Customers: Simply Checking Account: Open/Setup a New Account w/ promo code LUNAR and complete a Qualifying Direct Deposit Totaling $1000+ (within 90-Days) & Earn a Bonus of $388 when you follow the instructions listed below. Your bonus will be credited to your checking account within 30-days after all requirements are met.

Thanks to Community Member notmybusiness for finding this deal

Note, this offer is for new Bank of Hope personal checking customers only

Deal Instructions
  1. Open/Setup a New Bank of Hope Personal Checking Account
  2. Use promo code LUNAR (to a activate your promotional offer)
  3. Complete a Direct Deposit Totaling $1000+ within 90-Days so account opening
  4. Within 30-days after meeting all requirements, your bonus of $388 will be credited to your checkings account
    • Note, the bonus will be reported on IRS Form 1099-INT, as required by applicable law
Bank of Hope Simply Checking Benefits
  • No Monthly Service Charge
  • Low $25 Minimum Opening Deposit
  • Go Paperless w/ e-Statements
  • Nationwide Access to 50,000 Surcharge-Free ATMs

Editor's Notes

Written by SlickDealio | Staff
  • About the Deal
    • Bank of Hope is FDIC Insured; Backed by the full faith and credit of the U.S. Government
    • Offer valid for New Bank of Hope personal checking customers only
    • Must complete/setup a direct deposit totaling $1000 or more within 90-days of account opening
    • Your bonus of $388 will be issued within 30-days after all requirements are met
    • Customers whose account has been closed within the last 30 days are no eligible
    • Offer cannot be combined with any other checking offer
    • Limit 1 bonus per account/customer
    • Additional eligible requirements may apply
    • Offer valid through February 28, 2025 or while promotional offer last

Original Post

Written by notmybusiness
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Bank of Hope is offering their Bank of Hope New Personal Checking Customers: Simply Checking Account: Open/Setup a New Account w/ promo code LUNAR and complete a Qualifying Direct Deposit Totaling $1000+ (within 90-Days) & Earn a Bonus of $388 when you follow the instructions listed below. Your bonus will be credited to your checking account within 30-days after all requirements are met.

Thanks to Community Member notmybusiness for finding this deal

Note, this offer is for new Bank of Hope personal checking customers only

Deal Instructions
  1. Open/Setup a New Bank of Hope Personal Checking Account
  2. Use promo code LUNAR (to a activate your promotional offer)
  3. Complete a Direct Deposit Totaling $1000+ within 90-Days so account opening
  4. Within 30-days after meeting all requirements, your bonus of $388 will be credited to your checkings account
    • Note, the bonus will be reported on IRS Form 1099-INT, as required by applicable law
Bank of Hope Simply Checking Benefits
  • No Monthly Service Charge
  • Low $25 Minimum Opening Deposit
  • Go Paperless w/ e-Statements
  • Nationwide Access to 50,000 Surcharge-Free ATMs

Editor's Notes

Written by SlickDealio | Staff
  • About the Deal
    • Bank of Hope is FDIC Insured; Backed by the full faith and credit of the U.S. Government
    • Offer valid for New Bank of Hope personal checking customers only
    • Must complete/setup a direct deposit totaling $1000 or more within 90-days of account opening
    • Your bonus of $388 will be issued within 30-days after all requirements are met
    • Customers whose account has been closed within the last 30 days are no eligible
    • Offer cannot be combined with any other checking offer
    • Limit 1 bonus per account/customer
    • Additional eligible requirements may apply
    • Offer valid through February 28, 2025 or while promotional offer last

Original Post

Written by notmybusiness

Community Voting

Deal Score
+62
Good Deal
Visit Bank of Hope

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Top Comments

anubis57
1837 Posts
472 Reputation
If the account is closed within 6 months from the account opening date, the bonus may be forfeited or deducted at closing.


Sounds great!
PaulP6715
3260 Posts
503 Reputation
They collected all my information. SSN, employer, DL, Etc. They sent me a 6-digit security code to my phone, which I correct entered into their website. After entering the correct 2FA code, it asked for it *again*, and an email came through rejecting my checking account application without explanation. Bizarre. Never turned away from an account in my life. Oh well. There goes my personal information into another database.
drewman77
198 Posts
28 Reputation
Chinese Lunar New Year.

In China...

Number 3 is associated with living
Number 8 is associated wealth

A grouping of 3 items is considered extremely lucky.

So, 388 means live wealthy x2 with luck.

Worked for a medsurg company that had a Chinese director of r&d. Our 888 camera was an incredible seller. He named it that, so found out what all the numbers meant in China.

292 Comments

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Jan 30, 2025
89 Posts
Joined Nov 2013
Jan 30, 2025
sanyu
Jan 30, 2025
89 Posts
Thank you! Looks like a pretty easy bonus. Will try for my husband and I
1
Jan 30, 2025
1,837 Posts
Joined Mar 2007
Jan 30, 2025
anubis57
Jan 30, 2025
1,837 Posts

Our community has rated this post as helpful. If you agree, why not thank anubis57

If the account is closed within 6 months from the account opening date, the bonus may be forfeited or deducted at closing.


Sounds great!
9
3
Jan 30, 2025
545 Posts
Joined Aug 2011
Jan 30, 2025
BlackMags310
Jan 30, 2025
545 Posts

Our community has rated this post as helpful. If you agree, why not thank BlackMags310

Quote from anubis57 :
If the account is closed within 6 months from the account opening date, the bonus may be forfeited or deducted at closing.


Sounds great!
I mean you should be keeping your accounts open for about 6 months if you're in the churning game.
1
2
Original Poster
Pro
Jan 30, 2025
42 Posts
Joined Nov 2018
Jan 30, 2025
notmybusiness
Jan 30, 2025
Original Poster
Pro
42 Posts
Quote from anubis57 :
If the account is closed within 6 months from the account opening date, the bonus may be forfeited or deducted at closing.Sounds great!
yeah but... there's no monthly charge. you just close it after 6 months, what's the big deal here?
1
Jan 30, 2025
731 Posts
Joined Dec 2011
Jan 30, 2025
lentm
Jan 30, 2025
731 Posts
What counts as a direct deposit? What about simple ACH Transfers from other banks?
1
1
Jan 30, 2025
511 Posts
Joined Mar 2016
Jan 30, 2025
devinlwoods
Jan 30, 2025
511 Posts

Our community has rated this post as helpful. If you agree, why not thank devinlwoods

Quote from lentm :
What counts as a direct deposit? What about simple ACH Transfers from other banks?
Deposit Requirement: Qualifying direct deposits are electronic deposits of your income on a regular basis, such as salary, pension, or Social Security benefits which are made by an employer or other payer. Non-qualifying deposits include person-to-person payments such as Zelle or Venmo, teller deposits, debit card transfers, ATM deposits or transfers, Online and/or Mobile Banking transfers, wire transfers, or transfers from a bank or brokerage account.
3
1
Jan 30, 2025
12,638 Posts
Joined Nov 2006
Jan 30, 2025
poohbie
Jan 30, 2025
12,638 Posts
Quote from lentm :
What counts as a direct deposit? What about simple ACH Transfers from other banks?
Datapoints usually come later on what ACH transfers end up qualifying.
1
1

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Jan 30, 2025
3,260 Posts
Joined Sep 2013
Jan 30, 2025
PaulP6715
Jan 30, 2025
3,260 Posts

Our community has rated this post as helpful. If you agree, why not thank PaulP6715

They collected all my information. SSN, employer, DL, Etc. They sent me a 6-digit security code to my phone, which I correct entered into their website. After entering the correct 2FA code, it asked for it *again*, and an email came through rejecting my checking account application without explanation. Bizarre. Never turned away from an account in my life. Oh well. There goes my personal information into another database.
Last edited by PaulP6715 January 29, 2025 at 07:13 PM.
6
1
2
Jan 30, 2025
731 Posts
Joined Dec 2011
Jan 30, 2025
lentm
Jan 30, 2025
731 Posts
Quote from poohbie :
Datapoints usually come later on what ACH transfers end up qualifying.
Yea...for the same reason, I gave up on the AmEx Rewards Checking promo. Couldn't get ACH transfers to work, including transfers from Robinhood and Venmo.
Original Poster
Pro
Jan 30, 2025
42 Posts
Joined Nov 2018
Jan 30, 2025
notmybusiness
Jan 30, 2025
Original Poster
Pro
42 Posts
Quote from PaulP6715 :
They collected all my information. SSN, employer, DL, Etc. They sent me a 6-digit security code to my phone, which I correct entered into their website. After entering the correct 2FA code, it asked for it *again*, and an email came through rejecting my checking account application without explanation. Bizarre. Never turned away from an account in my life. Oh well. There goes my personal information into another database.
This happened to me so I called them to figure out why. Turned out the occupation I chose from the list was the culprit. I just chose Unemployed then everything went fine. Also that 2FA code goes to your email. Nothing came to my phone. I had the almost same experience as you, but I just never gave up.
Pro
Jan 30, 2025
1,860 Posts
Joined Mar 2006
Jan 30, 2025
moon_2100
Pro
Jan 30, 2025
1,860 Posts
Quote from notmybusiness :
This happened to me so I called them to figure out why. Turned out the occupation I chose from the list was the culprit. I just chose Unemployed then everything went fine. Also that 2FA code goes to your email. Nothing came to my phone. I had the almost same experience as you, but I just never gave up.
So in order to process the application correctly you have to select "unemployed" even though the applicant is employed?
2
Jan 30, 2025
2,209 Posts
Joined Dec 2008
Jan 30, 2025
ZeeOhhSix
Jan 30, 2025
2,209 Posts
Quote from notmybusiness :
This happened to me so I called them to figure out why. Turned out the occupation I chose from the list was the culprit. I just chose Unemployed then everything went fine. Also that 2FA code goes to your email. Nothing came to my phone. I had the almost same experience as you, but I just never gave up.
Interesting. I chose attorney, because that's my job. I guess I'll call them tomorrow. The 2FA code definitely came to my phone via sms. I'm looking at it.
1
Jan 30, 2025
101 Posts
Joined Dec 2008
Jan 30, 2025
mjawt
Jan 30, 2025
101 Posts
This offer is better than the Capital One 360 checking deal, which rewards you $300.
Jan 30, 2025
934 Posts
Joined Jan 2007
Jan 30, 2025
TruongKy
Jan 30, 2025
934 Posts
is 388 their magic lucky number?

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Jan 30, 2025
664 Posts
Joined Feb 2005
Jan 30, 2025
zero_x3
Jan 30, 2025
664 Posts
Within 5 miles of a branch. No 2FA authorization by email or phone, but did ask me for personal information (height on DL, in what city did X live?, what color was X, etc....
Got a message saying application is under review and will be contacted in 3 days

EDIT: Rejection email was sitting in my Inbox as I typed my post. Chex sensitive?
Last edited by zero_x3 January 29, 2025 at 09:19 PM.

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