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CIT Bank Platinum Savings: Earn Up to $300 Bonus After Deposit Transfer Requirements Expired
CIT Bank our partner, offers the following benefits with their Platinum Savings account. Use promo code PS2025.
New Customers: Deposit Transfer Requirements:
New Customers: Deposit Transfer Requirements:
- Transfer a one-time deposit of $25,000 -$49,999.99 for a Bonus of $225
- Transfer a one-time deposit of $50,000+ for a Bonus of $300
- Terms:
- Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
- Funding Period: 30 days from the account open date
- Bonus fulfillment: 60-days from the funding date.
- Must have a minimum daily balance of $5000 to earn 3.75% APY
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- FDIC insured
- *See site for details
- For a complete list of account details and fees, see our Personal Account disclosures.
Original Post
Written by
Edited November 21, 2025
at 12:55 PM
CIT Bank our partner, offers the following benefits with their Platinum Savings account. Use promo code PS2025.
New Customers: Deposit Transfer Requirements:
New Customers: Deposit Transfer Requirements:
- Transfer a one-time deposit of $25,000 -$49,999.99 for a Bonus of $225
- Transfer a one-time deposit of $50,000+ for a Bonus of $300
- Terms:
- Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
- Funding Period: 30 days from the account open date
- Bonus fulfillment: 60-days from the funding date.
- Must have a minimum daily balance of $5000 to earn 3.75% APY
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- FDIC insured
- *See site for details
- For a complete list of account details and fees, see our Personal Account disclosures.
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Featured Comments
No direct deposit games - nice. Finally, a bank that doesn't care where the money comes from.
The risk here is that you have to keep $5k in for 60-90 days to get the 4.3%, but CIT can lower the rate in that timeframe. However, CIT has historically had good rates on this account for quite a while - not at the very top of what is available, but certainly within shooting distance of the top. I would expect them to remain competitive.
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No avocado toast. Saving for home, etc
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No direct deposit games - nice. Finally, a bank that doesn't care where the money comes from.
The risk here is that you have to keep $5k in for 60-90 days to get the 4.3%, but CIT can lower the rate in that timeframe. However, CIT has historically had good rates on this account for quite a while - not at the very top of what is available, but certainly within shooting distance of the top. I would expect them to remain competitive.
I also tried to transfer out about a week ago and was offered an increase for 12 months but I'm only at 4.641% and not 4.75. I wonder why you are receiving a higher rate.
Just a portion. I just called them and was told the 4.641 is the 4.75APY, it just isn't showing under the last statement APY since I just had the change applied this month
APR which I guess equates to the 4.75 APY so it was my misunderstanding
High Yield Savings for 4.1--4.5% can be had through many online banks at a much, much, much lower capital than 25k!!! Most do not ask for 50k as opening deposit to give you 4ish %savings rate.
The 'bonus' is a different beast and completely misleading, in that it's really not. You're giving the bank 50k and getting only 0.6% back after two months.
THAT is heresy, but then we are talking about financial institutions, so par for the course.
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High Yield Savings for 4.1--4.5% can be had through many online banks at a much, much, much lower capital than 25k!!! Most do not ask for 50k as opening deposit to give you 4ish %savings rate.
The 'bonus' is a different beast and completely misleading, in that it's really not. You're giving the bank 50k and getting only 0.6% back after two months.
THAT is heresy, but then we are talking about financial institutions, so par for the course.
As I said, you can get better returns elsewhere, but it comes with risks.