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frontpage Posted by phoinix | Staff • 4d ago
frontpage Posted by phoinix | Staff • 4d ago

Die With Zero: Getting All You Can from Your Money and Your Life (eBook)

$3.00

$16

81% off
Amazon
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Various Digital Retailers have Die With Zero: Getting All You Can from Your Money and Your Life (eBook) by Bill Perkins on sale for $2.99.

Thanks to Deal Hunter phoinix for sharing this deal.

Note, must purchase from the available digital retailers

Available Retailers:About this title:
  • Page Length: 242 pages
  • A common-sense guide to living rich . . . instead of dying rich
  • Imagine if by the time you died, you did everything you were told to. You worked hard, saved your money, and looked forward to financial freedom when you retired.
  • The only thing you wasted along the way was . . . your life.
  • Die with Zero presents a startling new and provocative philosophy as well as practical guide on how to get the most out of your money—and out of your life. It's intended for those who place lifelong memorable experiences far ahead of simply making and accumulating money for one's so-called "golden years."
  • In short, Bill Perkins wants to rescue you from over-saving and under-living. Regardless of your age, Die with Zero will teach you Perkins's plan for optimizing your life, stage by stage, so you're fully engaged and enjoying what you've worked and saved for.
  • You'll discover how to maximize your lifetime memorable moments with "time-bucketing," how to convert your earnings into priceless memories by following your "net worth curve," and how to navigate decisions about whether to invest in, or delay, a meaningful adventure with your "fulfillment curve" and "personal interest rate."
  • Using his own life experiences as well as the inspiring stories and cautionary tales of others—and drawing on eye-opening insights about time, money, and happiness from psychological science and behavioral finance—Perkins makes a timely, convincing, and contrarian case for living large.

Editor's Notes

Written by Discombobulated | Staff
  • About this Store:
  • Additional Information:
    • Rated 4.4 out of 5 stars on Amazon based on over 6.6k customer reviews.
    • Please see the original post for additional details and/or view the Wiki and forum comments for further helpful discussion if available.

Original Post

Written by phoinix | Staff
Product Info
Community Notes
About the Poster
Deal Details
Product Info
Community Notes
About the Poster
Various Digital Retailers have Die With Zero: Getting All You Can from Your Money and Your Life (eBook) by Bill Perkins on sale for $2.99.

Thanks to Deal Hunter phoinix for sharing this deal.

Note, must purchase from the available digital retailers

Available Retailers:About this title:
  • Page Length: 242 pages
  • A common-sense guide to living rich . . . instead of dying rich
  • Imagine if by the time you died, you did everything you were told to. You worked hard, saved your money, and looked forward to financial freedom when you retired.
  • The only thing you wasted along the way was . . . your life.
  • Die with Zero presents a startling new and provocative philosophy as well as practical guide on how to get the most out of your money—and out of your life. It's intended for those who place lifelong memorable experiences far ahead of simply making and accumulating money for one's so-called "golden years."
  • In short, Bill Perkins wants to rescue you from over-saving and under-living. Regardless of your age, Die with Zero will teach you Perkins's plan for optimizing your life, stage by stage, so you're fully engaged and enjoying what you've worked and saved for.
  • You'll discover how to maximize your lifetime memorable moments with "time-bucketing," how to convert your earnings into priceless memories by following your "net worth curve," and how to navigate decisions about whether to invest in, or delay, a meaningful adventure with your "fulfillment curve" and "personal interest rate."
  • Using his own life experiences as well as the inspiring stories and cautionary tales of others—and drawing on eye-opening insights about time, money, and happiness from psychological science and behavioral finance—Perkins makes a timely, convincing, and contrarian case for living large.

Editor's Notes

Written by Discombobulated | Staff
  • About this Store:
  • Additional Information:
    • Rated 4.4 out of 5 stars on Amazon based on over 6.6k customer reviews.
    • Please see the original post for additional details and/or view the Wiki and forum comments for further helpful discussion if available.

Original Post

Written by phoinix | Staff

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Top Comments

CrouchingCanine
58 Posts
26 Reputation
The book does provide -some- good advice but I struggle with the fact that the author does not even follow his own advice.
Even figuring his 2023 estimated net worth of $500M... he likely has less than a 30 year time horizon since he is already 61. Even if you ignore any future grown (which could quadruple the value), he would have to spend about $1.4M per month to die with zero.
He said he already gave away his inheritances so that he could see the good it can do while he is still alive. Why not do the same for charitable causes? Why not give away all but about $50M? Seems to me like he is just a wealth hoarder who wrote a book to make even more money since his wealth could have allowed him to give the book away for free if he truly wanted to help people.
ohhenry1
131 Posts
38 Reputation
This book hit home for me. It made a profound and positive difference in my life.

Granted, the book isn't for everyone; many or most people are struggling to get ahead, or even to make ends meet. The ideas in this book are not going to be helpful to them.

But for those who have built up a healthy surplus . . . and then continued to spend the best years of their lives building upon that surplus (after all, the more the better, right?) . . .

. . . well, this book might make you more acutely aware of the opportunity costs of your good habits.

It might make you stop to consider at what point your good habits are no longer furthering your overall interests.
Rokket
40760 Posts
137826 Reputation
This is all good until you've spent all your money and you're not dead yet. Medicaid assisted living is not where I want to end up.

65 Comments

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3d ago
502 Posts
Joined Aug 2014
3d ago
Vladz0r
3d ago
502 Posts
Quote from standardstumpy :
"The less you eat, drink and read books; the less you go to the theatre, the dance hall, the public house; the less you think, love, theorize, sing, paint, fence, etc., the more you save-the greater becomes your treasure which neither moths nor dust will devour-your capital. The less you are, the more you have; the less you express your own life, the greater is your alienated life-the greater is the store of your estranged being."
Great quote, but often misunderstood and misused. It's an observation of how society has been constructed under capitalism, rather than a recommendation of how we should be.
Last edited by Vladz0r June 30, 2025 at 06:05 AM.
1
3d ago
1,073 Posts
Joined Apr 2008
3d ago
lmbb20
3d ago
1,073 Posts
Quote from Rokket :
This is all good until you've spent all your money and you're not dead yet. Medicaid assisted living is not where I want to end up.

This person didn't read the book
3d ago
400 Posts
Joined Jan 2015
3d ago
mixafix
3d ago
400 Posts
Quote from 3JABO :
this concept may work fine for childless people, but please don't be like my parents- spend everything you made, die alone, and leave your children with nothing.

Why would you expect any money from your parents. They earned it, and if they want to spin it. that's their prerogative. My dad always said and granted he didn't get any of it. Social security money because he died at fifty five, which is somewhere around four hundred and seventy five thousand dollars. I didn't see any of that money. My mom didn't see you that money. My siblings didn't see that money. My dad always said, make sure that's the last check you write on your bed bounces.
1
3d ago
822 Posts
Joined Feb 2017
3d ago
3JABO
3d ago
822 Posts
Quote from saintirish :
"A good man leaves an inheritance for his children's children, but the sinner's wealth is laid up for the righteous." Prob. 13:22
got a bunch of sinners in this thread, I see.
3d ago
1,087 Posts
Joined Aug 2013
3d ago
TalA9559
3d ago
1,087 Posts
Quote from Rokket :
This is all good until you've spent all your money and you're not dead yet. Medicaid assisted living is not where I want to end up.

That's where pension, IRAs, 401k and social security play a big part. Most of these can't be drained in a lump sum.
1
3d ago
10,263 Posts
Joined Sep 2014
3d ago
ash78
3d ago
10,263 Posts
Quote from homers54321 :
That's Die with a Negative Balance

My FIL died suddenly with over $100k on 20+ credit cards in his own name. Apart from the tragedy and stress, I had to admit it was well played.

Just make sure you have someone to answer all those collection calls for the next year or two.

I used to subscribe to this idea, but I find it completely inane now. I want my family to be cared for, but also the best way to do that is to support them in constructive financial ways while we're all still alive. Not some lump sum inheritance or trust that prevents them from building their own skills. Living in a van in Breckenridge...
2
Pro
3d ago
3,252 Posts
Joined Dec 2008
3d ago
qkumbr
Pro
3d ago
3,252 Posts
Inheritance is not just wealth passed down -- it's knowledge and behavior. "You need a Roth IRA" is what I was told long ago, and I'm glad I was. That has enabled me with the good habits of frequenting a deals site to save $2 on PlayStation games and computer parts.
1

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3d ago
3,512 Posts
Joined Dec 2003
3d ago
GandalfNYC
3d ago
3,512 Posts
Quote from lmbb20 :
Yet you are on Slickdeals for the commentary I suppose. That is the wrong gift to give your kids. Warren Buffett isn't doing that for his kids but you complained that Mommy and Daddy didn't give you a trust fund.
The richest are often the cheapest.
3d ago
10,870 Posts
Joined Aug 2010
3d ago
J03
3d ago
10,870 Posts
Nice try Zoomers. I'm dying with my money!
2
3d ago
1,073 Posts
Joined Apr 2008
3d ago
lmbb20
3d ago
1,073 Posts
Quote from GandalfNYC :
The richest are often the cheapest.

I don't knock him (or her) too hard because I'm similar. However giving your kids money so they never work is ludicrous and they'll become drug addicts.
2
3d ago
4,100 Posts
Joined Oct 2011
3d ago
turbodog
3d ago
4,100 Posts
Quote from homers54321 :
What is the tl;dr version?
Buy less crap on slickdeals and leave the house more often?
1
7
3d ago
10,870 Posts
Joined Aug 2010
3d ago
J03
3d ago
10,870 Posts
Quote from 3JABO :
I am very wealthy and in the top 7% of individual wage earners in the US. I don't need anything from my dead parents, but will always ensure my children (in the present, and future when I am gone) do not have to worry about money.
You're doing it wrong if you're giving your kids money instead of teaching them how to make and invest their own. 'Generational wealth' is a myth. On average wealth is lost by the third generation. Your children may not be without but your grandchildren probably will be.
3d ago
4,538 Posts
Joined Mar 2013
3d ago
SKV4m
3d ago
4,538 Posts
Live with zero
3d ago
515 Posts
Joined Oct 2020
3d ago
multiuseemail
3d ago
515 Posts
Quote from nikita58467 :
I rather my parents leave us nothing but never financially burden us while they are alive. It's their money, they should enjoy every bit of it
Financially, physically, emotionally, etc.

I'm now having to watch my mother and her siblings take care of grandma - taking turns with FMLA and/or WFH to be at her side during the day and all the nursing care because grandma isn't a citizen and does not have access to elderly care.

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3d ago
401 Posts
Joined Jun 2003
3d ago
Caspertoo
3d ago
401 Posts
Good book, but it doesn't really address generational wealth, and how to actually build family wealth using generational wealth.

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