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U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities Expired
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 26, 2025. Member FDIC.
Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
Slickdeals may be compensated by U.S. Bank
Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s) totaling:
- $2,000 - $4,999.99 to earn $250
- $5,000 - $7,999.99 to earn $350
- $8,000 or more to earn $450.
- Fraud prevention
- Security alerts
- Complimentary access to Greenlight to raise financially smart kids
- Direct deposit switch
- Access to U.S. Bank Smart Rewards® to reap additional benefits
- Mobile check deposit
- U.S. Bank Visa® Debit Card
- No Overdraft Protection Transfer fee, $50 overdrawn Available Balance safety threshold and Overdraft Fee Forgiven program
Slickdeals may be compensated by U.S. Bank
Original Post
Written by
Edited January 29, 2026
at 01:13 PM
This offer has expired.
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 26, 2025. Member FDIC.
Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
Slickdeals may be compensated by U.S. Bank
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 26, 2025. Member FDIC.
Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s) totaling:
- $2,000 - $4,999.99 to earn $250
- $5,000 - $7,999.99 to earn $350
- $8,000 or more to earn $450.
- Fraud prevention
- Security alerts
- Complimentary access to Greenlight to raise financially smart kids
- Direct deposit switch
- Access to U.S. Bank Smart Rewards® to reap additional benefits
- Mobile check deposit
- U.S. Bank Visa® Debit Card
- No Overdraft Protection Transfer fee, $50 overdrawn Available Balance safety threshold and Overdraft Fee Forgiven program
Slickdeals may be compensated by U.S. Bank
Created 05-22-2025
at 12:54 PM
by EfficientGame645
in
Credit Cards
(3)
U.S. Bank - Bank Advertiser
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26 Comments
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Or does it need to be direct deposit from say an employer?
Or does it need to be direct deposit from say an employer?
The issue is actually getting the account set up. If you are not in their "footprint" they will never accept you for checking. Instead start with Savings or CD, (optionally one of their good credit cards like the Cash+ or Altitudes) and then they will approve you for this.
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I'm glad it worked out for you guys and lucky.
In my case I was denied saying I was not invited.
Where I fulfill all requirements over a 3 month period. Then around the 5th month it was completely denied. I contacted customer service multiple times, where the offer was advertised on their website and said nothing about an invitation. Eventually I gave up. I will never deal with the US Bank due to this reason.
In my case I was denied saying I was not invited.
Where I fulfill all requirements over a 3 month period. Then around the 5th month it was completely denied. I contacted customer service multiple times, where the offer was advertised on their website and said nothing about an invitation. Eventually I gave up. I will never deal with the US Bank due to this reason.
Earn a checking bonus | U.S. Bank [usbank.com]
Can I share this offer with family and friends?
Yes. This promotional offer is available to anyone who:
Has not had a U.S. Bank consumer checking account in the last 12 months
Has not received a U.S. Bank consumer checking bonus in the last 12 months
Update: Tried applying with my basic info. I have excellent credit. Income is fine. But yet I was rejected for some vague inconsistencies??
Dear XXXXXXX,
Thank you for your interest in a U.S. Bank account. Based on the information you provided, we're unable to approve your request for the following account:
U.S. Bank Smartly Checking
In reviewing your application, we noticed inconsistencies in the information provided. Although we tried to verify the information, an account cannot be opened for you at this time.
$460 Limited Time Checking Account Bonus Offer - BMO https://share.google/NTwn6kSWloW7H9k
I tried the OPs, it's said bonus loaded the whole way. I linked my fidelity account, hopefully the deposits from there count.
I just did a combo of ebay payments and one chase checking account transfer of $2040.