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CIT Bank Platinum Savings: Earn Up to $300 Bonus After Deposit Transfer Requirements

+37 Deal Score
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CIT Bank our partner, offers the following benefits with their Platinum Savings account. Use promo code PS2025.

New Customers: Deposit Transfer Requirements:
  • Transfer a one-time deposit of $25,000 -$49,999.99 for a Bonus of $225
  • Transfer a one-time deposit of $50,000+ for a Bonus of $300
  • Terms:
    • Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
    • Funding Period: 30 days from the account open date
    • Bonus fulfillment: 60-days from the funding date.
Details:
  • Must have a minimum daily balance of $5000 to earn 3.75% APY
  • No account opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
  • FDIC insured
  • *See site for details
  • For a complete list of account details and fees, see our Personal Account disclosures.
Slickdeals may be compensated by CIT Bank

Original Post

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Edited November 21, 2025 at 01:55 PM by
CIT Bank our partner, offers the following benefits with their Platinum Savings account. Use promo code PS2025.

New Customers: Deposit Transfer Requirements:
  • Transfer a one-time deposit of $25,000 -$49,999.99 for a Bonus of $225
  • Transfer a one-time deposit of $50,000+ for a Bonus of $300
  • Terms:
    • Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
    • Funding Period: 30 days from the account open date
    • Bonus fulfillment: 60-days from the funding date.
Details:
  • Must have a minimum daily balance of $5000 to earn 3.75% APY
  • No account opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
  • FDIC insured
  • *See site for details
  • For a complete list of account details and fees, see our Personal Account disclosures.
Slickdeals may be compensated by CIT Bank
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Created 02-27-2025 at 11:19 AM by EfficientGame645
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182 Comments

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Featured Comments

Big initial deposit required, but banks paying 4.3% on savings typically do not pay sign-up bonuses. Getting both a good rate and SUB is nice, and unusual.

No direct deposit games - nice. Finally, a bank that doesn't care where the money comes from.

The risk here is that you have to keep $5k in for 60-90 days to get the 4.3%, but CIT can lower the rate in that timeframe. However, CIT has historically had good rates on this account for quite a while - not at the very top of what is available, but certainly within shooting distance of the top. I would expect them to remain competitive.
Live with parents.
No avocado toast. Saving for home, etc

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Joined Feb 2010
L3: Novice
> bubble2 189 Posts
22 Reputation
chrisfsk
05-25-2025 at 02:29 AM.
05-25-2025 at 02:29 AM.
I just received the $300 bonus. Should I leave the balance for a while or it is safe to withdraw the money out?
Reply
Joined Aug 2014
L2: Beginner
> bubble2 50 Posts
10 Reputation
jet987
05-27-2025 at 03:04 PM.
05-27-2025 at 03:04 PM.
Received my $225 bonus 60 days after signing up.
Reply
Joined Apr 2017
L4: Apprentice
> bubble2 394 Posts
78 Reputation
nilbatey
05-28-2025 at 10:17 AM.
05-28-2025 at 10:17 AM.
Is this offer code still valid,?
Reply
Joined Mar 2011
L10: Grand Master
> bubble2 11,095 Posts
1,208 Reputation
gibsonbass
05-28-2025 at 10:29 AM.
05-28-2025 at 10:29 AM.
It has more than 75 days but I am yet to receive a bonus
Reply
Joined Mar 2011
L10: Grand Master
> bubble2 11,095 Posts
1,208 Reputation
gibsonbass
05-28-2025 at 10:33 AM.
05-28-2025 at 10:33 AM.
Quote from Mydiscover :
Got the $300 bonus plus when i was transferring out they offered 4.5% interest rate for me to keep my funds in the account which I gladly accepted for now.
Did you get that 4.5% offer once you hit the "submit transfer" at the last step?
Reply
Joined Oct 2017
New User
> bubble2 4 Posts
10 Reputation
bilmister
05-28-2025 at 10:59 AM.
05-28-2025 at 10:59 AM.
Quote from TurboSri :
Please note that you need to maintain the minimum required funds in your account, as of day 30 and no need to maintain it beyond that.

You'll get your bonus ~90 days after account opening and the bonus amount will be based on the total posted amount as of the 30th day.
I got the bonus after 30 days when i mase the deposit
Reply
Joined Feb 2010
L4: Apprentice
> bubble2 473 Posts
77 Reputation
roadmasta
05-28-2025 at 03:27 PM.
05-28-2025 at 03:27 PM.
I already have Platinum savings with them. No troubles, very good rates.
Reply

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Joined Aug 2010
B!tch Please
> bubble2 6,270 Posts
641 Reputation
Truth-Serum
05-28-2025 at 03:55 PM.
05-28-2025 at 03:55 PM.
Looks like it's 4.0% APR

Does the money have to sit for a set amount of days?
Reply
Joined Feb 2019
L2: Beginner
> bubble2 37 Posts
10 Reputation
Mr.TheDude
05-28-2025 at 08:45 PM.
05-28-2025 at 08:45 PM.
I bank with CIT. Been satisfied.
Reply
Joined Aug 2005
L9: Master
> bubble2 4,423 Posts
499 Reputation
Mydiscover
05-29-2025 at 04:27 AM.
05-29-2025 at 04:27 AM.
Quote from gibsonbass :
Did you get that 4.5% offer once you hit the "submit transfer" at the last step?
Yes and the offer came up and I accepted it.
1
Reply
Joined Jul 2009
L2: Beginner
> bubble2 61 Posts
38 Reputation
sandsrfr
06-10-2025 at 12:11 PM.
06-10-2025 at 12:11 PM.
Just received my $300 bonus, thx!
Reply
Joined Mar 2011
L10: Grand Master
> bubble2 11,095 Posts
1,208 Reputation
gibsonbass
06-13-2025 at 08:22 AM.
06-13-2025 at 08:22 AM.
Quote from sandsrfr :
Just received my $300 bonus, thx!
How many days it took to receive bonus?
Reply
Joined Feb 2007
L2: Beginner
> bubble2 61 Posts
30 Reputation
Punishark
06-14-2025 at 11:37 AM.
06-14-2025 at 11:37 AM.
Quote from Mydiscover :
Yes and the offer came up and I accepted it.
Thanks so much for this head's up! I've been with CIT Bank for a few years now, and recently their rate has been dropping consistently. Did the head fake transfer request and got my APY back up to 4.5%.
Reply
Joined Aug 2005
L9: Master
> bubble2 4,423 Posts
499 Reputation
Mydiscover
06-14-2025 at 01:31 PM.
06-14-2025 at 01:31 PM.
Quote from Punishark :
Thanks so much for this head's up! I've been with CIT Bank for a few years now, and recently their rate has been dropping consistently. Did the head fake transfer request and got my APY back up to 4.5%.
Congrats!
Reply

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Joined Sep 2008
L10: Grand Master
> bubble2 7,612 Posts
728 Reputation
DogAndPony
07-23-2025 at 04:36 PM.
07-23-2025 at 04:36 PM.
Got my $300

Did the fake transfer to see if they would bump up my APY. I did not get that offer. LOL.

Canceled the transfer and will keep it with CIT. Their rate is around 4% which is still higher than most.
Reply
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