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expirednotmybusiness posted Jan 30, 2025 01:27 AM
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expirednotmybusiness posted Jan 30, 2025 01:27 AM

Bank of Hope New Personal Checking Acct: Open Simply Checking Account w/ $1K+

via Direct Deposit (Valid thru 2/28)

Earn $388 Credit

Bank of Hope
293 Comments 92,459 Views
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Deal Details
Bank of Hope is offering their Bank of Hope New Personal Checking Customers: Simply Checking Account: Open/Setup a New Account w/ promo code LUNAR and complete a Qualifying Direct Deposit Totaling $1000+ (within 90-Days) & Earn a Bonus of $388 when you follow the instructions listed below. Your bonus will be credited to your checking account within 30-days after all requirements are met.

Thanks to Community Member notmybusiness for finding this deal

Note, this offer is for new Bank of Hope personal checking customers only

Deal Instructions
  1. Open/Setup a New Bank of Hope Personal Checking Account
  2. Use promo code LUNAR (to a activate your promotional offer)
  3. Complete a Direct Deposit Totaling $1000+ within 90-Days so account opening
  4. Within 30-days after meeting all requirements, your bonus of $388 will be credited to your checkings account
    • Note, the bonus will be reported on IRS Form 1099-INT, as required by applicable law
Bank of Hope Simply Checking Benefits
  • No Monthly Service Charge
  • Low $25 Minimum Opening Deposit
  • Go Paperless w/ e-Statements
  • Nationwide Access to 50,000 Surcharge-Free ATMs

Editor's Notes

Written by SlickDealio
  • About the Deal
    • Bank of Hope is FDIC Insured; Backed by the full faith and credit of the U.S. Government
    • Offer valid for New Bank of Hope personal checking customers only
    • Must complete/setup a direct deposit totaling $1000 or more within 90-days of account opening
    • Your bonus of $388 will be issued within 30-days after all requirements are met
    • Customers whose account has been closed within the last 30 days are no eligible
    • Offer cannot be combined with any other checking offer
    • Limit 1 bonus per account/customer
    • Additional eligible requirements may apply
    • Offer valid through February 28, 2025 or while promotional offer last

Original Post

Written by notmybusiness
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Bank of Hope is offering their Bank of Hope New Personal Checking Customers: Simply Checking Account: Open/Setup a New Account w/ promo code LUNAR and complete a Qualifying Direct Deposit Totaling $1000+ (within 90-Days) & Earn a Bonus of $388 when you follow the instructions listed below. Your bonus will be credited to your checking account within 30-days after all requirements are met.

Thanks to Community Member notmybusiness for finding this deal

Note, this offer is for new Bank of Hope personal checking customers only

Deal Instructions
  1. Open/Setup a New Bank of Hope Personal Checking Account
  2. Use promo code LUNAR (to a activate your promotional offer)
  3. Complete a Direct Deposit Totaling $1000+ within 90-Days so account opening
  4. Within 30-days after meeting all requirements, your bonus of $388 will be credited to your checkings account
    • Note, the bonus will be reported on IRS Form 1099-INT, as required by applicable law
Bank of Hope Simply Checking Benefits
  • No Monthly Service Charge
  • Low $25 Minimum Opening Deposit
  • Go Paperless w/ e-Statements
  • Nationwide Access to 50,000 Surcharge-Free ATMs

Editor's Notes

Written by SlickDealio
  • About the Deal
    • Bank of Hope is FDIC Insured; Backed by the full faith and credit of the U.S. Government
    • Offer valid for New Bank of Hope personal checking customers only
    • Must complete/setup a direct deposit totaling $1000 or more within 90-days of account opening
    • Your bonus of $388 will be issued within 30-days after all requirements are met
    • Customers whose account has been closed within the last 30 days are no eligible
    • Offer cannot be combined with any other checking offer
    • Limit 1 bonus per account/customer
    • Additional eligible requirements may apply
    • Offer valid through February 28, 2025 or while promotional offer last

Original Post

Written by notmybusiness

Community Voting

Deal Score
+62
Good Deal
Visit Bank of Hope

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Top Comments

anubis57
1919 Posts
480 Reputation
If the account is closed within 6 months from the account opening date, the bonus may be forfeited or deducted at closing.


Sounds great!
PaulP6715
3353 Posts
511 Reputation
They collected all my information. SSN, employer, DL, Etc. They sent me a 6-digit security code to my phone, which I correct entered into their website. After entering the correct 2FA code, it asked for it *again*, and an email came through rejecting my checking account application without explanation. Bizarre. Never turned away from an account in my life. Oh well. There goes my personal information into another database.
drewman77
210 Posts
28 Reputation
Chinese Lunar New Year.

In China...

Number 3 is associated with living
Number 8 is associated wealth

A grouping of 3 items is considered extremely lucky.

So, 388 means live wealthy x2 with luck.

Worked for a medsurg company that had a Chinese director of r&d. Our 888 camera was an incredible seller. He named it that, so found out what all the numbers meant in China.

292 Comments

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Jan 30, 2025 05:49 AM
761 Posts
Joined Nov 2023
IdahoRoamingGnomeJan 30, 2025 05:49 AM
761 Posts
Hmmm, no other recent bonuses for them, so no clue on what might or might not trigger as a DD via ACH... Kinda risky if you don't have a legit DD to use.
Jan 30, 2025 06:02 AM
2 Posts
Joined Jan 2025
CleverPollution715Jan 30, 2025 06:02 AM
2 Posts
Do we need to report this to IRS tax? afaik any amount under $600 is not taxable. But If someone getting 2 promotion eg 400 and another 300 from 2 different bank, does it become taxable?
2
Jan 30, 2025 06:09 AM
8,385 Posts
Joined Jan 2006
screennameJan 30, 2025 06:09 AM
8,385 Posts
Quote from CleverPollution715 :
Do we need to report this to IRS tax? afaik any amount under $600 is not taxable. But If someone getting 2 promotion eg 400 and another 300 from 2 different bank, does it become taxable?
The bank will send you (and IRS) an 1099-int early next year.
Jan 30, 2025 06:10 AM
3,569 Posts
Joined Jan 2010
ZeloJan 30, 2025 06:10 AM
3,569 Posts
FYI for those of us who have never heard of Bank of Hope, this is for informational purposes only.

https://www.ir-hopebancorp.com/co...fault.aspx

Quote :
Bank of Hope operates 46 full-service branches in California, Washington, Texas, Illinois, New York, New Jersey, Alabama, and Georgia.
Has anyone who is OOF (out of footprint) applied and approved?
Jan 30, 2025 06:10 AM
1,086 Posts
Joined Aug 2011
tjax123Jan 30, 2025 06:10 AM
1,086 Posts
paypal ACH count?
Jan 30, 2025 07:01 AM
1,015 Posts
Joined Apr 2007
lolQaedaJan 30, 2025 07:01 AM
1,015 Posts
Got a message about my account being in review on the website, then an immediate denial email. Guess I'm calling when they open!
Jan 30, 2025 07:44 AM
210 Posts
Joined Nov 2010
drewman77Jan 30, 2025 07:44 AM
210 Posts

Our community has rated this post as helpful. If you agree, why not thank drewman77

Quote from TruongKy :
is 388 their magic lucky number?
Chinese Lunar New Year.

In China...

Number 3 is associated with living
Number 8 is associated wealth

A grouping of 3 items is considered extremely lucky.

So, 388 means live wealthy x2 with luck.

Worked for a medsurg company that had a Chinese director of r&d. Our 888 camera was an incredible seller. He named it that, so found out what all the numbers meant in China.
4

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Jan 30, 2025 09:22 AM
19 Posts
Joined Dec 2014
Shaun31337Jan 30, 2025 09:22 AM
19 Posts
Quote from anubis57 :
If the account is closed within 6 months from the account opening date, the bonus may be forfeited or deducted at closing.


Sounds great!
lolol
3
Jan 30, 2025 09:51 AM
12,770 Posts
Joined Nov 2006
poohbieJan 30, 2025 09:51 AM
12,770 Posts
Quote from notmybusiness :
This happened to me so I called them to figure out why. Turned out the occupation I chose from the list was the culprit. I just chose Unemployed then everything went fine. Also that 2FA code goes to your email. Nothing came to my phone. I had the almost same experience as you, but I just never gave up.
Has that solved the denial issues for others as well?

Funny that they prefer unemployed over working.
Jan 30, 2025 10:16 AM
238 Posts
Joined Sep 2009
nismo95ttJan 30, 2025 10:16 AM
238 Posts
amazing SUP for a checking account, assuming it all works out as planned. Thank you.
Jan 30, 2025 12:09 PM
1,287 Posts
Joined Nov 2018
b-t-1Jan 30, 2025 12:09 PM
1,287 Posts

Our community has rated this post as helpful. If you agree, why not thank b-t-1

Quote from TruongKy :
is 388 their magic lucky number?
They're a Korean-American bank, so 88 is indeed a lucky number to them. So $388 instead of "unlucky" $400.
1
Jan 30, 2025 12:26 PM
58 Posts
Joined Sep 2012
robsinflJan 30, 2025 12:26 PM
58 Posts
Reviews are horrible for this bank although I don't plan on keeping it long term. So do you have to maintain direct deposits for 6 months or just one and done and wait to 6 months to close account?
Jan 30, 2025 12:34 PM
5,249 Posts
Joined Apr 2006
SlickDitJan 30, 2025 12:34 PM
5,249 Posts
Quote from ZeeOhhSix :
Interesting. I chose attorney, because that's my job. I guess I'll call them tomorrow. The 2FA code definitely came to my phone via sms. I'm looking at it.
sue them for us
1
1
Pro
Jan 30, 2025 01:03 PM
3,219 Posts
Joined Jan 2006
jneset
Pro
Jan 30, 2025 01:03 PM
3,219 Posts
Quote from BlackMags310 :
I mean you should be keeping your accounts open for about 6 months if you're in the churning game.
Why's this

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Pro
Jan 30, 2025 01:37 PM
3,219 Posts
Joined Jan 2006
jneset
Pro
Jan 30, 2025 01:37 PM
3,219 Posts
Quote from PaulP6715 :
denied
Also got denied by answering with the unemployed that another was advised to use.

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