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CIT Bank Platinum Savings: Earn Up to $300 Bonus After Deposit Transfer Requirements Expired

+34 Deal Score
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CIT Bank our partner, offers the following benefits with their Platinum Savings account. Use promo code PS2025.

New Customers: Deposit Transfer Requirements:
  • Transfer a one-time deposit of $25,000 -$49,999.99 for a Bonus of $225
  • Transfer a one-time deposit of $50,000+ for a Bonus of $300
  • Terms:
    • Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
    • Funding Period: 30 days from the account open date
    • Bonus fulfillment: 60-days from the funding date.
Details:
  • Must have a minimum daily balance of $5000 to earn 4.10% APY
  • No account opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
  • FDIC insured
  • *See site for details
Slickdeals may be compensated by CIT Bank
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Edited May 29, 2025 at 10:28 AM by
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Created 02-27-2025 at 10:19 AM by EfficientGame645
in Financial Tools & Services (6) CIT Bank
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Big initial deposit required, but banks paying 4.3% on savings typically do not pay sign-up bonuses. Getting both a good rate and SUB is nice, and unusual.

No direct deposit games - nice. Finally, a bank that doesn't care where the money comes from.

The risk here is that you have to keep $5k in for 60-90 days to get the 4.3%, but CIT can lower the rate in that timeframe. However, CIT has historically had good rates on this account for quite a while - not at the very top of what is available, but certainly within shooting distance of the top. I would expect them to remain competitive.
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Live with parents.
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No avocado toast. Saving for home, etc
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Joined Jan 2024
Typing Cat
> bubble2 2,237 Posts
1,441 Reputation
Pro
WolfTheCat
02-27-2025 at 10:59 AM.

Our community has rated this post as helpful. If you agree, why not thank WolfTheCat

02-27-2025 at 10:59 AM.
Big initial deposit required, but banks paying 4.3% on savings typically do not pay sign-up bonuses. Getting both a good rate and SUB is nice, and unusual.

No direct deposit games - nice. Finally, a bank that doesn't care where the money comes from.

The risk here is that you have to keep $5k in for 60-90 days to get the 4.3%, but CIT can lower the rate in that timeframe. However, CIT has historically had good rates on this account for quite a while - not at the very top of what is available, but certainly within shooting distance of the top. I would expect them to remain competitive.
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Last edited by WolfTheCat February 27, 2025 at 11:08 AM.
Joined Aug 2020
L3: Novice
> bubble2 145 Posts
renz23
02-28-2025 at 04:34 PM.
02-28-2025 at 04:34 PM.
Is this available for existing Platinum saving customer to create second Platinum saving account??
1
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Joined Feb 2024
L6: Attending
> bubble2 936 Posts
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Papi-Chino
03-01-2025 at 05:02 PM.
03-01-2025 at 05:02 PM.
Western Alliance out in AZ also has 4.3% & only $500 min deposit, but no sign up bonus.
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Joined Sep 2015
L3: Novice
> bubble2 167 Posts
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jaderxiii
03-01-2025 at 09:22 PM.
03-01-2025 at 09:22 PM.
do we need to keep the 50k in this account until the bonus hits? or just deposit and then we can take it out?
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Joined Oct 2004
L3: Novice
> bubble2 145 Posts
233 Reputation
Wizard
03-02-2025 at 07:03 AM.
03-02-2025 at 07:03 AM.
Quote from renz23 :
Is this available for existing Platinum saving customer to create second Platinum saving account??
no, sorry new account member only.... How about a "maybe" (I read the entire offer) - see URL https://www.cit.com/cit-bank/plat...ngs/PS2025 [Monetized] (after info for new members, it has exceptions - Sorry about that, hope this helps.
1
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Last edited by Wizard March 2, 2025 at 09:17 AM.
Joined Feb 2009
L6: Expert
> bubble2 1,585 Posts
832 Reputation
rollingtundra
03-03-2025 at 06:37 AM.
03-03-2025 at 06:37 AM.
Couldn't open account? Never been a member, perfect credit, no bad bank history, bizarre.
Reply
Joined Aug 2010
L2: Beginner
> bubble2 80 Posts
26 Reputation
SlickBruin22
03-03-2025 at 08:12 AM.
03-03-2025 at 08:12 AM.
Love CIT- my wife has an account already. Think I could open in my name and get bonus?
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Joined May 2014
L4: Apprentice
> bubble2 344 Posts
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Jahlives
03-05-2025 at 10:10 AM.
03-05-2025 at 10:10 AM.
Quote from SlickBruin22 :
Love CIT- my wife has an account already. Think I could open in my name and get bonus?

I think yes, but not sure. And I've been happy with CIT, too.
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Joined Dec 2007
L3: Novice
> bubble2 105 Posts
30 Reputation
ak2pacalypse
03-05-2025 at 04:32 PM.
03-05-2025 at 04:32 PM.
Quote from rollingtundra :
Couldn't open account? Never been a member, perfect credit, no bad bank history, bizarre.
Same, also couldn't open, not sure why. Wife opened up an account no problem though.
Reply
Joined Sep 2005
Traveler
> bubble2 1,086 Posts
250 Reputation
merlinx
03-05-2025 at 05:25 PM.
03-05-2025 at 05:25 PM.
Quote from jaderxiii :
do we need to keep the 50k in this account until the bonus hits? or just deposit and then we can take it out?
Curious about this as well. Nothing on the disclosures
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Joined Sep 2015
L3: Novice
> bubble2 167 Posts
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jaderxiii
03-05-2025 at 06:17 PM.
03-05-2025 at 06:17 PM.
Quote from merlinx :
Curious about this as well. Nothing on the disclosures
per the other forum more focused on this kind of bonuses that I look at, you can take the money 2 days later as long as it was deposited with the amount required.
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Joined Jan 2019
New User
> bubble2 1 Posts
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TylerR3766
03-05-2025 at 10:56 PM.
03-05-2025 at 10:56 PM.
Their 11 month no penalty CD isn't even paying anywhere close to this…might have to move some money around
Reply
Last edited by TylerR3766 March 5, 2025 at 11:00 PM.
Joined Sep 2005
Traveler
> bubble2 1,086 Posts
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merlinx
03-06-2025 at 05:43 AM.
03-06-2025 at 05:43 AM.
Applied and got a "More info needed will be contacted in 3-5 days" anyone else?
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