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expirednotmybusiness posted Jan 30, 2025 01:27 AM
expirednotmybusiness posted Jan 30, 2025 01:27 AM

Bank of Hope New Personal Checking Acct: Open Simply Checking Account w/ $1K+

via Direct Deposit (Valid thru 2/28)

Earn $388 Credit

Bank of Hope
293 Comments 92,433 Views
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Deal Details
Bank of Hope is offering their Bank of Hope New Personal Checking Customers: Simply Checking Account: Open/Setup a New Account w/ promo code LUNAR and complete a Qualifying Direct Deposit Totaling $1000+ (within 90-Days) & Earn a Bonus of $388 when you follow the instructions listed below. Your bonus will be credited to your checking account within 30-days after all requirements are met.

Thanks to Community Member notmybusiness for finding this deal

Note, this offer is for new Bank of Hope personal checking customers only

Deal Instructions
  1. Open/Setup a New Bank of Hope Personal Checking Account
  2. Use promo code LUNAR (to a activate your promotional offer)
  3. Complete a Direct Deposit Totaling $1000+ within 90-Days so account opening
  4. Within 30-days after meeting all requirements, your bonus of $388 will be credited to your checkings account
    • Note, the bonus will be reported on IRS Form 1099-INT, as required by applicable law
Bank of Hope Simply Checking Benefits
  • No Monthly Service Charge
  • Low $25 Minimum Opening Deposit
  • Go Paperless w/ e-Statements
  • Nationwide Access to 50,000 Surcharge-Free ATMs

Editor's Notes

Written by SlickDealio
  • About the Deal
    • Bank of Hope is FDIC Insured; Backed by the full faith and credit of the U.S. Government
    • Offer valid for New Bank of Hope personal checking customers only
    • Must complete/setup a direct deposit totaling $1000 or more within 90-days of account opening
    • Your bonus of $388 will be issued within 30-days after all requirements are met
    • Customers whose account has been closed within the last 30 days are no eligible
    • Offer cannot be combined with any other checking offer
    • Limit 1 bonus per account/customer
    • Additional eligible requirements may apply
    • Offer valid through February 28, 2025 or while promotional offer last

Original Post

Written by notmybusiness
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Bank of Hope is offering their Bank of Hope New Personal Checking Customers: Simply Checking Account: Open/Setup a New Account w/ promo code LUNAR and complete a Qualifying Direct Deposit Totaling $1000+ (within 90-Days) & Earn a Bonus of $388 when you follow the instructions listed below. Your bonus will be credited to your checking account within 30-days after all requirements are met.

Thanks to Community Member notmybusiness for finding this deal

Note, this offer is for new Bank of Hope personal checking customers only

Deal Instructions
  1. Open/Setup a New Bank of Hope Personal Checking Account
  2. Use promo code LUNAR (to a activate your promotional offer)
  3. Complete a Direct Deposit Totaling $1000+ within 90-Days so account opening
  4. Within 30-days after meeting all requirements, your bonus of $388 will be credited to your checkings account
    • Note, the bonus will be reported on IRS Form 1099-INT, as required by applicable law
Bank of Hope Simply Checking Benefits
  • No Monthly Service Charge
  • Low $25 Minimum Opening Deposit
  • Go Paperless w/ e-Statements
  • Nationwide Access to 50,000 Surcharge-Free ATMs

Editor's Notes

Written by SlickDealio
  • About the Deal
    • Bank of Hope is FDIC Insured; Backed by the full faith and credit of the U.S. Government
    • Offer valid for New Bank of Hope personal checking customers only
    • Must complete/setup a direct deposit totaling $1000 or more within 90-days of account opening
    • Your bonus of $388 will be issued within 30-days after all requirements are met
    • Customers whose account has been closed within the last 30 days are no eligible
    • Offer cannot be combined with any other checking offer
    • Limit 1 bonus per account/customer
    • Additional eligible requirements may apply
    • Offer valid through February 28, 2025 or while promotional offer last

Original Post

Written by notmybusiness

Community Voting

Deal Score
+62
Good Deal
Visit Bank of Hope

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Top Comments

anubis57
1919 Posts
480 Reputation
If the account is closed within 6 months from the account opening date, the bonus may be forfeited or deducted at closing.


Sounds great!
PaulP6715
3353 Posts
511 Reputation
They collected all my information. SSN, employer, DL, Etc. They sent me a 6-digit security code to my phone, which I correct entered into their website. After entering the correct 2FA code, it asked for it *again*, and an email came through rejecting my checking account application without explanation. Bizarre. Never turned away from an account in my life. Oh well. There goes my personal information into another database.
drewman77
210 Posts
28 Reputation
Chinese Lunar New Year.

In China...

Number 3 is associated with living
Number 8 is associated wealth

A grouping of 3 items is considered extremely lucky.

So, 388 means live wealthy x2 with luck.

Worked for a medsurg company that had a Chinese director of r&d. Our 888 camera was an incredible seller. He named it that, so found out what all the numbers meant in China.

292 Comments

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Feb 04, 2025 04:11 AM
71 Posts
Joined Aug 2017
JasonB9875Feb 04, 2025 04:11 AM
71 Posts
Can 3 $334 deposits count or does it have to be $1000 in a single deposit?
Feb 04, 2025 10:13 AM
652 Posts
Joined Nov 2004
krawfoFeb 04, 2025 10:13 AM
652 Posts
I just verified trial deposits successfully, then logged into my account and it show NO EXTERNAL ACCOUNTS. How long does it take to be able to make an external transfer?
1
Feb 04, 2025 02:32 PM
782 Posts
Joined Nov 2014
letsgometsgoFeb 04, 2025 02:32 PM
782 Posts
This bank is a total shitshow and I don't even know if it's worth the $388 and headaches if they can't do a simple bank verification. I now have a negative balance in the account, instead of sending "2 small transactions" they sent it as 1 amount so there's no way to verify the 2 amounts without calling LOL
Feb 04, 2025 02:51 PM
1,261 Posts
Joined Feb 2023
LivelySink338Feb 04, 2025 02:51 PM
1,261 Posts
There's no hope with this bank, I deposited $500 to fund the account and my account is locked and I don't see the funds, they said I have to go to a branch to unlock the account which is 6 hours drive for me, I'm done with this bank
Feb 04, 2025 02:52 PM
246 Posts
Joined Nov 2015
inthepipefivebyfiveFeb 04, 2025 02:52 PM
246 Posts
Never heard of this bank. Are they trustworthy?
Feb 04, 2025 03:23 PM
1,199 Posts
Joined Jan 2013
MasterChief-117Feb 04, 2025 03:23 PM
1,199 Posts
Deal is dead, says you have to go to a branch.
Feb 04, 2025 03:29 PM
782 Posts
Joined Nov 2014
letsgometsgoFeb 04, 2025 03:29 PM
782 Posts
Quote from LivelySink338 :
There's no hope with this bank, I deposited $500 to fund the account and my account is locked and I don't see the funds, they said I have to go to a branch to unlock the account which is 6 hours drive for me, I'm done with this bank
yikes. i just cancelled my payroll dd this friday. anyone who was denied and not allowed to open an account, youre probably the lucky ones.
1

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Feb 04, 2025 04:33 PM
252 Posts
Joined Dec 2015
banch0ngFeb 04, 2025 04:33 PM
252 Posts
Quote from Kevin7491 :
I had the same problems that other had in the comments and here's what worked for me after calling their customer service:
1) open the account under "unemployed" and just list out your place of employment in the section below, i was able to get approved automatcally
2) the linking of the bank account: i had to use the test trial deposit option since the login feature didn't work for me and for the trial deposits, once you see the deposits in your external account, go to "apply.bankofhope.com/resume" this will allow you to finish your application because the accat isn't fully opened yet
3) i chose exisiting account and logged in, which allowed me to enter my trial deposits.
4) The customer service agent told me once the trial deposits are verified, that allows bank of hope to pull from your external account (which is the $25 opening deposit). I've never had this done before where the bank pulls from my account vs me initiating the transfer. But she mentioned that pull takes around 1-3 biz days and once it's funded (where you see the $25 deposit), then you'll be able to add external accounts and do other stuff with it.
Honestly, once i get the bonus, i'd just close becuase there's not a close enough branch around me and the website/app is garbage.
Hope this was helpful

Did the $25 pull from your external account show up on your Bank of Hope account yet?
Feb 04, 2025 06:44 PM
1,097 Posts
Joined Dec 2011
shaolinwookieFeb 04, 2025 06:44 PM
1,097 Posts
Quote from CrimsonKite8971 :
I never heard of such a thing happening before? I've opened and closed at least 100 accounts in the last several years. Any links to back up about a flag for money laundering appearing on CHEX?
i dont, i just know i tried to open a capitolone account years ago and they said i had some flag on my account regarding like "terrorist at risk something something" i dont remember but its due to closing accounts too soon
Feb 04, 2025 07:12 PM
934 Posts
Joined Feb 2017
CoRRuPtNeSsFeb 04, 2025 07:12 PM
934 Posts
Quote from notmybusiness :
yeah but... there's no monthly charge. you just close it after 6 months, what's the big deal here?
Why are you quoting a compliment and a warning to others? A lot of people would think they can just open it and leave close immediately, so this was a good heads up.
Original Poster
Feb 04, 2025 10:04 PM
42 Posts
Joined Nov 2018
notmybusiness
Original Poster
Feb 04, 2025 10:04 PM
42 Posts
Quote from CoRRuPtNeSs :
Why are you quoting a compliment and a warning to others? A lot of people would think they can just open it and leave close immediately, so this was a good heads up.
You are right. Many people are dumb.
Feb 04, 2025 11:18 PM
591 Posts
Joined Aug 2011
BlackMags310Feb 04, 2025 11:18 PM
591 Posts
Quote from letsgometsgo :
This bank is a total shitshow and I don't even know if it's worth the $388 and headaches if they can't do a simple bank verification. I now have a negative balance in the account, instead of sending "2 small transactions" they sent it as 1 amount so there's no way to verify the 2 amounts without calling LOL
Yeah, after reading all the comments here and on DoC, I don't think it's worth the headache
Feb 05, 2025 02:11 AM
1,370 Posts
Joined Sep 2021
Wyvern1Feb 05, 2025 02:11 AM
1,370 Posts
they switched it to in branch only?
Feb 05, 2025 02:27 AM
385 Posts
Joined May 2015
firecaptFeb 05, 2025 02:27 AM
385 Posts
Thanks for sharing this..

I ended up funding by Zelle to get it going, but when I got the deposits I COULD NOT figure out where to go.

Thumbs up and a hat tip, good sir or madam.
woot
Quote from banch0ng :
Try here ... apply.bankofhope.com/resume

I can't remember what I clicked on, I think it was I am an existing customer. You then sign in and it gives you the option to verify the trial deposits.

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Feb 05, 2025 12:36 PM
142 Posts
Joined Nov 2019
SlickMint232Feb 05, 2025 12:36 PM
142 Posts
Must go to branch now.

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